Affordable Housing In Ducktown
Polk County, Tennessee

Housing Authorities that serve Ducktown

Housing Authority Programs
Southeast Tennessee Human Resource Agency Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency

Guide To Affordable Housing in Ducktown, Tennessee

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Ducktown, Tennessee.

Income Based Apartments in Ducktown, Tennessee

Ducktown features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Ducktown, Tennessee

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Ducktown.

Housing Choice Vouchers in Ducktown, Tennessee

On average, Section 8 Housing Choice vouchers pay Ducktown landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Ducktown.

The maximum amount a voucher would pay on behalf of a low-income tenant in Ducktown, Tennessee for a two-bedroom apartment is between $726 and $888.

2020 Ducktown, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $526 $613 $807 $1,029 $1,214
Payment Standard Range $473 to $579 $552 to $674 $726 to $888 $926 to $1,132 $1,093 to $1,335

Sourced from federal housing data and research.

Ducktown, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 53.25%
Average Renter Household Size 1.73
Average Household Size 1.94
Median Household Income $22,813 ±$9,883
Median Rent $493 ±$143
Percentage Of Renters Overburdened 46.34% ± 18.02pp
Total Population 411

Population and Household Demographics

Ducktown is a City in Polk County, Tennessee with a population of 411. There are 154 households in the city with an average household size of 1.94 persons. 53.25% of households in Ducktown are renters.

Income and Rent Overburden in Ducktown

The median gross income for households in Ducktown is $22,813 a year, or $1,901 a month. The median rent for the city is $493 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ducktown, a household making less than $1,643 a month would be considered overburdened when renting an apartment at or above the median rent. 46.34% of households who rent are overburdened in Ducktown.1

Area Median Income In Ducktown

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Ducktown, the AMI is calculated from all households within Polk County.

In Ducktown, HUD calculates the Area Median Income for a family of four as $57,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Ducktown

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Ducktown

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $33,500 $35,800 $38,100
50% of Median $20,200 $23,100 $26,000 $28,850 $31,200 $33,500 $35,800 $38,100
80% of Median $32,350 $36,950 $41,550 $46,150 $49,850 $53,550 $57,250 $60,950