Affordable Housing In Niagara County
New York

62 Low Income Apartment Communities In Niagara County

Affinity Foxwood Place

6147 Ruhlmann Rd
Lockport, NY
Income Based
1-3 BR
Accessible

Colt Block Apartments

2119 Main St
Niagara Falls, NY
Subsidized

Monteagle Ridge Estate

4600 Hyde Park Blvd
Niagara Falls, NY
Subsidized

Foxwood Place

6136 Ruhlmann Rd
Lockport, NY
Subsidized

Willow Housing

Townline Rd
Wheatfield, NY
62+
Accessible
Elderly Supportive Housing
Subsidized

South - Towne Park Apartments

5871 Sweetwood Dr
Lockport, NY
Subsidized

Niagara Towers

901 Cedar Ave
Niagara Falls, NY
Subsidized

Pine Housing

6231 Tonawanda Creek Rd
Lockport, NY
62+
Accessible
Elderly Supportive Housing
Subsidized

Lewiston Villa

930 Upper Mountain Rd
Lewiston, NY
62+
Accessible
Elderly Supportive Housing
Subsidized

Bishop Gibbons Apartments

1110 Payne Ave
North Tonawanda, NY
Subsidized

There are 62 low income housing apartment complexes which contain 4,505 affordable apartments for rent in Niagara County. Many of these rental apartments are income based housing with 3,120 apartments that set rent based on your income. In Niagara County, HUD housing programs support 1,411 rental assistance apartments through programs like Project-based Section 8. There are 1,385 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Other Housing Authorities located in Niagara County

Housing Authority Programs
Niagara Falls Housing Authority Public Housing
Lockport Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
City of Niagara Falls Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Niagara County, New York

Niagara County, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 62
Total Low Income Apartments 4,505
Total Rent Assisted Apartments 3,120
Percentage of Housing Units Occupied By Renters 29.06%
Average Renter Household Size 2.06
Total Population 214,150
Housing Units 87,807
Average Household Size 2.39
Median Household Income $49,449 ±$1,255
Median Rent $654 ±$15
Percentage Of Renters Overburdened 47.65% ± 2.86pp

Population and Household Demographics

Niagara County is a County in New York with a population of 214,150. There are 87,807 households in the county with an average household size of 2.39 persons. 29.06% of households in Niagara County are renters.

Income and Rent Overburden in Niagara County

The median gross income for households in Niagara County is $49,449 a year, or $4,121 a month. The median rent for the county is $654 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Niagara County, a household making less than $2,180 a month would be considered overburdened when renting an apartment at or above the median rent. 47.65% of households who rent are overburdened in Niagara County.1

Area Median Income In Niagara County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Niagara County, HUD calculates the Area Median Income for a family of four as $76,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Niagara County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Niagara County HUD Rental Assistance in Niagara County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,150 $18,450 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $26,950 $30,800 $34,650 $38,450 $41,550 $44,650 $47,700 $50,800
80% of Median $43,050 $49,200 $55,350 $61,500 $66,450 $71,350 $76,300 $81,200
Low Income Housing Tax Credits in Niagara County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1992 to 2010, 23 low income apartment communities containing 1,882 rental apartments have been constructed and made affordable to low income persons in Niagara County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Niagara County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $32,340 $36,960 $41,580 $46,140 $49,860 $53,580 $57,240 $60,960

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Niagara County is $41,580 a year, or $3,465 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,465 by 30% to get a maximum rent of $1,040 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $674 $722 $866 $1,000 $1,116 $1,231
60% $809 $866 $1,040 $1,200 $1,340 $1,478
Fair Market Rents in Niagara County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$671 $695 $838 $1,050 $1,204

Cities In Niagara County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Niagara Falls 31 The HUD funded Public Housing Agencies that serve Niagara Falls are the Niagara Falls Housing Authority and City of Niagara Falls.
Wilson 2
North Tonawanda 8
Middleport 1
Lewiston 4
Wheatfield 1
Lockport 11 The HUD funded Public Housing Agency that serves Lockport is the Lockport Housing Authority.
Newfane 2
Sanborn 1
Youngstown 0
Gasport 0
Barker 1
Cambria 0
Hartland 0
Niagara 0
Olcott 0
Pendleton 0
Porter 0
Ransomville 0
Rapids 0
Royalton 0
Somerset 0
South Lockport 0
Tuscarora Nation Reservation 0