Low Income Apartments In Ulster County
New York
Low Income Apartments In Ulster County
There are 39 low income housing apartment complexes which contain 1,901 affordable apartments for rent in Ulster County, New York. Many of these rental apartments are income based housing with about 775 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 453 Project-Based Section 8 subsidized apartments in Ulster County. There are 1,126 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.
Housing Authorities that serve Ulster County
| Housing Authority | Programs |
|---|---|
| Rural Ulster Preservation Company | Section 8 Housing Choice Voucher (HCV) |
Other Housing Authorities located in Ulster County
| Housing Authority | Programs |
|---|---|
| Kingston Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Ellenville Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Kingston Community Development Agency | Section 8 Housing Choice Voucher (HCV) |
| Town of Saugerties P H A | Section 8 Housing Choice Voucher (HCV) |
Guide To Affordable Housing in Ulster County, New York
Ulster County, NY Affordable Housing Snapshot
| Total Affordable Apartment Properties | 39 |
|---|---|
| Total Low Income Apartments | 1,901 |
| Total Rent Assisted Apartments | 775 |
| Percentage of Housing Units Occupied By Renters | 31.04% |
| Average Renter Household Size | 2.16 |
| Total Population | 181,300 |
| Housing Units | 69,474 |
| Average Household Size | 2.44 |
| Median Household Income | $58,918 ±$1,428 |
| Median Rent | $1,013 ±$20 |
| Percentage Of Renters Overburdened | 55.61% ± 2.76pp |
Population and Household Demographics
Ulster County is a County in New York with a population of 181,300. There are 69,474 households in the county with an average household size of 2.44 persons. 31.04% of households in Ulster County are renters.
Income and Rent Overburden in Ulster County
The median gross income for households in Ulster County is $58,918 a year, or $4,910 a month. The median rent for the county is $1,013 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ulster County, a household making less than $3,377 a month would be considered overburdened when renting an apartment at or above the median rent. 55.61% of households who rent are overburdened in Ulster County.1
Area Median Income In Ulster County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Ulster County, HUD calculates the Area Median Income for a family of four as $83,300
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Ulster County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for Ulster County HUD Rental Assistance in Ulster County
| Income | 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person |
|---|---|---|---|---|---|---|---|---|
| 30% of Median | $17,500 | $20,000 | $22,500 | $25,750 | $30,170 | $34,590 | $39,010 | $43,430 |
| 50% of Median | $29,200 | $33,350 | $37,500 | $41,650 | $45,000 | $48,350 | $51,650 | $55,000 |
| 80% of Median | $46,700 | $53,350 | $60,000 | $66,650 | $72,000 | $77,350 | $82,650 | $88,000 |
Low Income Housing Tax Credits in Ulster County
The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.
From 1987 to 2012, 81 low income apartment communities containing 6,664 rental apartments have been constructed and made affordable to low income persons in Ulster County by the Low Income Housing Tax Credit Program.
If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.
Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.
Income Qualifications for Low Income Housing Tax Credit Apartments in Ulster County
| Income | 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person |
|---|---|---|---|---|---|---|---|---|
| 60% of Median | $35,040 | $40,020 | $45,000 | $49,980 | $54,000 | $58,020 | $61,980 | $66,000 |
For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Ulster County is $45,000 a year, or $3,750 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,750 by 30% to get a maximum rent of $1,125 a month.
Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.
| % of AMI | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed | 5 Bed |
|---|---|---|---|---|---|---|
| 50% | $730 | $782 | $938 | $1,083 | $1,209 | $1,333 |
| 60% | $876 | $938 | $1,125 | $1,300 | $1,451 | $1,600 |
Fair Market Rents in Ulster County
Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.
2019 Fair Market Rents
| Studio | One BR | Two BR | Three BR | Four BR |
|---|---|---|---|---|
| $777 | $962 | $1,210 | $1,537 | $1,676 |
Cities In Ulster County
Select A City to View its Apartment Communities and Waiting Lists.
| City | Listings | Served By |
|---|---|---|
| Kingston | 14 | The HUD funded Public Housing Agencies that serve Kingston are the Kingston Housing Authority and Rural Ulster Preservation Company. |
| Marlboro | 2 | The HUD funded Public Housing Agency that serves Marlboro is the Rural Ulster Preservation Company. |
| Ellenville | 7 | The HUD funded Public Housing Agencies that serve Ellenville are the Ellenville Housing Authority and Rural Ulster Preservation Company. |
| Saugerties | 5 | The HUD funded Public Housing Agencies that serve Saugerties are the Town of Saugerties P H A and Rural Ulster Preservation Company. |
| Lake Katrine | 1 | The HUD funded Public Housing Agency that serves Lake Katrine is the Rural Ulster Preservation Company. |
| Woodstock | 2 | The HUD funded Public Housing Agency that serves Woodstock is the Rural Ulster Preservation Company. |
| New Paltz | 2 | The HUD funded Public Housing Agency that serves New Paltz is the Rural Ulster Preservation Company. |
| Phoenicia | 1 | The HUD funded Public Housing Agency that serves Phoenicia is the Rural Ulster Preservation Company. |
| Wallkill | 1 | The HUD funded Public Housing Agency that serves Wallkill is the Rural Ulster Preservation Company. |
| Port Ewen | 1 | The HUD funded Public Housing Agency that serves Port Ewen is the Rural Ulster Preservation Company. |
| Rosendale | 1 | The HUD funded Public Housing Agency that serves Rosendale is the Rural Ulster Preservation Company. |
| Highland | 0 | The HUD funded Public Housing Agency that serves Highland is the Rural Ulster Preservation Company. |
| Accord | 0 | The HUD funded Public Housing Agency that serves Accord is the Rural Ulster Preservation Company. |
| Clintondale | 0 | The HUD funded Public Housing Agency that serves Clintondale is the Rural Ulster Preservation Company. |
| Cragsmoor | 0 | The HUD funded Public Housing Agency that serves Cragsmoor is the Rural Ulster Preservation Company. |
| Denning | 0 | The HUD funded Public Housing Agency that serves Denning is the Rural Ulster Preservation Company. |
| East Kingston | 0 | The HUD funded Public Housing Agency that serves East Kingston is the Rural Ulster Preservation Company. |
| Esopus | 0 | The HUD funded Public Housing Agency that serves Esopus is the Rural Ulster Preservation Company. |
| Gardiner | 0 | The HUD funded Public Housing Agency that serves Gardiner is the Rural Ulster Preservation Company. |
| Glasco | 0 | The HUD funded Public Housing Agency that serves Glasco is the Rural Ulster Preservation Company. |
| Hardenburgh | 0 | The HUD funded Public Housing Agency that serves Hardenburgh is the Rural Ulster Preservation Company. |
| High Falls | 0 | The HUD funded Public Housing Agency that serves High Falls is the Rural Ulster Preservation Company. |
| Hillside | 0 | The HUD funded Public Housing Agency that serves Hillside is the Rural Ulster Preservation Company. |
| Hurley | 0 | The HUD funded Public Housing Agency that serves Hurley is the Rural Ulster Preservation Company. |
| Kerhonkson | 0 | The HUD funded Public Housing Agency that serves Kerhonkson is the Rural Ulster Preservation Company. |
| Lincoln Park | 0 | The HUD funded Public Housing Agency that serves Lincoln Park is the Rural Ulster Preservation Company. |
| Lloyd | 0 | The HUD funded Public Housing Agency that serves Lloyd is the Rural Ulster Preservation Company. |
| Malden on Hudson | 0 | The HUD funded Public Housing Agency that serves Malden on Hudson is the Rural Ulster Preservation Company. |
| Marbletown | 0 | The HUD funded Public Housing Agency that serves Marbletown is the Rural Ulster Preservation Company. |
| Marlborough | 0 | The HUD funded Public Housing Agency that serves Marlborough is the Rural Ulster Preservation Company. |
| Milton | 1 | The HUD funded Public Housing Agency that serves Milton is the Rural Ulster Preservation Company. |
| Napanoch | 0 | The HUD funded Public Housing Agency that serves Napanoch is the Rural Ulster Preservation Company. |
| Olive | 1 | The HUD funded Public Housing Agency that serves Olive is the Rural Ulster Preservation Company. |
| Pine Hill | 0 | The HUD funded Public Housing Agency that serves Pine Hill is the Rural Ulster Preservation Company. |
| Plattekill | 0 | The HUD funded Public Housing Agency that serves Plattekill is the Rural Ulster Preservation Company. |
| Rifton | 0 | The HUD funded Public Housing Agency that serves Rifton is the Rural Ulster Preservation Company. |
| Rosendale Hamlet | 0 | The HUD funded Public Housing Agency that serves Rosendale Hamlet is the Rural Ulster Preservation Company. |
| Saugerties South | 0 | The HUD funded Public Housing Agency that serves Saugerties South is the Rural Ulster Preservation Company. |
| Shandaken | 0 | The HUD funded Public Housing Agency that serves Shandaken is the Rural Ulster Preservation Company. |
| Shawangunk | 0 | The HUD funded Public Housing Agency that serves Shawangunk is the Rural Ulster Preservation Company. |
| Shokan | 0 | The HUD funded Public Housing Agency that serves Shokan is the Rural Ulster Preservation Company. |
| Stone Ridge | 0 | The HUD funded Public Housing Agency that serves Stone Ridge is the Rural Ulster Preservation Company. |
| Tillson | 0 | The HUD funded Public Housing Agency that serves Tillson is the Rural Ulster Preservation Company. |
| Ulster | 0 | The HUD funded Public Housing Agency that serves Ulster is the Rural Ulster Preservation Company. |
| Walker Valley | 0 | The HUD funded Public Housing Agency that serves Walker Valley is the Rural Ulster Preservation Company. |
| Watchtower | 0 | The HUD funded Public Housing Agency that serves Watchtower is the Rural Ulster Preservation Company. |
| Wawarsing | 0 | The HUD funded Public Housing Agency that serves Wawarsing is the Rural Ulster Preservation Company. |
| West Hurley | 0 | The HUD funded Public Housing Agency that serves West Hurley is the Rural Ulster Preservation Company. |
| Zena | 0 | The HUD funded Public Housing Agency that serves Zena is the Rural Ulster Preservation Company. |
| Malden-on-Hudson | 0 | The HUD funded Public Housing Agency that serves Malden-on-Hudson is the Rural Ulster Preservation Company. |
