Affordable Housing In Rock Creek
Ashtabula County, Ohio

Guide To Affordable Housing in Rock Creek, Ohio

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Rock Creek, Ohio.

Income Based Apartments in Rock Creek, Ohio

Rock Creek features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Rock Creek, Ohio

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Rock Creek.

Housing Choice Vouchers in Rock Creek, Ohio

On average, Section 8 Housing Choice vouchers pay Rock Creek landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Rock Creek.

The maximum amount a voucher would pay on behalf of a low-income tenant in Rock Creek, Ohio for a two-bedroom apartment is between $626 and $766.

2020 Rock Creek, Ohio Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $490 $528 $696 $950 $978
Payment Standard Range $441 to $539 $475 to $581 $626 to $766 $855 to $1,045 $880 to $1,076

Sourced from federal housing data and research.

Rock Creek, OH Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 34.86%
Average Renter Household Size 2.30
Average Household Size 2.25
Median Household Income $36,442 ±$14,627
Median Rent $780 ±$147
Percentage Of Renters Overburdened 44.26% ± 21.51pp
Total Population 393

Population and Household Demographics

Rock Creek is a City in Ashtabula County, Ohio with a population of 393. There are 175 households in the city with an average household size of 2.25 persons. 34.86% of households in Rock Creek are renters.

Income and Rent Overburden in Rock Creek

The median gross income for households in Rock Creek is $36,442 a year, or $3,037 a month. The median rent for the city is $780 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Rock Creek, a household making less than $2,600 a month would be considered overburdened when renting an apartment at or above the median rent. 44.26% of households who rent are overburdened in Rock Creek.1

Area Median Income In Rock Creek

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Rock Creek, the AMI is calculated from all households within Ashtabula County.

In Rock Creek, HUD calculates the Area Median Income for a family of four as $56,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Rock Creek

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Rock Creek

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,750 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,200
50% of Median $22,900 $26,200 $29,450 $32,700 $35,350 $37,950 $40,550 $43,200
80% of Median $36,650 $41,850 $47,100 $52,300 $56,500 $60,700 $64,900 $69,050