Affordable Housing In Cheatham County
Tennessee

3 Low Income Apartment Communities In Cheatham County

Section 8 Vouchers, Apartments, and Waiting Lists in Cheatham County, Tennessee

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Cheatham County, Tennessee

Housing Authority	Programs
Tennessee Housing Development Agency	Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Mainstream Voucher; Homeownership

Guide To Affordable Housing in Cheatham County, Tennessee

There are 3 low income housing apartment communities offering 261 affordable apartments for rent in Cheatham County, Tennessee.

Income Based Apartments in Cheatham County, Tennessee

Cheatham County features 42 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cheatham County, Tennessee

There are 219 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cheatham County.

Housing Choice Vouchers in Cheatham County, Tennessee

On average, Section 8 Housing Choice vouchers pay Cheatham County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Cheatham County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cheatham County, Tennessee for a two-bedroom apartment is between $1,128 and $1,378.

2022 Cheatham County, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

	Studio	One BR	Two BR	Three BR	Four BR
Cheatham County, Tennessee Fair Market Rent	$1,079	$1,100	$1,253	$1,587	$1,975
Cheatham County, Tennessee Payment Standard Range	$971 to $1,187	$990 to $1,210	$1,128 to $1,378	$1,428 to $1,746	$1,778 to $2,173

Sourced from federal housing data and AffordableHousingOnline.com research.

Cheatham County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties	3
Total Low Income Apartments	261
Total Housing Units with Rental Assistance	42
Percentage of Housing Units Occupied By Renters	20.59%
Average Renter Household Size	2.77
Average Household Size	2.70
Median Household Income	$51,857 ±$2,645
Median Rent	$953 ±$86
Percentage Of Renters Overburdened	50.94% ± 6.61pp
Total Population	39,422

Population and Household Demographics

Cheatham County is a county in Tennessee with a population of 39,422. There are 14,499 households in the county with an average household size of 2.70 persons. 20.59% of households in Cheatham County are renters.

Income and Rent Overburden in Cheatham County

The median gross income for households in Cheatham County is $51,857 a year, or $4,321 a month. The median rent for the county is $953 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cheatham County, a household making less than $3,177 a month would be considered overburdened when renting an apartment at or above the median rent. 50.94% of households who rent are overburdened in Cheatham County.

Area Median Income In Cheatham County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cheatham County, HUD calculates the Area Median Income for a family of four as $84,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cheatham County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cheatham County

	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% AMI Income Limits Renters earning up to 30% of the Cheatham County AMI may qualify for rental assistance programs that target Extremely Low Income households.	$17,750	$20,250	$22,800	$26,500	$31,040	$35,580	$40,120	$44,660
50% AMI Income Limits Renters earning up to 50% of the Cheatham County AMI may qualify for rental assistance programs that target Very Low Income households.	$29,550	$33,750	$37,950	$42,150	$45,550	$48,900	$52,300	$55,650
80% AMI Income Limits Renters earning up to 80% of the Cheatham County AMI may qualify for rental assistance programs that target Low Income households.	$47,250	$54,000	$60,750	$67,450	$72,850	$78,250	$83,650	$89,050