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Affordable Housing In Napanoch
Ulster County, New York

Housing Authorities that serve Napanoch

Housing Authority Programs
Rural Ulster Preservation Company Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Napanoch, New York

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Napanoch, New York.

Income Based Apartments in Napanoch, New York

Napanoch features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Napanoch, New York

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Napanoch.

Housing Choice Vouchers in Napanoch, New York

On average, Section 8 Housing Choice vouchers pay Napanoch landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Napanoch.

The maximum amount a voucher would pay on behalf of a low-income tenant in Napanoch, New York for a two-bedroom apartment is between $1,094 and $1,337.

2020 Napanoch, New York Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $792 $967 $1,215 $1,563 $1,768
Payment Standard Range $713 to $871 $870 to $1,064 $1,094 to $1,337 $1,407 to $1,719 $1,591 to $1,945

Sourced from federal housing data and AffordableHousingOnline.com research.

Napanoch, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 25%
Average Renter Household Size 2.12
Average Household Size 2.38
Median Household Income $42,363 ±$12,531
Median Rent $800 ±$197
Percentage Of Renters Overburdened 39.13% ± 29.73pp
Total Population 1,096

Population and Household Demographics

Napanoch is a city in Ulster County, New York with a population of 1,096. There are 460 households in the city with an average household size of 2.38 persons. 25% of households in Napanoch are renters.

Income and Rent Overburden in Napanoch

The median gross income for households in Napanoch is $42,363 a year, or $3,530 a month. The median rent for the city is $800 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Napanoch, a household making less than $2,667 a month would be considered overburdened when renting an apartment at or above the median rent. 39.13% of households who rent are overburdened in Napanoch.

Area Median Income In Napanoch

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Napanoch, the AMI is calculated from all households within Ulster County.

In Napanoch, HUD calculates the Area Median Income for a family of four as $83,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Napanoch

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Napanoch

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,600 $20,100 $22,600 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $29,300 $33,500 $37,700 $41,850 $45,200 $48,550 $51,900 $55,250
80% of Median $46,900 $53,600 $60,300 $66,950 $72,350 $77,700 $83,050 $88,400