Affordable Housing In Ocean County
New Jersey

44 Low Income Apartment Communities In Ocean County

Hopes Crossing

1 Vans Way
Toms River, NJ
$1,018-1,381
1-3 BR
HCV Welcome

Park Plaza

150 Mathistown Rd
Little Egg Harbor, NJ
Income Based
1 BR
Subsidized

Patriots Cove

575 N Main St
Barnegat, NJ
$831-1,383
1-3 BR
HCV Welcome

The Willows at Little Egg Harbor

180 Oak Lane
Little Egg Harbor, NJ
Call For Rent
1 BR
VASH Welcome

Westlake Mews for Adults 55 Plus

100 Muirfield Road
Jackson, NJ
Call For Rent
1-2 BR
HCV Welcome

Manchester Village

202 Manor Drive
Manchester, NJ
Call For Rent
2-3 BR
HCV Welcome

Toms River Crescent Apartments

100 Crescent Court
Toms River, NJ
Call For Rent
2-3 BR
HCV Welcome

Heritage Village at Seabreeze

1031 Newark Avenue North
Forked River, NJ
Call For Rent
1-2 BR

Birchwood at Waretown

101 Veterans Blvd
Waretown, NJ
Call For Rent
1-2 BR

Windsor Crescent

1 Arcadia Court
Jackson, NJ
HCV Welcome

There are 44 low income housing apartment complexes which contain 4,419 affordable apartments for rent in Ocean County. Many of these rental apartments are income based housing with 1,513 apartments that set rent based on your income. In Ocean County, HUD housing programs support 645 rental assistance apartments through programs like Project-based Section 8. There are 2,583 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Ocean County

Housing Authority Programs
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Ocean County

Housing Authority Programs
Lakewood Housing Authority Section 8 Housing Choice Voucher (HCV); Section 8 Project-Based Voucher (PBV); Rental Assistance Demonstration (RAD)
Berkeley Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Housing Authority of the Township of Brick Section 8 Housing Choice Voucher (HCV); Public Housing; Section 8 Project-Based Voucher (PBV); Rental Assistance Demonstration (RAD)
Lakewood Township Residential Assistance Program Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Ocean County, New Jersey

Ocean County, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 44
Total Low Income Apartments 4,419
Total Rent Assisted Apartments 1,513
Percentage of Housing Units Occupied By Renters 19.62%
Average Renter Household Size 2.92
Total Population 583,450
Housing Units 222,494
Average Household Size 2.59
Median Household Income $61,994 ±$705
Median Rent $1,322 ±$21
Percentage Of Renters Overburdened 58.7% ± 1.64pp

Population and Household Demographics

Ocean County is a County in New Jersey with a population of 583,450. There are 222,494 households in the county with an average household size of 2.59 persons. 19.62% of households in Ocean County are renters.

Income and Rent Overburden in Ocean County

The median gross income for households in Ocean County is $61,994 a year, or $5,166 a month. The median rent for the county is $1,322 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ocean County, a household making less than $4,407 a month would be considered overburdened when renting an apartment at or above the median rent. 58.7% of households who rent are overburdened in Ocean County.1

Area Median Income In Ocean County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Ocean County, HUD calculates the Area Median Income for a family of four as $102,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Ocean County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Ocean County HUD Rental Assistance in Ocean County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,500 $24,600 $27,650 $30,700 $33,200 $35,650 $39,010 $43,430
50% of Median $35,850 $40,950 $46,050 $51,150 $55,250 $59,350 $63,450 $67,550
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Ocean County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2011, 15 low income apartment communities containing 1,629 rental apartments have been constructed and made affordable to low income persons in Ocean County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Ocean County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $43,020 $49,140 $55,260 $61,380 $66,300 $71,220 $76,140 $81,060

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Ocean County is $55,260 a year, or $4,605 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,605 by 30% to get a maximum rent of $1,382 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $896 $960 $1,151 $1,330 $1,484 $1,638
60% $1,076 $1,152 $1,382 $1,596 $1,781 $1,965
Fair Market Rents in Ocean County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$950 $1,137 $1,479 $2,013 $2,286

Cities In Ocean County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Toms River 7 The HUD funded Public Housing Agency that serves Toms River is the State of New Jersey Department of Community Affairs.
Jackson 4 The HUD funded Public Housing Agency that serves Jackson is the State of New Jersey Department of Community Affairs.
Lakewood 8 The HUD funded Public Housing Agencies that serve Lakewood are the Lakewood Housing Authority and State of New Jersey Department of Community Affairs.
Tuckerton 1 The HUD funded Public Housing Agency that serves Tuckerton is the State of New Jersey Department of Community Affairs.
Brick Township 6 The HUD funded Public Housing Agencies that serve Brick Township are the State of New Jersey Department of Community Affairs and Housing Authority of the Township of Brick.
Barnegat 5 The HUD funded Public Housing Agency that serves Barnegat is the State of New Jersey Department of Community Affairs.
Stafford 1 The HUD funded Public Housing Agency that serves Stafford is the State of New Jersey Department of Community Affairs.
Manchester 2 The HUD funded Public Housing Agency that serves Manchester is the State of New Jersey Department of Community Affairs.
Manchester Township 1 The HUD funded Public Housing Agency that serves Manchester Township is the State of New Jersey Department of Community Affairs.
Little Egg Harbor 2 The HUD funded Public Housing Agency that serves Little Egg Harbor is the State of New Jersey Department of Community Affairs.
Manahawkin 1 The HUD funded Public Housing Agency that serves Manahawkin is the State of New Jersey Department of Community Affairs.
Lacey Township 0 The HUD funded Public Housing Agency that serves Lacey Township is the State of New Jersey Department of Community Affairs.
Lakewood Township 0 The HUD funded Public Housing Agencies that serve Lakewood Township are the Lakewood Township Residential Assistance Program and State of New Jersey Department of Community Affairs.
Forked River 2 The HUD funded Public Housing Agency that serves Forked River is the State of New Jersey Department of Community Affairs.
Point Pleasant 0 The HUD funded Public Housing Agency that serves Point Pleasant is the State of New Jersey Department of Community Affairs.
Lacey 1 The HUD funded Public Housing Agency that serves Lacey is the State of New Jersey Department of Community Affairs.
Barnegatship 0
Barnegat Light 0
Bay Head 0
Beach Haven 0
Beach Haven West 0
Beachwood 0
Berkeley 0
Cedar Glen Lakes 0
Cedar Glen West 0
Crestwood Village 0
Dover Beaches North 0
Dover Beaches South 0
Eagleswood 0
Harvey Cedars 0
Holiday City Berkeley 0
Holiday City South 0
Holiday Heights 0
Island Heights 0
Jacksonship 0
Laceyship 0
Lakehurst 0
Lavallette 0
Leisure Knoll 0
Leisure Village 0
Leisure Village East 0
Leisure Village West 0
Little Egg Harborship 0
Long Beach 0
Manchestership 0
Mantoloking 0
Mystic Island 0
New Egypt 0
North Beach Haven 0
Ocean 2
Ocean Acres 0
Ocean Gate 0
Pine Beach 0
Pine Lake Park 0
Pine Ridge at Crestwood 0
Plumsted 0
Point Pleasant Beach 0
Seaside Heights 0
Seaside Park 0
Ship Bottom 0
Silver Ridge 0
South Toms River 0
Staffordship 0
Surf City 0
Toms Rivership 0
Vista Center 0
Waretown 1
Holiday City-Berkeley 0