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An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Montgomery County
New York

18 Low Income Apartment Communities In Montgomery County

Mohawk Terrace Apartments

35 Wall St
Amsterdam, New York
Call For Rent
1 BR

Colonial Square I

320 Church St
Amsterdam, New York

New Dimensions in Living

40 Ridge Rd
Canajoharie, New York
Elderly Supportive Housing

Lafayette Court

129 Lafayette St
Palatine Bridge, New York
Elderly Supportive Housing

Amsterdam Rehabilitation

53 Wall St
Amsterdam, New York

New Amsterdam Apartments

26 Wall St
Amsterdam, New York

New Amsterdam Apartments

60 Division St
Amsterdam, New York

Woodrow Wilson Townhouses

141 Woodrow Rd
Amsterdam, New York

Rivercrest Commons

131 Division St
Amsterdam, New York
Disabled Supportive Housing

Greenwood Terrace

1 Greenwood Ter
Mohawk, New York

Guide To Affordable Housing in Montgomery County, New York

There are 18 low income housing apartment communities offering 836 affordable apartments for rent in Montgomery County, New York.

Income Based Apartments in Montgomery County, New York

Montgomery County features 625 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Montgomery County, New York

There are 211 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Montgomery County.

Housing Choice Vouchers in Montgomery County, New York

On average, Section 8 Housing Choice vouchers pay Montgomery County landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Montgomery County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Montgomery County, New York for a two-bedroom apartment is between $708 and $866.

2020 Montgomery County, New York Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $660 $664 $787 $981 $1,112
Payment Standard Range $594 to $726 $598 to $730 $708 to $866 $883 to $1,079 $1,001 to $1,223

Sourced from federal housing data and research.

Montgomery County, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 18
Total Low Income Apartments 836
Total Housing Units with Rental Assistance 625
Percentage of Housing Units Occupied By Renters 32.91%
Average Renter Household Size 2.37
Average Household Size 2.50
Median Household Income $43,764 ±$1,943
Median Rent $702 ±$16
Percentage Of Renters Overburdened 46.91% ± 3.53pp
Total Population 49,779

Population and Household Demographics

Montgomery County is a county in New York with a population of 49,779. There are 19,539 households in the county with an average household size of 2.50 persons. 32.91% of households in Montgomery County are renters.

Income and Rent Overburden in Montgomery County

The median gross income for households in Montgomery County is $43,764 a year, or $3,647 a month. The median rent for the county is $702 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Montgomery County, a household making less than $2,340 a month would be considered overburdened when renting an apartment at or above the median rent. 46.91% of households who rent are overburdened in Montgomery County.

Area Median Income In Montgomery County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Montgomery County, HUD calculates the Area Median Income for a family of four as $62,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Montgomery County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Montgomery County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,150 $17,240 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $23,550 $26,900 $30,250 $33,600 $36,300 $39,000 $41,700 $44,400
80% of Median $37,650 $43,000 $48,400 $53,750 $58,050 $62,350 $66,650 $70,950

Cities In Montgomery County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Amsterdam The HUD funded Public Housing Agency that serves Amsterdam is the Amsterdam Housing Authority.
Canajoharie The HUD funded Public Housing Agency that serves Canajoharie is the Village of Canajoharie.
Fort Johnson
Fort Plain
Palatine Bridge
St Johnsville
St. Johnsville
Tribes Hill