Low Income Apartments and Affordable Housing For Rent in Passaic, NJ

Discover affordable housing in Passaic where there are 12+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Passaic Consumer Home

234 Paulison Ave, Passaic, New Jersey 07055

Monsignor Joseph Bristel Residence Aka Maria Ha

194 Pennington Ave, Passaic, New Jersey 7055

Boulevard Senior Citizens

187 Boulevard Park, Passaic, New Jersey 07055

Highview Terrace

130 Aycrigg Ave, Passaic, New Jersey 07055

Murphy Hecht Apartments

299 Gregory Ave, Passaic, New Jersey 07055

Alfred Speer Village

33 Aspen Pl, Passaic, New Jersey 07055

Chestnut Homes

303 A Chestnut St, Passaic, New Jersey 07055

J. Miller Apartments

59 Ascension St, Passaic, New Jersey 07055

Vreeland Village & Chestnut Gardens

234 Chestnut St, Passaic, New Jersey 07055

The Garden Building

29 Garden St, Passaic, New Jersey 07055

Garden Street Senior Citizens

29 Howe Ave, Passaic, New Jersey 07055

River Drive Residence 610

45 River Dr, Passaic, New Jersey 07055

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Passaic, New Jersey
$35.83/hour
$22.10 (+161%) more than New Jersey minimum wage and $28.58 (+394%) more than the Federal minimum wage.
Learn More About Passaic, New Jersey Affordable Housing ↓

What HUD offices serve Passaic, New Jersey?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Passaic, New Jersey.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Passaic, New Jersey.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Passaic, New Jersey.

Go to the New Jersey Public Housing and Low-Income Apartments Waiting Lists page for openings near Passaic.

How many renters live in Passaic, New Jersey?

The City of Passaic has 69,121 people living in 20,280 households.

There are 52,080 renters living in 15,877 renter households in this City. Renters make up 75.35 percent of the population living in Passaic.

What is the rental market like in Passaic, New Jersey?

There are an estimated 20,884 housing units in the Passaic area. Of these, 16,007 units are rental homes, making up 77 percent of the housing market. For every renter household in Passaic, New Jersey, there are 1 rental units.

What is the vacancy rate for rentals in Passaic?

The rental vacancy rate in Passaic is 1 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Passaic for each bedroom size?

Occupied Rental Units by Size in Passaic
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
829 4,053 6,985 3,345 402
Occupied Rental Units by Size in Passaic

A large number of apartments in Passaic have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Passaic are overburdened by housing costs?

Among renter households in this market, 54 percent have housing cost burden. Further, 26 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Passaic

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,400 to $2,946. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,400
One BR $1,645
Two BR $1,892
Three BR $2,342
Four BR $2,946
2024 Fair Market Rents in Passaic, New Jersey

How many units are rented at Fair Market Rent (FMR) in Passaic?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 637 77 percent
One BR 3,474 86 percent
Two BR 4,617 66 percent
Rental Units Below FMR in Passaic, New Jersey

How many affordable rental units are in Passaic?

There are a variety of federal affordable housing programs serving households in Passaic, New Jersey including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 485
Public Housing 383
Section 8 Project-Based Rental Assistance 407
Mod Rehab Project-Based Rental Assistance 35
Section 811 Supportive Housing for Persons with Disabilities 5
Tracked Units by Federal Program in Passaic, New Jersey

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Passaic, New Jersey

Passaic features 1,145 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Passaic, New Jersey

There are 179 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Passaic.

Housing Choice Vouchers in Passaic, New Jersey

On average, Section 8 Housing Choice vouchers pay Passaic landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Passaic.

The maximum amount a voucher would pay on behalf of a low-income tenant in Passaic, New Jersey for a two-bedroom apartment is between $1,703 and $2,081.

Sourced from federal housing data and AffordableHousingOnline.com research.