Affordable Housing In Rio Arriba County
New Mexico

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There are 7 low income housing apartment complexes which contain 467 affordable apartments for rent in Rio Arriba County, New Mexico. Many of these rental apartments are income based housing with about 276 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 0 Project-Based Section 8 subsidized apartments in Rio Arriba County. There are 199 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

The HUD funded Public Housing Agencies that serve Rio Arriba County are the Housing Authority of the County of Rio Arriba and Northern Regional Housing Authority.

Affordable Apartments in Rio Arriba County

710 La Joya St
Espanola, New Mexico
Villa Del Norte is a 50 unit low income housing apartment community in Espanola.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 202 Supportive Housing for the Elderly
Project Based Rental Assistance
Senior (62+)
Accessible Units
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W Kennedy Subdivision
Ohkay Owingeh, New Mexico
Tsigo Bugeh Village is a 40 unit low income housing apartment community in Ohkay Owingeh.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Ohkay Owingeh.
Low Income Housing Tax Credit
Accepts Housing Choice Vouchers
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143A Roman Dr
Espanola, New Mexico
Espanola Ph is a 178 unit low income housing apartment community in Espanola.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Public Housing
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816 E Chamisal St
Espanola, New Mexico
Santa Clara Apartments is a 48 unit low income housing apartment community in Espanola.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 515 Rural Rental Housing
Rural Development Rental Assistance
Project Based Rental Assistance
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737 La Joya St
Espanola, New Mexico
737 La Joya Street is a 50 unit low income housing apartment community in Espanola.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Espanola.

Housing Authorities that serve Rio Arriba County

The Housing Authority of the County of Rio Arriba is a Section 8 and Public Housing public housing agency in Espanola, New Mexico.

The Northern Regional Housing Authority is a Section 8 and Public Housing public housing agency in Taos, New Mexico.

Other Housing Authorities located in Rio Arriba County

The Housing Authority of the Village of Chama is a Public Housing public housing agency in Chama, New Mexico.

Understanding Affordable Housing in Rio Arriba County, New Mexico

Rio Arriba County, NM Affordable Housing Snapshot

Total Affordable Apartment Properties7
Total Low Income Apartments467
Total Rent Assisted Apartments276
Percentage of Housing Units Occupied By Renters22.35%
Average Renter Household Size2.83
Total Population39,949
Housing Units13,730
Average Household Size2.86
Median Household Income$36,098 ±$3,101
Median Rent$634 ±$50
Percentage Of Renters Overburdened43.66% ± 6.74pp

Population and Household Demographics

Rio Arriba County is a County in New Mexico with a population of 39,949. There are 13,730 households in the county with an average household size of 2.86 persons. 22.35% of households in Rio Arriba County are renters.

Income and Rent Overburden in Rio Arriba County

The median gross income for households in Rio Arriba County is $36,098 a year, or $3,008 a month. The median rent for the county is $634 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Rio Arriba County, a household making less than $2,113 a month would be considered overburdened when renting an apartment at or above the median rent.43.66% of households who rent are overburdened in Rio Arriba County.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 6.74 percentage points.

Area Median Income In Rio Arriba County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Rio Arriba County, HUD calculates the Area Median Income for a family of four as $47,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Rio Arriba County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Rio Arriba County HUD Rental Assistance Income Limits

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
30%$12,060$16,240$20,420$24,600$28,250$30,350$32,450$34,550
50%$18,350$20,950$23,550$26,150$28,250$30,350$32,450$34,550
80%$29,300$33,500$37,700$41,850$45,200$48,550$51,900$55,250

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Rio Arriba County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2000 to 2000, 2 low income apartment communities containing 101 rental apartments have been constructed and made affordable to low income persons in Rio Arriba County by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Rio Arriba County by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Rio Arriba County Low Income Housing Tax Credit Income Limits

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50%$18,350$20,950$23,550$26,150$28,250$30,350$32,450$34,550
60%$22,020$25,140$28,260$31,380$33,900$36,420$38,940$41,460

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Rio Arriba County is $28,260 a year, or $2,355 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,355 by 30% to get a maximum rent of $707 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMIStudio2 Bed3 Bed4 Bed1 Bed5 Bed
50%$459$491$589$680$759$838
60%$551$590$707$816$911$1,005

Cities In Rio Arriba County

Select A City to View its Apartment Communities and Waiting Lists.

CityListingsServed By
Espanola6The HUD funded Public Housing Agencies that serve Espanola are the Housing Authority of the County of Rio Arriba and Northern Regional Housing Authority.
Alcalde0The HUD funded Public Housing Agencies that serve Alcalde are the Housing Authority of the County of Rio Arriba and Northern Regional Housing Authority.
Abiquiu0The HUD funded Public Housing Agency that serves Abiquiu is the Northern Regional Housing Authority.
Brazos0The HUD funded Public Housing Agency that serves Brazos is the Northern Regional Housing Authority.
Canjilon0The HUD funded Public Housing Agency that serves Canjilon is the Northern Regional Housing Authority.
Cañones0The HUD funded Public Housing Agency that serves Cañones is the Northern Regional Housing Authority.
Canova0The HUD funded Public Housing Agency that serves Canova is the Northern Regional Housing Authority.
Gallina0The HUD funded Public Housing Agency that serves Gallina is the Northern Regional Housing Authority.
Chama0The HUD funded Public Housing Agency that serves Chama is the Northern Regional Housing Authority.
Chamita0The HUD funded Public Housing Agency that serves Chamita is the Northern Regional Housing Authority.
Chili0The HUD funded Public Housing Agency that serves Chili is the Northern Regional Housing Authority.
Chimayo0The HUD funded Public Housing Agency that serves Chimayo is the Northern Regional Housing Authority.
Cordova0The HUD funded Public Housing Agency that serves Cordova is the Northern Regional Housing Authority.
Coyote0The HUD funded Public Housing Agency that serves Coyote is the Northern Regional Housing Authority.
Dixon0The HUD funded Public Housing Agency that serves Dixon is the Northern Regional Housing Authority.
Dulce0The HUD funded Public Housing Agency that serves Dulce is the Northern Regional Housing Authority.
El Duende0The HUD funded Public Housing Agency that serves El Duende is the Northern Regional Housing Authority.
El Rito0The HUD funded Public Housing Agency that serves El Rito is the Northern Regional Housing Authority.
Ensenada0The HUD funded Public Housing Agency that serves Ensenada is the Northern Regional Housing Authority.
Hernandez0The HUD funded Public Housing Agency that serves Hernandez is the Northern Regional Housing Authority.
La Madera0The HUD funded Public Housing Agency that serves La Madera is the Northern Regional Housing Authority.
La Mesilla0The HUD funded Public Housing Agency that serves La Mesilla is the Northern Regional Housing Authority.
La Villita0The HUD funded Public Housing Agency that serves La Villita is the Northern Regional Housing Authority.
Los Luceros0The HUD funded Public Housing Agency that serves Los Luceros is the Northern Regional Housing Authority.
Los Ojos0The HUD funded Public Housing Agency that serves Los Ojos is the Northern Regional Housing Authority.
Lumberton0The HUD funded Public Housing Agency that serves Lumberton is the Northern Regional Housing Authority.
Lyden0The HUD funded Public Housing Agency that serves Lyden is the Northern Regional Housing Authority.
Ohkay Owingeh1The HUD funded Public Housing Agency that serves Ohkay Owingeh is the Northern Regional Housing Authority.
Pueblito0The HUD funded Public Housing Agency that serves Pueblito is the Northern Regional Housing Authority.
San Jose0The HUD funded Public Housing Agency that serves San Jose is the Northern Regional Housing Authority.
Santa Clara Pueblo0The HUD funded Public Housing Agency that serves Santa Clara Pueblo is the Northern Regional Housing Authority.
Tierra Amarilla0The HUD funded Public Housing Agency that serves Tierra Amarilla is the Northern Regional Housing Authority.
Truchas0The HUD funded Public Housing Agency that serves Truchas is the Northern Regional Housing Authority.
Velarde0The HUD funded Public Housing Agency that serves Velarde is the Northern Regional Housing Authority.
Youngsville0The HUD funded Public Housing Agency that serves Youngsville is the Northern Regional Housing Authority.