Affordable Housing In Ottawa County
Ohio

9 Low Income Apartment Communities In Ottawa County

Perry's Glen Apartments

1195 W Fremont Rd
Port Clinton, OH
Income Based
2-4 BR
Subsidized

Lakeview Estates

205 Buckeye Blvd
Port Clinton, OH
Subsidized

Rose Acre Manor

400 W 3rd St
Port Clinton, OH
Accessible
Disabled Supportive Housing
Subsidized

Port Clinton Pointe

1265 W Fremont Rd
Port Clinton, OH
HCV Welcome

Lutheran Housing 12

234 Finke Rd
Oak Harbor, OH
62+
Accessible
Elderly Supportive Housing
Subsidized

Covenant Harbor II

Finke Rd
Oak Harbor, OH
62+
Accessible
Elderly Supportive Housing
Subsidized

Mercy Outreach Ministries IIi

9129 W State Route 163
Oak Harbor, OH
Accessible
Disabled Supportive Housing
Subsidized

Marblehead Commons

261 S Bridge Rd
Lakeside, OH
HCV Welcome

Port Clinton Senior Apartments

500 NW Catawba Rd
Port Clinton, OH
HCV Welcome
  • «
  • 1
  • »

Guide To Affordable Housing in Ottawa County, Ohio

According to federal housing data and AffordableHousingOnline.com research, there are 9 low income housing apartment communities offering 453 affordable apartments for rent in Ottawa County, Ohio. Ottawa County features 225 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 228 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Ottawa County.

Ottawa County, OH Affordable Housing Snapshot

Total Affordable Apartment Properties 9
Total Low Income Apartments 453
Total Housing Units with Rental Assistance 225
Percentage of Housing Units Occupied By Renters 20.53%
Average Renter Household Size 2.30
Average Household Size 2.33
Median Household Income $53,914 ±$2,059
Median Rent $696 ±$30
Percentage Of Renters Overburdened 41.08% ± 5.49pp
Total Population 41,162

Population and Household Demographics

Ottawa County is a County in Ohio with a population of 41,162. There are 17,334 households in the county with an average household size of 2.33 persons. 20.53% of households in Ottawa County are renters.

Income and Rent Overburden in Ottawa County

The median gross income for households in Ottawa County is $53,914 a year, or $4,493 a month. The median rent for the county is $696 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ottawa County, a household making less than $2,320 a month would be considered overburdened when renting an apartment at or above the median rent. 41.08% of households who rent are overburdened in Ottawa County.1

Area Median Income In Ottawa County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Ottawa County, HUD calculates the Area Median Income for a family of four as $70,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Ottawa County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Ottawa County HUD Rental Assistance in Ottawa County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,900 $17,000 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $24,850 $28,400 $31,950 $35,450 $38,300 $41,150 $44,000 $46,800
80% of Median $39,700 $45,400 $51,050 $56,700 $61,250 $65,800 $70,350 $74,850
Low Income Housing Tax Credits in Ottawa County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1996 to 2008, 2 low income apartment communities containing 86 rental apartments have been constructed and made affordable to low income persons in Ottawa County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Ottawa County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $24,850 $28,400 $31,950 $35,450 $38,300 $41,150 $44,000 $46,800
60% of Median $29,820 $34,080 $38,340 $42,540 $45,960 $49,380 $52,800 $56,160

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Ottawa County is $38,340 a year, or $3,195 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,195 by 30% to get a maximum rent of $959 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $621 $666 $799 $922 $1,029 $1,135
60% $746 $799 $959 $1,106 $1,235 $1,362
Fair Market Rents in Ottawa County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$531 $574 $715 $891 $1,073

Cities In Ottawa County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Port Clinton 5
Oak Harbor 3
Clay Center 0
Elmore 0
Genoa 0
Lakeside 1
Marblehead 0
Rocky Ridge 0
Williston 0
Put in Bay 0
Put-in-Bay 0