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Affordable Housing In Temple
Cotton County, Oklahoma

3 Low Income Apartment Communities In Temple

Park Plaza Village Lp

401 School Rd
Temple, Oklahoma

Park Plaza Village

401 Cemetary Rd
Temple, Oklahoma

108 McClain Dr

108 McClain Dr
Temple, Oklahoma
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Housing Authorities that serve Temple

Housing Authority Programs
Temple Housing Authority Public Housing
Oklahoma Housing Finance Agency Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Temple, Oklahoma

There are 3 low income housing apartment communities offering 72 affordable apartments for rent in Temple, Oklahoma.

Income Based Apartments in Temple, Oklahoma

Temple features 58 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Temple, Oklahoma

There are 14 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Temple.

Housing Choice Vouchers in Temple, Oklahoma

On average, Section 8 Housing Choice vouchers pay Temple landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Temple.

The maximum amount a voucher would pay on behalf of a low-income tenant in Temple, Oklahoma for a two-bedroom apartment is between $655 and $801.

2021 Temple, Oklahoma Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Temple, Oklahoma Fair Market Rent $548 $562 $728 $984 $1,001
Temple, Oklahoma Payment Standard Range $493 to $603 $506 to $618 $655 to $801 $886 to $1,082 $901 to $1,101

Sourced from federal housing data and research.

Temple, OK Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 72
Total Housing Units with Rental Assistance 58
Percentage of Housing Units Occupied By Renters 23.86%
Average Renter Household Size 2.64
Average Household Size 2.82
Median Household Income $32,679 ±$9,676
Median Rent $559 ±$287
Percentage Of Renters Overburdened 11.24% ± 19.37pp
Total Population 1,091

Population and Household Demographics

Temple is a city in Cotton County, Oklahoma with a population of 1,091. There are 373 households in the city with an average household size of 2.82 persons. 23.86% of households in Temple are renters.

Income and Rent Overburden in Temple

The median gross income for households in Temple is $32,679 a year, or $2,723 a month. The median rent for the city is $559 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Temple, a household making less than $1,863 a month would be considered overburdened when renting an apartment at or above the median rent. 11.24% of households who rent are overburdened in Temple.

Area Median Income In Temple

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Temple, the AMI is calculated from all households within Cotton County.

In Temple, HUD calculates the Area Median Income for a family of four as $60,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Temple

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Temple

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Temple AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $31,040 $35,150 $37,600 $40,000
50% AMI Income Limits
Renters earning up to 50% of the Temple AMI may qualify for rental assistance programs that target Very Low Income households.
$21,250 $24,250 $27,300 $30,300 $32,750 $35,150 $37,600 $40,000
80% AMI Income Limits
Renters earning up to 80% of the Temple AMI may qualify for rental assistance programs that target Low Income households.
$33,950 $38,800 $43,650 $48,500 $52,400 $56,300 $60,150 $64,050