Affordable Housing In Trenton
Mercer County, New Jersey

74 Low Income Apartment Communities In Trenton

Trent Center East

511 Greenwood Ave
Trenton, New Jersey
Income Based
1 BR
Subsidized
62+
Accessible
Elderly Supportive Housing
Accessible

Trent Center West

465 Greenwood Ave
Trenton, New Jersey
Income Based
1-2 BR
Subsidized
62+

Gardens at Birmingham

4000 Birmingham Crescent
Trenton, New Jersey
$876-1,522
1-3 BR

Rowan Towers

620 W State St
Trenton, New Jersey
Call For Rent
Studio-2 BR
Subsidized

Prospect Village

110 Prospect St
Trenton, New Jersey
Call For Rent
1-3 BR
Family & Senior

Josephson Apartments

237 Oakland St
Trenton, New Jersey
Call For Rent
Studio-2 BR
62+

Esperanza Apartments

10 Wood St
Trenton, New Jersey
Call For Rent
1-3 BR

Rush Crossing

100 Rider Avenue
Trenton, New Jersey
$1,000-1,536
1-4 BR
Family & Senior

Frazier Courts

110 Prospect St
Trenton, New Jersey
Call For Rent
1-3 BR
Family & Senior

Lincoln Homes

207 Old Rose St
Trenton, New Jersey
Call For Rent
1-3 BR
Family & Senior

Section 8 Vouchers, Apartments, and Waiting Lists in Trenton, New Jersey

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Trenton, New Jersey

Housing Authority Programs
Trenton Housing Authority Public Housing
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Trenton, New Jersey

There are 74 low income housing apartment communities offering 6,044 affordable apartments for rent in Trenton, New Jersey.

Income Based Apartments in Trenton, New Jersey

Trenton features 4,244 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Trenton, New Jersey

There are 1,597 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Trenton.

Housing Choice Vouchers in Trenton, New Jersey

On average, Section 8 Housing Choice vouchers pay Trenton landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Trenton.

The maximum amount a voucher would pay on behalf of a low-income tenant in Trenton, New Jersey for a two-bedroom apartment is between $1,452 and $1,774.

2022 Trenton, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Trenton, New Jersey Fair Market Rent $1,072 $1,226 $1,613 $1,994 $2,187
Trenton, New Jersey Payment Standard Range $965 to $1,179 $1,103 to $1,349 $1,452 to $1,774 $1,795 to $2,193 $1,968 to $2,406

Sourced from federal housing data and AffordableHousingOnline.com research.

Trenton, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 74
Total Low Income Apartments 6,044
Total Housing Units with Rental Assistance 4,244
Percentage of Housing Units Occupied By Renters 62.49%
Average Renter Household Size 2.80
Average Household Size 2.85
Median Household Income $34,257 ±$1,366
Median Rent $956 ±$24
Percentage Of Renters Overburdened 58.06% ± 3.48pp
Total Population 84,632

Population and Household Demographics

Trenton is a city in Mercer County, New Jersey with a population of 84,632. There are 27,844 households in the city with an average household size of 2.85 persons. 62.49% of households in Trenton are renters.

Income and Rent Overburden in Trenton

The median gross income for households in Trenton is $34,257 a year, or $2,855 a month. The median rent for the city is $956 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Trenton, a household making less than $3,187 a month would be considered overburdened when renting an apartment at or above the median rent. 58.06% of households who rent are overburdened in Trenton.

Area Median Income In Trenton

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Trenton, the AMI is calculated from all households within Mercer County.

In Trenton, HUD calculates the Area Median Income for a family of four as $106,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Trenton

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Trenton

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Trenton AMI may qualify for rental assistance programs that target Extremely Low Income households.
$22,450 $25,650 $28,850 $32,050 $34,650 $37,200 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Trenton AMI may qualify for rental assistance programs that target Very Low Income households.
$37,400 $42,750 $48,100 $53,400 $57,700 $61,950 $66,250 $70,500
80% AMI Income Limits
Renters earning up to 80% of the Trenton AMI may qualify for rental assistance programs that target Low Income households.
$55,950 $63,950 $71,950 $79,900 $86,300 $92,700 $99,100 $105,500