Affordable Housing In Gearhart
Clatsop County, Oregon

Housing Authorities that serve Gearhart

Housing Authority Programs
Northwest Oregon Housing Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency

Guide To Affordable Housing in Gearhart, Oregon

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Gearhart, Oregon.

Income Based Apartments in Gearhart, Oregon

Gearhart features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Gearhart, Oregon

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Gearhart.

Housing Choice Vouchers in Gearhart, Oregon

On average, Section 8 Housing Choice vouchers pay Gearhart landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Gearhart.

The maximum amount a voucher would pay on behalf of a low-income tenant in Gearhart, Oregon for a two-bedroom apartment is between $909 and $1,111.

2020 Gearhart, Oregon Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $693 $825 $1,010 $1,457 $1,551
Payment Standard Range $624 to $762 $743 to $908 $909 to $1,111 $1,311 to $1,603 $1,396 to $1,706

Sourced from federal housing data and AffordableHousingOnline.com research.

Gearhart, OR Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 22.11%
Average Renter Household Size 2.36
Average Household Size 2.38
Median Household Income $49,125 ±$10,026
Median Rent $862 ±$91
Percentage Of Renters Overburdened 69.12% ± 20.1pp
Total Population 1,462

Population and Household Demographics

Gearhart is a City in Clatsop County, Oregon with a population of 1,462. There are 615 households in the city with an average household size of 2.38 persons. 22.11% of households in Gearhart are renters.

Income and Rent Overburden in Gearhart

The median gross income for households in Gearhart is $49,125 a year, or $4,094 a month. The median rent for the city is $862 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Gearhart, a household making less than $2,873 a month would be considered overburdened when renting an apartment at or above the median rent. 69.12% of households who rent are overburdened in Gearhart.1

Area Median Income In Gearhart

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Gearhart, the AMI is calculated from all households within Clatsop County.

In Gearhart, HUD calculates the Area Median Income for a family of four as $64,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Gearhart

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Gearhart

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,600 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $42,750
50% of Median $22,650 $25,900 $29,150 $32,350 $34,950 $37,550 $40,150 $42,750
80% of Median $36,250 $41,400 $46,600 $51,750 $55,900 $60,050 $64,200 $68,350