Cheap Apartments In Deschutes County

Housing Opportunities Inc

1113 SW Veterans Way
Redmond, OR

Pilot Butte I Retirement Center

1350 NE 27th St
Bend, OR

Greenwood Manor

2248 NE 4th St
Bend, OR

Crest Butte Apartments

1695 NE Purcell Blvd
Bend, OR

Stafford Square II

724 NW 4th St
Redmond, OR

There are 30 low income housing apartment complexes which contain 1,408 affordable apartments for rent in Deschutes County, Oregon. Many of these rental apartments are income based housing with about 358 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 164 Project-Based Section 8 subsidized apartments in Deschutes County. There are 1,375 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Deschutes County

The Housing Works is a Section 8 and Public Housing public housing agency in Redmond, Oregon.

Understanding Affordable Housing in Deschutes County, Oregon

Deschutes County, OR Affordable Housing Snapshot

Total Affordable Apartment Properties30
Total Low Income Apartments1,408
Total Rent Assisted Apartments358
Percentage of Housing Units Occupied By Renters35.3%
Average Renter Household Size2.54
Total Population166,622
Housing Units66,337
Average Household Size2.49
Median Household Income$51,223 ±$1,841
Median Rent$939 ±$20
Percentage Of Renters Overburdened52.16% ± 3.11pp

Population and Household Demographics

Deschutes County is a County in Oregon with a population of 166,622. There are 66,337 households in the county with an average household size of 2.49 persons. 35.3% of households in Deschutes County are renters.

Income and Rent Overburden in Deschutes County

The median gross income for households in Deschutes County is $51,223 a year, or $4,269 a month. The median rent for the county is $939 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Deschutes County, a household making less than $3,130 a month would be considered overburdened when renting an apartment at or above the median rent.52.16% of households who rent are overburdened in Deschutes County.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 3.11 percentage points.

Area Median Income In Deschutes County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Deschutes County, HUD calculates the Area Median Income for a family of four as $69,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Deschutes County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Deschutes County HUD Rental Assistance in Deschutes County

Income1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
30% of Median$14,650$16,750$20,780$25,100$29,420$33,740$38,060$42,380
50% of Median$24,400$27,850$31,350$34,800$37,600$40,400$43,200$45,950
80% of Median$39,000$44,600$50,150$55,700$60,200$64,650$69,100$73,550

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Deschutes County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2010, 19 low income apartment communities containing 1,103 rental apartments have been constructed and made affordable to low income persons in Deschutes County by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Deschutes County by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Deschutes County

Income1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50% of Median$24,400$27,850$31,350$34,800$37,600$40,400$43,200$45,950
HERA 50%$24,650$28,150$31,650$35,150$38,000$40,800$43,600$46,400
60% of Median$29,280$33,420$37,620$41,760$45,120$48,480$51,840$55,140
HERA 60%$29,580$33,780$37,980$42,180$45,600$48,960$52,320$55,680

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Deschutes County is $37,620 a year, or $3,135 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,135 by 30% to get a maximum rent of $941 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMIStudio1 Bed2 Bed3 Bed4 Bed5 Bed
Fair Market Rents in Deschutes County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2018 Fair Market Rents
StudioOne BRTwo BRThree BRFour BR

Cities In Deschutes County

Select A City to View its Apartment Communities and Waiting Lists.

CityListingsServed By
Bend17The HUD funded Public Housing Agency that serves Bend is the Housing Works.
Redmond11The HUD funded Public Housing Agency that serves Redmond is the Housing Works.
Sisters1The HUD funded Public Housing Agency that serves Sisters is the Housing Works.
La Pine1The HUD funded Public Housing Agency that serves La Pine is the Housing Works.
Black Butte Ranch0
Deschutes River Woods0
Eagle Crest0
Seventh Mountain0
Three Rivers0