Affordable Housing In Somerville
Somerset County, New Jersey

2 Low Income Apartment Communities In Somerville

Somerville Senior Citizens

1 Mountain Ave
Somerville, New Jersey

Somerset County Supportive Housing

35 Somerset St
Somerville, New Jersey
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Housing Authorities that serve Somerville

Housing Authority Programs
Somerville Housing Authority Section 8 Housing Choice Voucher (HCV)
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Somerville, New Jersey

There are 2 low income housing apartment communities offering 171 affordable apartments for rent in Somerville, New Jersey.

Income Based Apartments in Somerville, New Jersey

Somerville features 153 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Somerville, New Jersey

There are 18 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Somerville.

Housing Choice Vouchers in Somerville, New Jersey

On average, Section 8 Housing Choice vouchers pay Somerville landlords $1,000 per month towards rent. The average voucher holder contributes $500 towards rent in Somerville.

The maximum amount a voucher would pay on behalf of a low-income tenant in Somerville, New Jersey for a two-bedroom apartment is between $1,578 and $1,928.

2021 Somerville, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Somerville, New Jersey Fair Market Rent $1,204 $1,371 $1,753 $2,187 $2,492
Somerville, New Jersey Payment Standard Range $1,084 to $1,324 $1,234 to $1,508 $1,578 to $1,928 $1,968 to $2,406 $2,243 to $2,741

Sourced from federal housing data and research.

Somerville, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 171
Total Housing Units with Rental Assistance 153
Percentage of Housing Units Occupied By Renters 44.48%
Average Renter Household Size 2.39
Average Household Size 2.60
Median Household Income $70,643 ±$3,953
Median Rent $1,232 ±$41
Percentage Of Renters Overburdened 41.82% ± 7.24pp
Total Population 12,212

Population and Household Demographics

Somerville is a city in Somerset County, New Jersey with a population of 12,212. There are 4,548 households in the city with an average household size of 2.60 persons. 44.48% of households in Somerville are renters.

Income and Rent Overburden in Somerville

The median gross income for households in Somerville is $70,643 a year, or $5,887 a month. The median rent for the city is $1,232 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Somerville, a household making less than $4,107 a month would be considered overburdened when renting an apartment at or above the median rent. 41.82% of households who rent are overburdened in Somerville.

Area Median Income In Somerville

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Somerville, the AMI is calculated from all households within Somerset County.

In Somerville, HUD calculates the Area Median Income for a family of four as $123,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Somerville

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Somerville

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Somerville AMI may qualify for rental assistance programs that target Extremely Low Income households.
$25,900 $29,600 $33,300 $36,950 $39,950 $42,900 $45,850 $48,800
50% AMI Income Limits
Renters earning up to 50% of the Somerville AMI may qualify for rental assistance programs that target Very Low Income households.
$43,150 $49,300 $55,450 $61,600 $66,550 $71,500 $76,400 $81,350
80% AMI Income Limits
Renters earning up to 80% of the Somerville AMI may qualify for rental assistance programs that target Low Income households.
$57,250 $65,400 $73,600 $81,750 $88,300 $94,850 $101,400 $107,950