Affordable Housing In Cheatham County
Tennessee

3 Low Income Apartment Communities In Cheatham County

Housing Authorities that serve Cheatham County

Housing Authority	Programs
Tennessee Housing Development Agency Central Office	Section 8 Housing Choice Voucher (HCV); Mainstream Voucher
Tennessee Housing Development Agency Middle Tennessee Office	Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Cheatham County, Tennessee

There are 3 low income housing apartment communities offering 261 affordable apartments for rent in Cheatham County, Tennessee.

Income Based Apartments in Cheatham County, Tennessee

Cheatham County features 42 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cheatham County, Tennessee

There are 219 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cheatham County.

Housing Choice Vouchers in Cheatham County, Tennessee

On average, Section 8 Housing Choice vouchers pay Cheatham County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Cheatham County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cheatham County, Tennessee for a two-bedroom apartment is between $1,077 and $1,317.

2021 Cheatham County, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

	Studio	One BR	Two BR	Three BR	Four BR
Fair Market Rent	$998	$1,031	$1,197	$1,539	$1,930
Payment Standard Range	$898 to $1,098	$928 to $1,134	$1,077 to $1,317	$1,385 to $1,693	$1,737 to $2,123

Sourced from federal housing data and AffordableHousingOnline.com research.

Cheatham County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties	3
Total Low Income Apartments	261
Total Housing Units with Rental Assistance	42
Percentage of Housing Units Occupied By Renters	20.59%
Average Renter Household Size	2.77
Average Household Size	2.70
Median Household Income	$51,857 ±$2,645
Median Rent	$953 ±$86
Percentage Of Renters Overburdened	50.94% ± 6.61pp
Total Population	39,422

Population and Household Demographics

Cheatham County is a county in Tennessee with a population of 39,422. There are 14,499 households in the county with an average household size of 2.70 persons. 20.59% of households in Cheatham County are renters.

Income and Rent Overburden in Cheatham County

The median gross income for households in Cheatham County is $51,857 a year, or $4,321 a month. The median rent for the county is $953 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cheatham County, a household making less than $3,177 a month would be considered overburdened when renting an apartment at or above the median rent. 50.94% of households who rent are overburdened in Cheatham County.

Area Median Income In Cheatham County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cheatham County, HUD calculates the Area Median Income for a family of four as $82,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cheatham County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cheatham County

Income	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% of Median	$17,300	$19,800	$22,250	$26,200	$30,680	$35,160	$39,640	$44,120
50% of Median	$28,850	$32,950	$37,050	$41,150	$44,450	$47,750	$51,050	$54,350
80% of Median	$46,100	$52,700	$59,300	$65,850	$71,150	$76,400	$81,700	$86,950