Affordable Housing In Passaic
Passaic County, New Jersey

12 Low Income Apartment Communities In Passaic

J. Miller Apartments

59 Ascension St
Passaic, New Jersey

Boulevard Senior Citizens

187 Boulevard Park
Passaic, New Jersey

Passaic Consumer Home

234 Paulison Ave
Passaic, New Jersey
Disabled Supportive Housing

Highview Terrace

130 Aycrigg Ave
Passaic, New Jersey

Chestnut Homes

303 A Chestnut St
Passaic, New Jersey

Monsignor Joseph Bristel Residence Aka Maria Ha

194 Pennington Ave
Passaic, New Jersey
Elderly Supportive Housing

River Drive Residence 610

45 River Dr
Passaic, New Jersey

Murphy Hecht Apartments

299 Gregory Ave
Passaic, New Jersey

The Garden Building

29 Garden St
Passaic, New Jersey

Garden Street Senior Citizens

29 Howe Ave
Passaic, New Jersey

Section 8 Vouchers, Apartments, and Waiting Lists in Passaic, New Jersey

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Passaic, New Jersey

Housing Authority Programs
Housing Authority of the City of Passaic Section 8 Housing Choice Voucher (HCV); Public Housing
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)
Passaic County Public Housing Agency Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Passaic, New Jersey

There are 12 low income housing apartment communities offering 1,326 affordable apartments for rent in Passaic, New Jersey.

Income Based Apartments in Passaic, New Jersey

Passaic features 1,146 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Passaic, New Jersey

There are 180 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Passaic.

Housing Choice Vouchers in Passaic, New Jersey

On average, Section 8 Housing Choice vouchers pay Passaic landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Passaic.

The maximum amount a voucher would pay on behalf of a low-income tenant in Passaic, New Jersey for a two-bedroom apartment is between $1,562 and $1,910.

2022 Passaic, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Passaic, New Jersey Fair Market Rent $1,237 $1,481 $1,736 $2,159 $2,691
Passaic, New Jersey Payment Standard Range $1,113 to $1,361 $1,333 to $1,629 $1,562 to $1,910 $1,943 to $2,375 $2,422 to $2,960

Sourced from federal housing data and research.

Passaic, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 12
Total Low Income Apartments 1,326
Total Housing Units with Rental Assistance 1,146
Percentage of Housing Units Occupied By Renters 75.65%
Average Renter Household Size 3.49
Average Household Size 3.55
Median Household Income $31,832 ±$1,309
Median Rent $1,092 ±$24
Percentage Of Renters Overburdened 60.92% ± 3.4pp
Total Population 70,618

Population and Household Demographics

Passaic is a city in Passaic County, New Jersey with a population of 70,618. There are 19,802 households in the city with an average household size of 3.55 persons. 75.65% of households in Passaic are renters.

Income and Rent Overburden in Passaic

The median gross income for households in Passaic is $31,832 a year, or $2,653 a month. The median rent for the city is $1,092 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Passaic, a household making less than $3,640 a month would be considered overburdened when renting an apartment at or above the median rent. 60.92% of households who rent are overburdened in Passaic.

Area Median Income In Passaic

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Passaic, the AMI is calculated from all households within Passaic County.

In Passaic, HUD calculates the Area Median Income for a family of four as $127,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Passaic

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Passaic

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Passaic AMI may qualify for rental assistance programs that target Extremely Low Income households.
$25,700 $29,400 $33,050 $36,700 $39,650 $42,600 $45,550 $48,450
50% AMI Income Limits
Renters earning up to 50% of the Passaic AMI may qualify for rental assistance programs that target Very Low Income households.
$42,850 $49,000 $55,100 $61,200 $66,100 $71,000 $75,900 $80,800
80% AMI Income Limits
Renters earning up to 80% of the Passaic AMI may qualify for rental assistance programs that target Low Income households.
$63,000 $72,000 $81,000 $90,000 $97,200 $104,400 $111,600 $118,800