Affordable Housing In Trenton
Mercer County, New Jersey

74 Low Income Apartment Communities In Trenton

Trent Center East

511 Greenwood Ave
Trenton, NJ
Income Based
1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Trent Center West

465 Greenwood Ave
Trenton, NJ
Income Based
1-2 BR
62+
Subsidized

Gardens at Birmingham

4000 Birmingham Crescent
Trenton, NJ
$876-1,522
1-3 BR
HCV Welcome

Prospect Village

110 Prospect St
Trenton, NJ
Call For Rent
1-3 BR
Family & Senior

Josephson Apartments

237 Oakland St
Trenton, NJ
Call For Rent
Studio-2 BR
62+

Rush Crossing

100 Rider Avenue
Trenton, NJ
$1,000-1,536
1-4 BR
Family & Senior

Frazier Courts

110 Prospect St
Trenton, NJ
Call For Rent
1-3 BR
Family & Senior

Lincoln Homes

207 Old Rose St
Trenton, NJ
Call For Rent
1-3 BR
Family & Senior

Samuel Haverstick Homes

5 Eisenhower Avenue
Trenton, NJ
Call For Rent
1-4 BR
Family & Senior

James J. Abbott Apartments

490 Hoffman Avenue
Trenton, NJ
Call For Rent
Studio-1 BR
62+

Housing Authorities that serve Trenton

Housing Authority Programs
Trenton Housing Authority Public Housing
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Trenton

Housing Authority Programs
N.j. Hsg. And Mortgage Finance Agcy Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Trenton, New Jersey

There are 74 low income housing apartment communities offering 5,840 affordable apartments for rent in Trenton, New Jersey. Trenton features 3,992 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 1,645 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Trenton.

Sourced from federal housing data and AffordableHousingOnline.com research.

Trenton, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 74
Total Low Income Apartments 5,840
Total Housing Units with Rental Assistance 3,992
Percentage of Housing Units Occupied By Renters 62.49%
Average Renter Household Size 2.80
Average Household Size 2.85
Median Household Income $34,257 ±$1,366
Median Rent $956 ±$24
Percentage Of Renters Overburdened 58.06% ± 3.48pp
Total Population 84,632

Population and Household Demographics

Trenton is a City in Mercer County, New Jersey with a population of 84,632. There are 27,844 households in the city with an average household size of 2.85 persons. 62.49% of households in Trenton are renters.

Income and Rent Overburden in Trenton

The median gross income for households in Trenton is $34,257 a year, or $2,855 a month. The median rent for the city is $956 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Trenton, a household making less than $3,187 a month would be considered overburdened when renting an apartment at or above the median rent. 58.06% of households who rent are overburdened in Trenton.1

Area Median Income In Trenton

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Trenton, the AMI is calculated from all households within Mercer County.

In Trenton, HUD calculates the Area Median Income for a family of four as $105,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Trenton

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Trenton HUD Rental Assistance in Trenton

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $22,250 $25,400 $28,600 $31,750 $34,300 $36,850 $39,400 $43,430
50% of Median $37,050 $42,350 $47,650 $52,900 $57,150 $61,400 $65,600 $69,850
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Trenton

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1994 to 2008, 37 low income apartment communities containing 1,829 rental apartments have been constructed and made affordable to low income persons in Trenton by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Trenton

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $37,050 $42,350 $47,650 $52,900 $57,150 $61,400 $65,600 $69,850
60% of Median $44,460 $50,820 $57,180 $63,480 $68,580 $73,680 $78,720 $83,820

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Trenton is $57,180 a year, or $4,765 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,765 by 30% to get a maximum rent of $1,430 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $926 $993 $1,191 $1,376 $1,535 $1,693
60% $1,112 $1,191 $1,430 $1,651 $1,842 $2,032
Fair Market Rents in Trenton

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$949 $1,128 $1,456 $1,814 $2,056