Affordable Housing In Champaign County

16 Low Income Apartment Communities In Champaign County

Edgewood Hill Apartments

814 Gwynne St
Urbana, OH
1 BR
HCV Welcome

Hattie Greene

414 N Rohrer St
Urbana, OH
2-3 BR
HCV Welcome

Cherry Arbors

125 Cherry St
North Lewisburg, OH
Call For Rent
1 BR
Elderly Supportive Housing

Lawnwood Common Apartments

384 W Main St
St Paris, OH

Gwynne Village

719 Mosgrove St
Urbana, OH

Arbourway Apartments

265 W Elm St
North Lewisburg, OH

Rotary Manor

125 E Ward St
Urbana, OH
Elderly Supportive Housing

Pleasantview Apartments

300 Pleasantview Est
Mechanicsburg, OH

Messiah Community

848 E Court St
Urbana, OH
Elderly Supportive Housing

Mechanicsburg Village

41 Walnut St
Mechanicsburg, OH

Guide To Affordable Housing in Champaign County, Ohio

There are 16 low income housing apartment communities offering 756 affordable apartments for rent in Champaign County, Ohio. Champaign County features 260 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 496 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Champaign County.

Sourced from federal housing data and research.

Champaign County, OH Affordable Housing Snapshot

Total Affordable Apartment Properties 16
Total Low Income Apartments 756
Total Housing Units with Rental Assistance 260
Percentage of Housing Units Occupied By Renters 26.53%
Average Renter Household Size 2.59
Average Household Size 2.53
Median Household Income $50,974 ±$2,386
Median Rent $700 ±$30
Percentage Of Renters Overburdened 41.96% ± 5.13pp
Total Population 39,393

Population and Household Demographics

Champaign County is a County in Ohio with a population of 39,393. There are 15,237 households in the county with an average household size of 2.53 persons. 26.53% of households in Champaign County are renters.

Income and Rent Overburden in Champaign County

The median gross income for households in Champaign County is $50,974 a year, or $4,248 a month. The median rent for the county is $700 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Champaign County, a household making less than $2,333 a month would be considered overburdened when renting an apartment at or above the median rent. 41.96% of households who rent are overburdened in Champaign County.1

Area Median Income In Champaign County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Champaign County, HUD calculates the Area Median Income for a family of four as $67,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Champaign County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Champaign County HUD Rental Assistance in Champaign County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,200 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,650 $27,000 $30,400 $33,750 $36,450 $39,150 $41,850 $44,550
80% of Median $37,800 $43,200 $48,600 $54,000 $58,350 $62,650 $67,000 $71,300
Low Income Housing Tax Credits in Champaign County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2011, 10 low income apartment communities containing 345 rental apartments have been constructed and made affordable to low income persons in Champaign County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Champaign County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,650 $27,000 $30,400 $33,750 $36,450 $39,150 $41,850 $44,550
60% of Median $28,380 $32,400 $36,480 $40,500 $43,740 $46,980 $50,220 $53,460

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Champaign County is $36,480 a year, or $3,040 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,040 by 30% to get a maximum rent of $912 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $591 $633 $760 $878 $979 $1,080
60% $710 $760 $912 $1,053 $1,175 $1,296
Fair Market Rents in Champaign County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$556 $559 $702 $998 $1,190

Cities In Champaign County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Urbana 9
Mechanicsburg 3
North Lewisburg 2
St Paris 2
Rosewood 0
Woodstock 0
Christiansburg 0
Mutual 0
St. Paris 0