Affordable Housing In Catawba County
North Carolina

34 Low Income Apartment Communities In Catawba County

Sandalwood Court Apartments

717 Sandalwood Court
Newton, NC
Income Based
1-2 BR
Subsidized

Villas at Twin Cedars

1866 20th Ave Dr Northeast
Hickory, NC
$472-629
1-2 BR
55+

Apple Hill Apartments

902 Laffon Road
Newton, NC
Call For Rent
1-4 BR
HCV Welcome

Woodland Park Apartments

1726 3rd Ave NW
Hickory, NC
Call For Rent
2-4 BR
HCV Welcome

Catawba Pines Apartments

815 East 1st Street
Newton, NC
Call For Rent
1-4 BR
Subsidized

Oxford Crossing

2985 N Oxford St
Claremont, NC
Call For Rent
2-4 BR
HCV Welcome

Lutherhaus

720 7th Ave NE
Hickory, NC
Call For Rent
Studio-4 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Beacon Hill Apartments

1208 Emmanuel Church Rd
Conover, NC
Call For Rent
Studio-4 BR
Subsidized

Hilltop Apartments

18th St Pl NW
Hickory, NC
Subsidized

Arc Hds Catawba Co Gh 1

401 N 4th Ave
Maiden, NC
62+
Accessible
Elderly Supportive Housing
Subsidized

Housing Authorities that serve Catawba County

Housing Authority Programs
Western Piedmont Council of Governments Regional Housing Authority Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Catawba County

Housing Authority Programs
City of Hickory Public Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency; Section 8 Project-Based Rental Assistance (PBRA); Rental Assistance Demonstration (RAD)

Guide To Affordable Housing in Catawba County, North Carolina

There are 34 low income housing apartment communities offering 1,542 affordable apartments for rent in Catawba County, North Carolina. Catawba County features 861 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 681 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Catawba County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Catawba County, NC Affordable Housing Snapshot

Total Affordable Apartment Properties 34
Total Low Income Apartments 1,542
Total Housing Units with Rental Assistance 861
Percentage of Housing Units Occupied By Renters 30.55%
Average Renter Household Size 2.46
Average Household Size 2.59
Median Household Income $44,376 ±$1,522
Median Rent $672 ±$11
Percentage Of Renters Overburdened 42.46% ± 3.18pp
Total Population 154,610

Population and Household Demographics

Catawba County is a County in North Carolina with a population of 154,610. There are 58,641 households in the county with an average household size of 2.59 persons. 30.55% of households in Catawba County are renters.

Income and Rent Overburden in Catawba County

The median gross income for households in Catawba County is $44,376 a year, or $3,698 a month. The median rent for the county is $672 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Catawba County, a household making less than $2,240 a month would be considered overburdened when renting an apartment at or above the median rent. 42.46% of households who rent are overburdened in Catawba County.1

Area Median Income In Catawba County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Catawba County, HUD calculates the Area Median Income for a family of four as $55,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Catawba County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Catawba County HUD Rental Assistance in Catawba County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $29,850 $32,050 $34,250 $36,450
50% of Median $19,350 $22,100 $24,850 $27,600 $29,850 $32,050 $34,250 $36,450
80% of Median $30,950 $35,350 $39,750 $44,150 $47,700 $51,250 $54,750 $58,300
Low Income Housing Tax Credits in Catawba County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2006, 6 low income apartment communities containing 180 rental apartments have been constructed and made affordable to low income persons in Catawba County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Catawba County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $19,350 $22,100 $24,850 $27,600 $29,850 $32,050 $34,250 $36,450
60% of Median $23,220 $26,520 $29,820 $33,120 $35,820 $38,460 $41,100 $43,740

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Catawba County is $29,820 a year, or $2,485 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,485 by 30% to get a maximum rent of $746 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $484 $518 $621 $718 $801 $884
60% $581 $622 $746 $862 $962 $1,061
Fair Market Rents in Catawba County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$569 $573 $712 $918 $1,035

Cities In Catawba County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Newton 9 The HUD funded Public Housing Agency that serves Newton is the Western Piedmont Council of Governments Regional Housing Authority.
Maiden 1 The HUD funded Public Housing Agency that serves Maiden is the Western Piedmont Council of Governments Regional Housing Authority.
Conover 7 The HUD funded Public Housing Agency that serves Conover is the Western Piedmont Council of Governments Regional Housing Authority.
Hickory 16 The HUD funded Public Housing Agencies that serve Hickory are the City of Hickory Public Housing Authority and Western Piedmont Council of Governments Regional Housing Authority.
Catawba 0 The HUD funded Public Housing Agency that serves Catawba is the Western Piedmont Council of Governments Regional Housing Authority.
Lake Norman of Catawba 0 The HUD funded Public Housing Agency that serves Lake Norman of Catawba is the Western Piedmont Council of Governments Regional Housing Authority.
Mountain View 0 The HUD funded Public Housing Agency that serves Mountain View is the Western Piedmont Council of Governments Regional Housing Authority.
Brookford 0 The HUD funded Public Housing Agency that serves Brookford is the Western Piedmont Council of Governments Regional Housing Authority.
Claremont 1 The HUD funded Public Housing Agency that serves Claremont is the Western Piedmont Council of Governments Regional Housing Authority.
St. Stephens 0 The HUD funded Public Housing Agency that serves St. Stephens is the Western Piedmont Council of Governments Regional Housing Authority.