Affordable Housing In Celina
Clay County, Tennessee

4 Low Income Apartment Communities In Celina

Southern Oaks Apartments

1001 Gainesboro Hwy
Celina, Tennessee
Income Based
1-3 BR

Cherry Tree II Apartments

100 Westmoreland Dr
Celina, Tennessee

Cherry Tree Apartments II

157 Westmoreland Dr
Celina, Tennessee

Riverside Apts.

521 Brown St.
Celina, Tennessee
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Section 8 Vouchers, Apartments, and Waiting Lists in Celina, Tennessee

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Celina, Tennessee

Housing Authority Programs
Tennessee Housing Development Agency Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Mainstream Voucher; Homeownership

Guide To Affordable Housing in Celina, Tennessee

There are 4 low income housing apartment communities offering 131 affordable apartments for rent in Celina, Tennessee.

Income Based Apartments in Celina, Tennessee

Celina features 107 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Celina, Tennessee

There are 24 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Celina.

Housing Choice Vouchers in Celina, Tennessee

On average, Section 8 Housing Choice vouchers pay Celina landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Celina.

The maximum amount a voucher would pay on behalf of a low-income tenant in Celina, Tennessee for a two-bedroom apartment is between $608 and $744.

2022 Celina, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Celina, Tennessee Fair Market Rent $528 $532 $676 $960 $1,080
Celina, Tennessee Payment Standard Range $475 to $581 $479 to $585 $608 to $744 $864 to $1,056 $972 to $1,188

Sourced from federal housing data and research.

Celina, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 131
Total Housing Units with Rental Assistance 107
Percentage of Housing Units Occupied By Renters 51.99%
Average Renter Household Size 2.73
Average Household Size 2.51
Median Household Income $19,913 ±$3,598
Median Rent $400 ±$87
Percentage Of Renters Overburdened 42.51% ± 13.1pp
Total Population 1,674

Population and Household Demographics

Celina is a city in Clay County, Tennessee with a population of 1,674. There are 629 households in the city with an average household size of 2.51 persons. 51.99% of households in Celina are renters.

Income and Rent Overburden in Celina

The median gross income for households in Celina is $19,913 a year, or $1,659 a month. The median rent for the city is $400 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Celina, a household making less than $1,333 a month would be considered overburdened when renting an apartment at or above the median rent. 42.51% of households who rent are overburdened in Celina.

Area Median Income In Celina

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Celina, the AMI is calculated from all households within Clay County.

In Celina, HUD calculates the Area Median Income for a family of four as $48,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Celina

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Celina

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Celina AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,590 $18,310 $23,030 $27,750 $32,470 $36,600 $39,150 $41,650
50% AMI Income Limits
Renters earning up to 50% of the Celina AMI may qualify for rental assistance programs that target Very Low Income households.
$22,100 $25,250 $28,400 $31,550 $34,100 $36,600 $39,150 $41,650
80% AMI Income Limits
Renters earning up to 80% of the Celina AMI may qualify for rental assistance programs that target Low Income households.
$35,350 $40,400 $45,450 $50,450 $54,500 $58,550 $62,600 $66,600