Low Income Apartments and Affordable Housing For Rent in Phillipsburg, NJ

Discover affordable housing in Phillipsburg where there are 7+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Pohatcong Consumer Home

415 Liggett Blvd, Phillipsburg, New Jersey 08865

Lopatcong Consumer Home

150 S 7th St, Phillipsburg, New Jersey 08865

Alternatives Homes 2004

20 James Ave, Phillipsburg, New Jersey 08865

Clymer Village

211 Red School Ln, Phillipsburg, New Jersey 08865

Heckman House

525 Fisher Ave, Phillipsburg, New Jersey 08865

Heckman Terrace

427 Watson Pl, Phillipsburg, New Jersey 08865

Don Ver Apartments 707

169 S Main St, Phillipsburg, New Jersey 08865

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Phillipsburg, New Jersey
$29.17/hour
$15.44 (+112%) more than New Jersey minimum wage and $21.92 (+302%) more than the Federal minimum wage.
Learn More About Phillipsburg, New Jersey Affordable Housing ↓

What HUD offices serve Phillipsburg, New Jersey?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Public Housing programs for Phillipsburg, New Jersey.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Phillipsburg, New Jersey.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Phillipsburg, New Jersey.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Phillipsburg, New Jersey.

Go to the New Jersey Public Housing and Low-Income Apartments Waiting Lists page for openings near Phillipsburg.

How many renters live in Phillipsburg, New Jersey?

The City of Phillipsburg has 15,206 people living in 6,602 households.

There are 6,256 renters living in 2,736 renter households in this City. Renters make up 41.14 percent of the population living in Phillipsburg.

What is the rental market like in Phillipsburg, New Jersey?

There are an estimated 7,247 housing units in the Phillipsburg area. Of these, 2,793 units are rental homes, making up 39 percent of the housing market. For every renter household in Phillipsburg, New Jersey, there are 1 rental units.

What is the vacancy rate for rentals in Phillipsburg?

The rental vacancy rate in Phillipsburg is 2 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Phillipsburg for each bedroom size?

Occupied Rental Units by Size in Phillipsburg
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
47 777 777 897 214
Occupied Rental Units by Size in Phillipsburg

A large number of apartments in Phillipsburg have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Phillipsburg are overburdened by housing costs?

Among renter households in this market, 45 percent have housing cost burden. Further, 22 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Phillipsburg

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,171 to $2,278. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,171
One BR $1,277
Two BR $1,540
Three BR $1,950
Four BR $2,278
2024 Fair Market Rents in Phillipsburg, New Jersey

How many units are rented at Fair Market Rent (FMR) in Phillipsburg?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 30 64 percent
One BR 625 80 percent
Two BR 660 85 percent
Rental Units Below FMR in Phillipsburg, New Jersey

How many affordable rental units are in Phillipsburg?

There are a variety of federal affordable housing programs serving households in Phillipsburg, New Jersey including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 20
Public Housing 578
Tracked Units by Federal Program in Phillipsburg, New Jersey

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Phillipsburg, New Jersey

Phillipsburg features 672 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Phillipsburg, New Jersey

There are 10 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Phillipsburg.

Housing Choice Vouchers in Phillipsburg, New Jersey

On average, Section 8 Housing Choice vouchers pay Phillipsburg landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Phillipsburg.

The maximum amount a voucher would pay on behalf of a low-income tenant in Phillipsburg, New Jersey for a two-bedroom apartment is between $1,386 and $1,694.

Sourced from federal housing data and AffordableHousingOnline.com research.