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Affordable Housing In Gardiner
Ulster County, New York

Housing Authorities that serve Gardiner

Housing Authority Programs
Rural Ulster Preservation Company Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Gardiner, New York

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Gardiner, New York.

Income Based Apartments in Gardiner, New York

Gardiner features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Gardiner, New York

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Gardiner.

Housing Choice Vouchers in Gardiner, New York

On average, Section 8 Housing Choice vouchers pay Gardiner landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Gardiner.

The maximum amount a voucher would pay on behalf of a low-income tenant in Gardiner, New York for a two-bedroom apartment is between $1,166 and $1,426.

2021 Gardiner, New York Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $860 $1,020 $1,296 $1,685 $1,906
Payment Standard Range $774 to $946 $918 to $1,122 $1,166 to $1,426 $1,517 to $1,854 $1,715 to $2,097

Sourced from federal housing data and AffordableHousingOnline.com research.

Gardiner, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 26.32%
Average Renter Household Size 2.00
Average Household Size 2.26
Median Household Income $56,917 ±$14,822
Median Rent $1,042 ±$524
Percentage Of Renters Overburdened 33.33% ± 30.61pp
Total Population 643

Population and Household Demographics

Gardiner is a city in Ulster County, New York with a population of 643. There are 285 households in the city with an average household size of 2.26 persons. 26.32% of households in Gardiner are renters.

Income and Rent Overburden in Gardiner

The median gross income for households in Gardiner is $56,917 a year, or $4,743 a month. The median rent for the city is $1,042 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Gardiner, a household making less than $3,473 a month would be considered overburdened when renting an apartment at or above the median rent. 33.33% of households who rent are overburdened in Gardiner.

Area Median Income In Gardiner

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Gardiner, the AMI is calculated from all households within Ulster County.

In Gardiner, HUD calculates the Area Median Income for a family of four as $83,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Gardiner

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Gardiner

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,600 $20,100 $22,600 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $29,300 $33,500 $37,700 $41,850 $45,200 $48,550 $51,900 $55,250
80% of Median $46,900 $53,600 $60,300 $66,950 $72,350 $77,700 $83,050 $88,400