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Low Income Apartments and Affordable Housing For Rent in Bergen County, NJ

Discover affordable housing in Bergen County where there are 95+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Image of Westgate Apartments

Westgate Apartments

12 Westgate Apartments, Washington, New Jersey 07882

bed 1-2
payment $650-806/mo.
switch_access_shortcut Short Wait
payment Subsidized
real_estate_agent Accepts Vouchers
elderly Senior
Image of De Vries Park

De Vries Park

200 Union St, Lodi, New Jersey 07644

bed 1
payment Subsidized
Image of Westmoor Gardens

Westmoor Gardens

4 Slocum Ave, Englewood, New Jersey 07631

bed 1-4
payment Subsidized
Image of Lehmann Gardens

Lehmann Gardens

12 Sulak Ln, Park Ridge, New Jersey 07656

payment Income Based
Image of Brookside Gardens

Brookside Gardens

239 Murray Hill Ter, Bergenfield, New Jersey 07621

payment Subsidized
Image of Franklin Street Villa

Franklin Street Villa

188 Franklin St, Northvale, New Jersey 7647

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
accessibility Accessible
Image of Leonia Retirement Housing II

Leonia Retirement Housing II

270 Glenwood Avenue, Leonia, New Jersey 7605

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
accessibility Accessible
Image of Senator Bob Gordon Senior Living Complex Apartments

Senator Bob Gordon Senior Living Complex Apartments

18-25 River Rd, Fair Lawn, New Jersey 07410

bed 1
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
payment Income Based
accessibility Accessible
Image of West Bergen Mental Healthcare Inc

West Bergen Mental Healthcare Inc

234 S Broad St, Ridgewood, New Jersey 07450

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
accessibility Accessible
Image of Rutherford Senior Housing

Rutherford Senior Housing

67 Kip Ave, Rutherford, New Jersey 07070

switch_access_shortcut Short Wait
Image of Englewood II

Englewood II

68 William St, Englewood, New Jersey 07631

payment Subsidized
Image of Glen Rock

Glen Rock

641 Lincoln Ave, Glen Rock, New Jersey 07452

payment Subsidized
accessibility Accessible
accessible_forward Disability
Image of Ridgefield Park Senior Citizens Housing T a Ryan

Ridgefield Park Senior Citizens Housing T a Ryan

278 Main St, Ridgefield Park, New Jersey 07660

payment Subsidized
Image of Westwood Senior Housing T a Westwood House

Westwood Senior Housing T a Westwood House

100 Madison Ave, Westwood, New Jersey 07675

payment Subsidized
Image of Ridgefield Park Consumer Home

Ridgefield Park Consumer Home

40 Hille Pl, Ridgefield Park, New Jersey 07660

payment Subsidized
accessibility Accessible
accessible_forward Disability
Image of The Woodlands at Ramsey

The Woodlands at Ramsey

141 Prince Street, Ramsey, New Jersey 07446

switch_access_shortcut Short Wait
accessibility Accessible
Image of Elsie Jay I and II

Elsie Jay I and II

13 Newman St, Hackensack, New Jersey 07601

payment Subsidized
Image of Maywood Group Home

Maywood Group Home

182 Prospect Ave, Maywood, New Jersey 07607

payment Subsidized
accessible_forward Disability
Image of Mediterranean House

Mediterranean House

505 North Ave, Fort Lee, New Jersey 07024

payment Subsidized
Image of Community Hope V Consumer Home

Community Hope V Consumer Home

14 Park View Ave, Washington, New Jersey 07882

payment Subsidized
accessibility Accessible
accessible_forward Disability

How To Identify Affordable Housing in Bergen County, New Jersey

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

BadgeDescription
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Bergen County, New Jersey
$35.83/hour
$22.10 (+161%) more than New Jersey minimum wage and $28.58 (+394%) more than the Federal minimum wage.
Learn More About Bergen County, New Jersey Affordable Housing ↓

What HUD offices serve Bergen County, New Jersey?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority of Bergen County
Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Housing Opportunities for Persons with AIDS (HOPWA) programs for Bergen County, New Jersey.
State of New Jersey Department of Community Affairs
Operates the Section 8 Housing Choice Voucher (HCV) programs for Bergen County, New Jersey.

Go to the New Jersey Public Housing and Low-Income Apartments Waiting Lists page for openings near Bergen County.

How many renters live in Bergen County, New Jersey?

The County of Bergen County has people living in households.

There are renters living in renter households in this County. Renters make up 29.57 percent of the population living in Bergen County.

What is the rental market like in Bergen County, New Jersey?

There are an estimated housing units in the Bergen County area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Bergen County, New Jersey, there are 1.03 rental units.

What is the vacancy rate for rentals in Bergen County?

The rental vacancy rate in Bergen County is 2 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Bergen County for each bedroom size?

Occupied Rental Units by Size in Bergen County
StudioOne-BedroomTwo-BedroomThree-BedroomFour+ Bedrooms
8,27042,81246,10618,9524,311
Occupied Rental Units by Size in Bergen County

A large number of apartments in Bergen County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Bergen County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,400 to $2,946. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size2024 Fair Market Rents
Studio$1,400
One BR$1,645
Two BR$1,892
Three BR$2,342
Four BR$2,946
2024 Fair Market Rents in Bergen County, New Jersey

How many units are rented at Fair Market Rent (FMR) in Bergen County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit SizeCount of Units Below FMRPercentage of Total Units Below FMR
Studio4,35653 percent
One BR20,50848 percent
Two BR11,41725 percent
Rental Units Below FMR in Bergen County, New Jersey

How many affordable rental units are in Bergen County?

There are a variety of federal affordable housing programs serving households in Bergen County, New Jersey including the following:

Federal ProgramUnit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
Tracked Units by Federal Program in Bergen County, New Jersey

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Bergen County, New Jersey

Bergen County features 4,746 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Bergen County, New Jersey

There are 1,429 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Bergen County.

Housing Choice Vouchers in Bergen County, New Jersey

On average, Section 8 Housing Choice vouchers pay Bergen County landlords $1,000 per month towards rent. The average voucher holder contributes $400 towards rent in Bergen County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Bergen County, New Jersey for a two-bedroom apartment is between $1,703 and $2,081.

Sourced from federal housing data and AffordableHousingOnline.com research.

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