Affordable Housing In Hamburg
Berks County, Pennsylvania

Jump to:

There are 4 low income housing apartment complexes which contain 275 affordable apartments for rent in Hamburg, Pennsylvania. Many of these rental apartments are income based housing with about 111 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 0 Project-Based Section 8 subsidized apartments in Hamburg. There are 275 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

The HUD funded Public Housing Agency that serves Hamburg is the Berks County Housing Authority.

Affordable Apartments in Hamburg

305 Hilltop Ct
Hamburg, Pennsylvania
Clearview Apartments CO Grosse and Quade is a 111 unit low income housing apartment community in Hamburg.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 515 Rural Rental Housing Rural Development Rental Assistance Project Based Rental Assistance
239 Pine St
Hamburg, Pennsylvania
Knittng Mill on Peach Ally is a 27 unit low income housing apartment community in Hamburg.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Hamburg.
Low Income Housing Tax Credit
100 Chestnut St
Hamburg, Pennsylvania
Wyndcliffe House Apartments CO Interstate Real is a 100 unit low income housing apartment community in Hamburg.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Hamburg.
Section 515 Rural Rental Housing
William St
Hamburg, Pennsylvania
Hamburg Apartments is a 37 unit low income housing apartment community in Hamburg.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Hamburg.
Low Income Housing Tax Credit
  • «
  • 1
  • »

Housing Authorities that serve Hamburg

The Berks County Housing Authority is a Section 8 and Public Housing public housing agency in Reading, Pennsylvania.

Understanding Affordable Housing in Hamburg, Pennsylvania

Hamburg, PA Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 275
Total Rent Assisted Apartments 111
Percentage of Housing Units Occupied By Renters 33.57%
Average Renter Household Size 1.85
Total Population 4,316
Housing Units 1,942
Average Household Size 2.22
Median Household Income $47,687 ±$4,364
Median Rent $693 ±$35
Percentage Of Renters Overburdened 50.92% ± 11pp

Population and Household Demographics

Hamburg is a City in Berks County, Pennsylvania with a population of 4,316. There are 1,942 households in the city with an average household size of 2.22 persons. 33.57% of households in Hamburg are renters.

Income and Rent Overburden in Hamburg

The median gross income for households in Hamburg is $47,687 a year, or $3,974 a month. The median rent for the city is $693 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Hamburg, a household making less than $2,310 a month would be considered overburdened when renting an apartment at or above the median rent. 50.92% of households who rent are overburdened in Hamburg.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 11 percentage points.

Area Median Income In Hamburg

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Hamburg, the AMI is calculated from all households within Berks County.

In Hamburg, HUD calculates the Area Median Income for a family of four as $68,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Hamburg

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Hamburg HUD Rental Assistance Income Limits

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% $14,500 $16,550 $20,420 $24,600 $28,780 $32,960 $37,140 $41,320
50% $24,150 $27,600 $31,050 $34,450 $37,250 $40,000 $42,750 $45,500
80% $38,600 $44,100 $49,600 $55,100 $59,550 $63,950 $68,350 $72,750

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Hamburg

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2008, 2 low income apartment communities containing 53 rental apartments have been constructed and made affordable to low income persons in Hamburg by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Hamburg by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Hamburg Low Income Housing Tax Credit Income Limits

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% $24,150 $27,600 $31,050 $34,450 $37,250 $40,000 $42,750 $45,500
HERA 50% $26,550 $30,350 $34,150 $37,900 $40,950 $44,000 $47,000 $50,050
60% $28,980 $33,120 $37,260 $41,340 $44,700 $48,000 $51,300 $54,600
HERA 60% $31,860 $36,420 $40,980 $45,480 $49,140 $52,800 $56,400 $60,060

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Hamburg is $37,260 a year, or $3,105 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,105 by 30% to get a maximum rent of $932 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 2 Bed 3 Bed 4 Bed 1 Bed 5 Bed
50% $604 $647 $776 $896 $1,000 $1,103
60% $725 $776 $932 $1,076 $1,200 $1,324
Fair Market Rents in Hamburg

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2017 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$606 $722 $955 $1,195 $1,316