Affordable Housing In East Ridge
Hamilton County, Tennessee

1 Low Income Apartment Communities In East Ridge

Dogwood Place Apartments

201 Eads St
East Ridge, Tennessee
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Section 8 Vouchers, Apartments, and Waiting Lists in East Ridge, Tennessee

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving East Ridge, Tennessee

Housing Authority Programs
Chattanooga Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in East Ridge, Tennessee

There are 1 low income housing apartment communities offering 140 affordable apartments for rent in East Ridge, Tennessee.

Income Based Apartments in East Ridge, Tennessee

East Ridge features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in East Ridge, Tennessee

There are 140 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in East Ridge.

Housing Choice Vouchers in East Ridge, Tennessee

On average, Section 8 Housing Choice vouchers pay East Ridge landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in East Ridge.

The maximum amount a voucher would pay on behalf of a low-income tenant in East Ridge, Tennessee for a two-bedroom apartment is between $795 and $971.

2022 East Ridge, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
East Ridge, Tennessee Fair Market Rent $721 $742 $883 $1,148 $1,380
East Ridge, Tennessee Payment Standard Range $649 to $793 $668 to $816 $795 to $971 $1,033 to $1,263 $1,242 to $1,518

Sourced from federal housing data and AffordableHousingOnline.com research.

East Ridge, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 140
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 47.02%
Average Renter Household Size 2.32
Average Household Size 2.36
Median Household Income $38,909 ±$1,761
Median Rent $754 ±$37
Percentage Of Renters Overburdened 47.08% ± 5.75pp
Total Population 21,275

Population and Household Demographics

East Ridge is a city in Hamilton County, Tennessee with a population of 21,275. There are 8,949 households in the city with an average household size of 2.36 persons. 47.02% of households in East Ridge are renters.

Income and Rent Overburden in East Ridge

The median gross income for households in East Ridge is $38,909 a year, or $3,242 a month. The median rent for the city is $754 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In East Ridge, a household making less than $2,513 a month would be considered overburdened when renting an apartment at or above the median rent. 47.08% of households who rent are overburdened in East Ridge.

Area Median Income In East Ridge

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For East Ridge, the AMI is calculated from all households within Hamilton County.

In East Ridge, HUD calculates the Area Median Income for a family of four as $75,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in East Ridge

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in East Ridge

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the East Ridge AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,800 $18,310 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the East Ridge AMI may qualify for rental assistance programs that target Very Low Income households.
$26,350 $30,100 $33,850 $37,600 $40,650 $43,650 $46,650 $49,650
80% AMI Income Limits
Renters earning up to 80% of the East Ridge AMI may qualify for rental assistance programs that target Low Income households.
$42,150 $48,150 $54,150 $60,150 $65,000 $69,800 $74,600 $79,400