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Affordable Housing In Hammon
Custer County, Oklahoma

Housing Authorities that serve Hammon

Housing Authority Programs
Oklahoma Housing Finance Agency Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Hammon, Oklahoma

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Hammon, Oklahoma.

Income Based Apartments in Hammon, Oklahoma

Hammon features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Hammon, Oklahoma

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Hammon.

Housing Choice Vouchers in Hammon, Oklahoma

On average, Section 8 Housing Choice vouchers pay Hammon landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Hammon.

The maximum amount a voucher would pay on behalf of a low-income tenant in Hammon, Oklahoma for a two-bedroom apartment is between $662 and $809.

2021 Hammon, Oklahoma Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Hammon, Oklahoma Fair Market Rent $566 $602 $735 $1,048 $1,205
Hammon, Oklahoma Payment Standard Range $509 to $623 $542 to $662 $662 to $809 $943 to $1,153 $1,085 to $1,326

Sourced from federal housing data and research.

Hammon, OK Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 29.13%
Average Renter Household Size 4.46
Average Household Size 4.12
Median Household Income $34,250 ±$20,546
Median Rent $425 ±$191
Percentage Of Renters Overburdened 8.11% ± 35.58pp
Total Population 523

Population and Household Demographics

Hammon is a city in Custer County, Oklahoma with a population of 523. There are 127 households in the city with an average household size of 4.12 persons. 29.13% of households in Hammon are renters.

Income and Rent Overburden in Hammon

The median gross income for households in Hammon is $34,250 a year, or $2,854 a month. The median rent for the city is $425 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Hammon, a household making less than $1,417 a month would be considered overburdened when renting an apartment at or above the median rent. 8.11% of households who rent are overburdened in Hammon.

Area Median Income In Hammon

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Hammon, the AMI is calculated from all households within Custer County.

In Hammon, HUD calculates the Area Median Income for a family of four as $60,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Hammon

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Hammon

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Hammon AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $31,040 $35,300 $37,700 $40,150
50% AMI Income Limits
Renters earning up to 50% of the Hammon AMI may qualify for rental assistance programs that target Very Low Income households.
$21,300 $24,350 $27,400 $30,400 $32,850 $35,300 $37,700 $40,150
80% AMI Income Limits
Renters earning up to 80% of the Hammon AMI may qualify for rental assistance programs that target Low Income households.
$34,100 $38,950 $43,800 $48,650 $52,550 $56,450 $60,350 $64,250