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Affordable Housing In Cumberland County
Tennessee

15 Low Income Apartment Communities In Cumberland County

Azalea Gardens and Oakmont Gardens

266 Taylor St
Crossville, Tennessee
Income Based
1 BR
Subsidized
62+
Accessible
Elderly Supportive Housing

Ivy Avenue Apartments

14 Dawn Lane
Crossville, Tennessee
Call For Rent
1-3 BR
Subsidized

Heather Ridge Apartments

40 Heather Ridge Cir
Crossville, Tennessee
Call For Rent
1-2 BR
Subsidized

Janet Clark 1 Group Home

180 Harrison Ave
Crossville, Tennessee
Subsidized

Mountain Village Apartments

31 Mountain Village Lane
Crossville, Tennessee

Teresa Gardens

566 Myrtle Ave
Crossville, Tennessee
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Beverly Hills Apartments

50 Beverly Hills Cir
Crossville, Tennessee
Subsidized

Janet Clark Memorial Group Home II

171 Northside Dr
Crossville, Tennessee
Subsidized

Jacobs Crossing Apartments

28 Jacobs Xing
Crossville, Tennessee

Millstream Apartments

17 Millstream Ln
Crossville, Tennessee
Subsidized

Housing Authorities that serve Cumberland County

Housing Authority Programs
Crossville Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Cumberland County, Tennessee

There are 15 low income housing apartment communities offering 382 affordable apartments for rent in Cumberland County, Tennessee.

Income Based Apartments in Cumberland County, Tennessee

Cumberland County features 220 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cumberland County, Tennessee

There are 162 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland County.

Housing Choice Vouchers in Cumberland County, Tennessee

On average, Section 8 Housing Choice vouchers pay Cumberland County landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Cumberland County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cumberland County, Tennessee for a two-bedroom apartment is between $597 and $729.

2021 Cumberland County, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Cumberland County, Tennessee Fair Market Rent $500 $503 $663 $942 $1,050
Cumberland County, Tennessee Payment Standard Range $450 to $550 $453 to $553 $597 to $729 $848 to $1,036 $945 to $1,155

Sourced from federal housing data and AffordableHousingOnline.com research.

Cumberland County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 15
Total Low Income Apartments 382
Total Housing Units with Rental Assistance 220
Percentage of Housing Units Occupied By Renters 21.36%
Average Renter Household Size 2.35
Average Household Size 2.35
Median Household Income $38,576 ±$1,714
Median Rent $630 ±$38
Percentage Of Renters Overburdened 43.15% ± 5.67pp
Total Population 57,455

Population and Household Demographics

Cumberland County is a county in Tennessee with a population of 57,455. There are 24,177 households in the county with an average household size of 2.35 persons. 21.36% of households in Cumberland County are renters.

Income and Rent Overburden in Cumberland County

The median gross income for households in Cumberland County is $38,576 a year, or $3,215 a month. The median rent for the county is $630 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cumberland County, a household making less than $2,100 a month would be considered overburdened when renting an apartment at or above the median rent. 43.15% of households who rent are overburdened in Cumberland County.

Area Median Income In Cumberland County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cumberland County, HUD calculates the Area Median Income for a family of four as $55,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cumberland County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cumberland County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Cumberland County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $30,500 $32,750 $35,000 $37,250
50% AMI Income Limits
Renters earning up to 50% of the Cumberland County AMI may qualify for rental assistance programs that target Very Low Income households.
$19,750 $22,600 $25,400 $28,200 $30,500 $32,750 $35,000 $37,250
80% AMI Income Limits
Renters earning up to 80% of the Cumberland County AMI may qualify for rental assistance programs that target Low Income households.
$31,600 $36,100 $40,600 $45,100 $48,750 $52,350 $55,950 $59,550

Cities In Cumberland County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Bowman The HUD funded Public Housing Agency that serves Bowman is the Crossville Housing Authority.
Crab Orchard The HUD funded Public Housing Agency that serves Crab Orchard is the Crossville Housing Authority.
Crossville The HUD funded Public Housing Agency that serves Crossville is the Crossville Housing Authority.
Fairfield Glade The HUD funded Public Housing Agency that serves Fairfield Glade is the Crossville Housing Authority.
Lake Tansi The HUD funded Public Housing Agency that serves Lake Tansi is the Crossville Housing Authority.
Pleasant Hill The HUD funded Public Housing Agency that serves Pleasant Hill is the Crossville Housing Authority.