Low Income Apartments and Affordable Housing For Rent in Cumberland County, TN

Discover affordable housing in Cumberland County where there are 16+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Ivy Avenue Apartments

14 Dawn Lane, Crossville, Tennessee 38555

Heather Ridge Apartments

40 Heather Ridge Cir, Crossville, Tennessee 38555

Azalea Gardens and Oakmont Gardens

266 Taylor St, Crossville, Tennessee 38555

Millstream Apartments

17 Millstream Ln, Crossville, Tennessee 38555

Janet Clark Memorial Group Home II

171 Northside Dr, Crossville, Tennessee 38571

Janet Clark 1 Group Home

180 Harrison Ave, Crossville, Tennessee 38555

Teresa Gardens

566 Myrtle Ave, Crossville, Tennessee 38555

Creekwood Apartments

95 Creekwood Dr, Crossville, Tennessee 38555

Beverly Hills Apartments

50 Beverly Hills Cir, Crossville, Tennessee 38555

Mountain Village Apartments

31 Mountain Village Lane, Crossville, Tennessee 38555

Green Meadows Townhomes

153 County Garage Rd, Crossville, Tennessee 38555

Willowwood Apartments

73 Willowwood Loop, Crossville, Tennessee 38555

Jacobs Crossing

28 Jacobs Xing, Crossville, Tennessee 38555

Jacobs Crossing Apartments

28 Jacobs Xing, Crossville, Tennessee 38555

Braun Cove Apartments

51 Mitchell Blvd, Crossville, Tennessee 38555

North Hills Apartments

364 N Hills Dr, Crossville, Tennessee 38555

calendar_today Opened: Jul 1
Open Until Further Notice

Reported On February 23rd, 2024 by Nathan Brunet

calendar_today Opened: Jul 1
Open Until Further Notice

Reported On February 23rd, 2024 by Nathan Brunet

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Cumberland County, Tennessee
$9.44 (+130%) more than Tennessee minimum wage and $9.44 (+130%) more than the Federal minimum wage.
Learn More About Cumberland County, Tennessee Affordable Housing ↓

What HUD offices serve Cumberland County, Tennessee?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Cumberland County, Tennessee.

Go to the Tennessee Public Housing and Low-Income Apartments Waiting Lists page for openings near Cumberland County.

How many renters live in Cumberland County, Tennessee?

The County of Cumberland County has 61,552 people living in 26,931 households.

There are 12,088 renters living in 5,648 renter households in this County. Renters make up 19.64 percent of the population living in Cumberland County.

What is the rental market like in Cumberland County, Tennessee?

There are an estimated 30,555 housing units in the Cumberland County area. Of these, 6,075 units are rental homes, making up 20 percent of the housing market. For every renter household in Cumberland County, Tennessee, there are 1 rental units.

What is the vacancy rate for rentals in Cumberland County?

The rental vacancy rate in Cumberland County is 7 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Cumberland County for each bedroom size?

Occupied Rental Units by Size in Cumberland County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
114 1,026 2,292 1,883 244
Occupied Rental Units by Size in Cumberland County

A large number of apartments in Cumberland County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Cumberland County are overburdened by housing costs?

Among renter households in this market, 33 percent have housing cost burden. Further, 17 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Cumberland County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $719 to $1,400. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $719
One BR $723
Two BR $881
Three BR $1,242
Four BR $1,400
2024 Fair Market Rents in Cumberland County, Tennessee

How many units are rented at Fair Market Rent (FMR) in Cumberland County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 32 28 percent
One BR 733 71 percent
Two BR 1,432 62 percent
Rental Units Below FMR in Cumberland County, Tennessee

How many affordable rental units are in Cumberland County?

There are a variety of federal affordable housing programs serving households in Cumberland County, Tennessee including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 198
Public Housing 277
Section 8 Project-Based Rental Assistance 68
Section 202 Supportive Housing for the Elderly 48
Section 811 Supportive Housing for Persons with Disabilities 16
USDA Section 515 Rural Rental Housing 139
Tracked Units by Federal Program in Cumberland County, Tennessee

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Cumberland County, Tennessee

Cumberland County features 265 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cumberland County, Tennessee

There are 226 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland County.

Housing Choice Vouchers in Cumberland County, Tennessee

On average, Section 8 Housing Choice vouchers pay Cumberland County landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Cumberland County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cumberland County, Tennessee for a two-bedroom apartment is between $793 and $969.

Sourced from federal housing data and AffordableHousingOnline.com research.