Affordable Housing In Oneida County
New York

52 Low Income Apartment Communities In Oneida County

Margaret Knamm Apartments

33 Scott St
Utica, NY
Income Based
Studio-2 BR
62+
Accessible
Subsidized

Village Point Apartments

2 Paris Rd
New Hartford, NY
Income Based
1 BR
62+
Accessible
Subsidized

Wedgewood Apartments

7851 State Route 298
Kirkland, NY
Call For Rent
1 BR
Subsidized

Schoolhouse Apartments

145 Stafford Ave
Waterville, NY
Income Based
1-2 BR
Subsidized

Genesee Towers

110 Genesee St
Utica, NY
Income Based
Studio-1 BR
62+
Subsidized

Mary D Buck Apartments

10 Clinton St
Utica, NY
Income Based
1-2 BR
Subsidized

Lillian Y. Cooper Apartments

276 Genesee St
Utica, NY
Income Based
1-2 BR
62+
Subsidized

Brandegee Gardens

827 Jay St
Utica, NY
$890-1,169
1-3 BR
Subsidized

Roosevelt Residences

509 2nd St
Utica, NY
$487-928
1-4 BR
HCV Welcome

The Brook Apartments

2420 Oneida Street
Utica, NY
62+
Accessible
Subsidized

Housing Authorities that serve Oneida County

Housing Authority Programs
Utica Municipal Housing Authority Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Oneida County

Housing Authority Programs
Rome Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
City of Utica Section 8 Housing Choice Voucher (HCV)
Boonville Housing Authority Section 8 Housing Choice Voucher (HCV)
Village of New Hartford Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Oneida County, New York

According to federal housing data and AffordableHousingOnline.com research, there are 52 low income housing apartment communities offering 4,041 affordable apartments for rent in Oneida County, New York. Oneida County features 3,130 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 911 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Oneida County.

Oneida County, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 52
Total Low Income Apartments 4,041
Total Housing Units with Rental Assistance 3,130
Percentage of Housing Units Occupied By Renters 34.31%
Average Renter Household Size 2.24
Average Household Size 2.43
Median Household Income $48,246 ±$1,180
Median Rent $706 ±$11
Percentage Of Renters Overburdened 46.97% ± 1.92pp
Total Population 233,558

Population and Household Demographics

Oneida County is a County in New York with a population of 233,558. There are 90,844 households in the county with an average household size of 2.43 persons. 34.31% of households in Oneida County are renters.

Income and Rent Overburden in Oneida County

The median gross income for households in Oneida County is $48,246 a year, or $4,021 a month. The median rent for the county is $706 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Oneida County, a household making less than $2,353 a month would be considered overburdened when renting an apartment at or above the median rent. 46.97% of households who rent are overburdened in Oneida County.1

Area Median Income In Oneida County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Oneida County, HUD calculates the Area Median Income for a family of four as $70,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Oneida County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Oneida County HUD Rental Assistance in Oneida County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,800 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $24,650 $28,200 $31,700 $35,200 $38,050 $40,850 $43,650 $46,500
80% of Median $39,450 $45,050 $50,700 $56,300 $60,850 $65,350 $69,850 $74,350
Low Income Housing Tax Credits in Oneida County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1992 to 2010, 15 low income apartment communities containing 494 rental apartments have been constructed and made affordable to low income persons in Oneida County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Oneida County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $24,650 $28,200 $31,700 $35,200 $38,050 $40,850 $43,650 $46,500
60% of Median $29,580 $33,840 $38,040 $42,240 $45,660 $49,020 $52,380 $55,800

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Oneida County is $38,040 a year, or $3,170 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,170 by 30% to get a maximum rent of $951 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $616 $661 $793 $916 $1,021 $1,127
60% $740 $793 $951 $1,099 $1,226 $1,352
Fair Market Rents in Oneida County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$563 $613 $790 $984 $1,096

Cities In Oneida County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Utica 31 The HUD funded Public Housing Agencies that serve Utica are the City of Utica, Village of New Hartford and Utica Municipal Housing Authority.
Camden 0 The HUD funded Public Housing Agency that serves Camden is the Utica Municipal Housing Authority.
Rome 9 The HUD funded Public Housing Agencies that serve Rome are the Rome Housing Authority and Utica Municipal Housing Authority.
Boonville 1 The HUD funded Public Housing Agencies that serve Boonville are the Boonville Housing Authority and Utica Municipal Housing Authority.
Vernon 1 The HUD funded Public Housing Agency that serves Vernon is the Utica Municipal Housing Authority.
New Hartford 1 The HUD funded Public Housing Agency that serves New Hartford is the Utica Municipal Housing Authority.
Sherrill 1 The HUD funded Public Housing Agency that serves Sherrill is the Utica Municipal Housing Authority.
Waterville 1 The HUD funded Public Housing Agency that serves Waterville is the Utica Municipal Housing Authority.
Whitesboro 0 The HUD funded Public Housing Agency that serves Whitesboro is the Utica Municipal Housing Authority.
Remsen 1 The HUD funded Public Housing Agency that serves Remsen is the Utica Municipal Housing Authority.
New York Mills 2 The HUD funded Public Housing Agency that serves New York Mills is the Utica Municipal Housing Authority.
Annsville 0 The HUD funded Public Housing Agency that serves Annsville is the Utica Municipal Housing Authority.
Augusta 0 The HUD funded Public Housing Agency that serves Augusta is the Utica Municipal Housing Authority.
Ava 0 The HUD funded Public Housing Agency that serves Ava is the Utica Municipal Housing Authority.
Barneveld 0 The HUD funded Public Housing Agency that serves Barneveld is the Utica Municipal Housing Authority.
Bridgewater 0 The HUD funded Public Housing Agency that serves Bridgewater is the Utica Municipal Housing Authority.
Chadwicks 0 The HUD funded Public Housing Agency that serves Chadwicks is the Utica Municipal Housing Authority.
Clark Mills 0 The HUD funded Public Housing Agency that serves Clark Mills is the Utica Municipal Housing Authority.
Clayville 0 The HUD funded Public Housing Agency that serves Clayville is the Utica Municipal Housing Authority.
Clinton 0 The HUD funded Public Housing Agency that serves Clinton is the Utica Municipal Housing Authority.
Deerfield 0 The HUD funded Public Housing Agency that serves Deerfield is the Utica Municipal Housing Authority.
Durhamville 0 The HUD funded Public Housing Agency that serves Durhamville is the Utica Municipal Housing Authority.
Florence 0 The HUD funded Public Housing Agency that serves Florence is the Utica Municipal Housing Authority.
Floyd 0 The HUD funded Public Housing Agency that serves Floyd is the Utica Municipal Housing Authority.
Forestport 0 The HUD funded Public Housing Agency that serves Forestport is the Utica Municipal Housing Authority.
Holland Patent 0 The HUD funded Public Housing Agency that serves Holland Patent is the Utica Municipal Housing Authority.
Kirkland 1 The HUD funded Public Housing Agency that serves Kirkland is the Utica Municipal Housing Authority.
Lee 0 The HUD funded Public Housing Agency that serves Lee is the Utica Municipal Housing Authority.
Marcy 0 The HUD funded Public Housing Agency that serves Marcy is the Utica Municipal Housing Authority.
Marshall 0 The HUD funded Public Housing Agency that serves Marshall is the Utica Municipal Housing Authority.
Oneida Castle 0 The HUD funded Public Housing Agency that serves Oneida Castle is the Utica Municipal Housing Authority.
Oriskany 0 The HUD funded Public Housing Agency that serves Oriskany is the Utica Municipal Housing Authority.
Oriskany Falls 1 The HUD funded Public Housing Agency that serves Oriskany Falls is the Utica Municipal Housing Authority.
Paris 0 The HUD funded Public Housing Agency that serves Paris is the Utica Municipal Housing Authority.
Prospect 0 The HUD funded Public Housing Agency that serves Prospect is the Utica Municipal Housing Authority.
Sangerfield 0 The HUD funded Public Housing Agency that serves Sangerfield is the Utica Municipal Housing Authority.
Steuben 0 The HUD funded Public Housing Agency that serves Steuben is the Utica Municipal Housing Authority.
Sylvan Beach 1 The HUD funded Public Housing Agency that serves Sylvan Beach is the Utica Municipal Housing Authority.
Trenton 0 The HUD funded Public Housing Agency that serves Trenton is the Utica Municipal Housing Authority.
Verona 0 The HUD funded Public Housing Agency that serves Verona is the Utica Municipal Housing Authority.
Vienna 1 The HUD funded Public Housing Agency that serves Vienna is the Utica Municipal Housing Authority.
Washington Mills 0 The HUD funded Public Housing Agency that serves Washington Mills is the Utica Municipal Housing Authority.
Western 0 The HUD funded Public Housing Agency that serves Western is the Utica Municipal Housing Authority.
Westmoreland 0 The HUD funded Public Housing Agency that serves Westmoreland is the Utica Municipal Housing Authority.
Whitestown 0 The HUD funded Public Housing Agency that serves Whitestown is the Utica Municipal Housing Authority.
Yorkville 0 The HUD funded Public Housing Agency that serves Yorkville is the Utica Municipal Housing Authority.