Affordable Housing In Lock Haven
Clinton County, Pennsylvania

12 Low Income Apartment Communities In Lock Haven

Oak Grove

100 Short St
Lock Haven, PA
Income Based
1 BR

Lock Haven Gardens

610 E Church St
Lock Haven, PA

Kephart Plaza

360 E Park St
Lock Haven, PA

Lock Haven Court

250 3rd Ave
Lock Haven, PA
Elderly Supportive Housing

Church St Commons

12 E Church St
Lock Haven, PA

Opera House Senior Apartments

207 E Main St
Lock Haven, PA
HCV Welcome

Phfa Mf - Lock Haven Commons

316 Grant St
Lock Haven, PA
HCV Welcome

Carter Towers

11 S Jones St
Lock Haven, PA

Woodward Meadows

Swissdale Rd
Lock Haven, PA

Lock Haven Commons

450 E Main St
Lock Haven, PA
HCV Welcome

Other Housing Authorities located in Lock Haven

Housing Authority Programs
Clinton County Housing Authority Public Housing

Guide To Affordable Housing in Lock Haven, Pennsylvania

There are 12 low income housing apartment communities offering 822 affordable apartments for rent in Lock Haven, Pennsylvania. Lock Haven features 720 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 102 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Lock Haven.

Sourced from federal housing data and research.

Lock Haven, PA Affordable Housing Snapshot

Total Affordable Apartment Properties 12
Total Low Income Apartments 822
Total Housing Units with Rental Assistance 720
Percentage of Housing Units Occupied By Renters 62.24%
Average Renter Household Size 2.30
Average Household Size 2.39
Median Household Income $27,129 ±$5,507
Median Rent $629 ±$85
Percentage Of Renters Overburdened 50.91% ± 9.91pp
Total Population 9,790

Population and Household Demographics

Lock Haven is a City in Clinton County, Pennsylvania with a population of 9,790. There are 3,279 households in the city with an average household size of 2.39 persons. 62.24% of households in Lock Haven are renters.

Income and Rent Overburden in Lock Haven

The median gross income for households in Lock Haven is $27,129 a year, or $2,261 a month. The median rent for the city is $629 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Lock Haven, a household making less than $2,097 a month would be considered overburdened when renting an apartment at or above the median rent. 50.91% of households who rent are overburdened in Lock Haven.1

Area Median Income In Lock Haven

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Lock Haven, the AMI is calculated from all households within Clinton County.

In Lock Haven, HUD calculates the Area Median Income for a family of four as $61,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Lock Haven

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Lock Haven HUD Rental Assistance in Lock Haven

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,300 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $41,750
50% of Median $22,150 $25,300 $28,450 $31,600 $34,150 $36,700 $39,200 $41,750
80% of Median $35,400 $40,450 $45,500 $50,550 $54,600 $58,650 $62,700 $66,750
Low Income Housing Tax Credits in Lock Haven

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1997 to 2010, 2 low income apartment communities containing 44 rental apartments have been constructed and made affordable to low income persons in Lock Haven by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Lock Haven

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,150 $25,300 $28,450 $31,600 $34,150 $36,700 $39,200 $41,750
60% of Median $26,580 $30,360 $34,140 $37,920 $40,980 $44,040 $47,040 $50,100

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Lock Haven is $34,140 a year, or $2,845 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,845 by 30% to get a maximum rent of $854 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $554 $593 $711 $822 $918 $1,012
60% $665 $712 $854 $986 $1,101 $1,214
Fair Market Rents in Lock Haven

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$524 $594 $782 $1,042 $1,355