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Affordable Housing In Cumberland City
Stewart County, Tennessee

1 Low Income Apartment Communities In Cumberland City

Colonial House Apartments

215 Thomas Ave
Cumberland City, Tennessee
Subsidized
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Housing Authorities that serve Cumberland City

Housing Authority Programs
Tennessee Housing Development Agency Central Office Section 8 Housing Choice Voucher (HCV); Mainstream Voucher
Tennessee Housing Development Agency Middle Tennessee Office Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Cumberland City, Tennessee

There are 1 low income housing apartment communities offering 27 affordable apartments for rent in Cumberland City, Tennessee.

Income Based Apartments in Cumberland City, Tennessee

Cumberland City features 27 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cumberland City, Tennessee

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland City.

Housing Choice Vouchers in Cumberland City, Tennessee

On average, Section 8 Housing Choice vouchers pay Cumberland City landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Cumberland City.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cumberland City, Tennessee for a two-bedroom apartment is between $604 and $738.

2020 Cumberland City, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $509 $526 $671 $836 $1,178
Payment Standard Range $458 to $560 $473 to $579 $604 to $738 $752 to $920 $1,060 to $1,296

Sourced from federal housing data and AffordableHousingOnline.com research.

Cumberland City, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 27
Total Housing Units with Rental Assistance 27
Percentage of Housing Units Occupied By Renters 32.39%
Average Renter Household Size 2.39
Average Household Size 2.49
Median Household Income $18,750 ±$13,145
Median Rent $425 ±$83
Percentage Of Renters Overburdened 39.13% ± 19.06pp
Total Population 353

Population and Household Demographics

Cumberland City is a city in Stewart County, Tennessee with a population of 353. There are 142 households in the city with an average household size of 2.49 persons. 32.39% of households in Cumberland City are renters.

Income and Rent Overburden in Cumberland City

The median gross income for households in Cumberland City is $18,750 a year, or $1,563 a month. The median rent for the city is $425 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cumberland City, a household making less than $1,417 a month would be considered overburdened when renting an apartment at or above the median rent. 39.13% of households who rent are overburdened in Cumberland City.

Area Median Income In Cumberland City

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cumberland City, the AMI is calculated from all households within Stewart County.

In Cumberland City, HUD calculates the Area Median Income for a family of four as $59,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cumberland City

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cumberland City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $30,680 $34,400 $36,800 $39,150
50% of Median $20,800 $23,750 $26,700 $29,650 $32,050 $34,400 $36,800 $39,150
80% of Median $33,250 $38,000 $42,750 $47,450 $51,250 $55,050 $58,850 $62,650