Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. 

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Phillipsburg
Warren County, New Jersey

7 Low Income Apartment Communities In Phillipsburg

Alternatives Homes 2004

20 James Ave
Phillipsburg, New Jersey
Disabled Supportive Housing

Lopatcong Consumer Home

150 S 7th St
Phillipsburg, New Jersey
Disabled Supportive Housing

Pohatcong Consumer Home

415 Liggett Blvd
Phillipsburg, New Jersey
Disabled Supportive Housing

Clymer Village

211 Red School Ln
Phillipsburg, New Jersey
Elderly Supportive Housing

Heckman Terrace

427 Watson Pl
Phillipsburg, New Jersey

Heckman House

525 Fisher Ave
Phillipsburg, New Jersey

Don Ver Apartments 707

169 S Main St
Phillipsburg, New Jersey
  • «
  • 1
  • »

Housing Authorities that serve Phillipsburg

Housing Authority Programs
Phillipsburg Housing Authority Public Housing
Phillipsburg DCD Section 8 Housing Choice Voucher (HCV)
Warren County Housing Authority Section 8 Housing Choice Voucher (HCV)
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Phillipsburg, New Jersey

There are 7 low income housing apartment communities offering 685 affordable apartments for rent in Phillipsburg, New Jersey.

Income Based Apartments in Phillipsburg, New Jersey

Phillipsburg features 675 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Phillipsburg, New Jersey

There are 10 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Phillipsburg.

Housing Choice Vouchers in Phillipsburg, New Jersey

On average, Section 8 Housing Choice vouchers pay Phillipsburg landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Phillipsburg.

The maximum amount a voucher would pay on behalf of a low-income tenant in Phillipsburg, New Jersey for a two-bedroom apartment is between $1,054 and $1,288.

2020 Phillipsburg, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $845 $963 $1,171 $1,463 $1,641
Payment Standard Range $761 to $930 $867 to $1,059 $1,054 to $1,288 $1,317 to $1,609 $1,477 to $1,805

Sourced from federal housing data and research.

Phillipsburg, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 685
Total Housing Units with Rental Assistance 675
Percentage of Housing Units Occupied By Renters 46.96%
Average Renter Household Size 2.34
Average Household Size 2.40
Median Household Income $44,537 ±$4,429
Median Rent $875 ±$29
Percentage Of Renters Overburdened 49.16% ± 7.24pp
Total Population 14,608

Population and Household Demographics

Phillipsburg is a city in Warren County, New Jersey with a population of 14,608. There are 6,061 households in the city with an average household size of 2.40 persons. 46.96% of households in Phillipsburg are renters.

Income and Rent Overburden in Phillipsburg

The median gross income for households in Phillipsburg is $44,537 a year, or $3,711 a month. The median rent for the city is $875 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Phillipsburg, a household making less than $2,917 a month would be considered overburdened when renting an apartment at or above the median rent. 49.16% of households who rent are overburdened in Phillipsburg.

Area Median Income In Phillipsburg

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Phillipsburg, the AMI is calculated from all households within Warren County.

In Phillipsburg, HUD calculates the Area Median Income for a family of four as $97,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Phillipsburg

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Phillipsburg

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $20,650 $23,600 $26,550 $29,500 $31,900 $35,160 $39,640 $44,120
50% of Median $34,450 $39,350 $44,250 $49,150 $53,100 $57,050 $60,950 $64,900
80% of Median $54,950 $62,800 $70,650 $78,500 $84,800 $91,100 $97,350 $103,650