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Affordable Housing In Hamilton County
Tennessee

63 Low Income Apartment Communities In Hamilton County

River View Tower Apartments

500 W Ml King Blvd
Chattanooga, Tennessee
Call For Rent
Studio-1 BR
Subsidized
62+
Accessible
Elderly Supportive Housing

Silvertree Seniors of Chattanooga

5465 Highway 58
Chattanooga, Tennessee
Income Based
1-2 BR
Subsidized
62+
Accessible
Elderly Supportive Housing

Chestnut Flats

2108 Chestnut Street
Chattanooga, Tennessee
Call For Rent
1-3 BR

Maple Hills Apartments

2515 Gilbert Street
Chattanooga, Tennessee
Call For Rent
2-3 BR

Villages at Alton Park

3750 Hughes Avenue
Chattanooga, Tennessee
Call For Rent
1-4 BR
Market Rate

Magnolia Gardens Apartments

779 Martin Luther King Blvd
Chattanooga, Tennessee
Call For Rent
2-3 BR

College Hill Courts

1300 Grove St Ct
Chattanooga, Tennessee
Call For Rent
1-3 BR

Mary Walker Towers

2505 S Market St
Chattanooga, Tennessee
Call For Rent
1 BR

Oaks at Camden

1655 Mossy Oaks Drive
Chattanooga, Tennessee

Bayberry Apartments

2300 Wilson Street
Chattanooga, Tennessee
Call For Rent
1-3 BR

Housing Authorities that serve Hamilton County

Housing Authority Programs
Chattanooga Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Hamilton County, Tennessee

There are 63 low income housing apartment communities offering 5,546 affordable apartments for rent in Hamilton County, Tennessee.

Income Based Apartments in Hamilton County, Tennessee

Hamilton County features 4,103 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Hamilton County, Tennessee

There are 1,343 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Hamilton County.

Housing Choice Vouchers in Hamilton County, Tennessee

On average, Section 8 Housing Choice vouchers pay Hamilton County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Hamilton County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Hamilton County, Tennessee for a two-bedroom apartment is between $749 and $915.

2020 Hamilton County, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $599 $686 $832 $1,081 $1,305
Payment Standard Range $539 to $659 $617 to $755 $749 to $915 $973 to $1,189 $1,175 to $1,436

Sourced from federal housing data and AffordableHousingOnline.com research.

Hamilton County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 63
Total Low Income Apartments 5,546
Total Housing Units with Rental Assistance 4,103
Percentage of Housing Units Occupied By Renters 35.5%
Average Renter Household Size 2.37
Average Household Size 2.48
Median Household Income $48,248 ±$1,137
Median Rent $757 ±$10
Percentage Of Renters Overburdened 45.94% ± 1.75pp
Total Population 348,121

Population and Household Demographics

Hamilton County is a county in Tennessee with a population of 348,121. There are 136,319 households in the county with an average household size of 2.48 persons. 35.5% of households in Hamilton County are renters.

Income and Rent Overburden in Hamilton County

The median gross income for households in Hamilton County is $48,248 a year, or $4,021 a month. The median rent for the county is $757 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Hamilton County, a household making less than $2,523 a month would be considered overburdened when renting an apartment at or above the median rent. 45.94% of households who rent are overburdened in Hamilton County.

Area Median Income In Hamilton County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Hamilton County, HUD calculates the Area Median Income for a family of four as $72,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Hamilton County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Hamilton County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,300 $17,450 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $25,450 $29,050 $32,700 $36,300 $39,250 $42,150 $45,050 $47,950
80% of Median $40,700 $46,500 $52,300 $58,100 $62,750 $67,400 $72,050 $76,700

Cities In Hamilton County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Apison The HUD funded Public Housing Agency that serves Apison is the Chattanooga Housing Authority.
Chattanooga The HUD funded Public Housing Agency that serves Chattanooga is the Chattanooga Housing Authority.
Collegedale The HUD funded Public Housing Agency that serves Collegedale is the Chattanooga Housing Authority.
East Ridge The HUD funded Public Housing Agency that serves East Ridge is the Chattanooga Housing Authority.
Fairmount The HUD funded Public Housing Agency that serves Fairmount is the Chattanooga Housing Authority.
Falling Water The HUD funded Public Housing Agency that serves Falling Water is the Chattanooga Housing Authority.
Flat Top Mountain The HUD funded Public Housing Agency that serves Flat Top Mountain is the Chattanooga Housing Authority.
Harrison The HUD funded Public Housing Agency that serves Harrison is the Chattanooga Housing Authority.
Lakesite The HUD funded Public Housing Agency that serves Lakesite is the Chattanooga Housing Authority.
Lookout Mountain The HUD funded Public Housing Agency that serves Lookout Mountain is the Chattanooga Housing Authority.
Middle Valley The HUD funded Public Housing Agency that serves Middle Valley is the Chattanooga Housing Authority.
Mowbray Mountain The HUD funded Public Housing Agency that serves Mowbray Mountain is the Chattanooga Housing Authority.
Ooltewah The HUD funded Public Housing Agency that serves Ooltewah is the Chattanooga Housing Authority.
Red Bank The HUD funded Public Housing Agency that serves Red Bank is the Chattanooga Housing Authority.
Ridgeside The HUD funded Public Housing Agency that serves Ridgeside is the Chattanooga Housing Authority.
Sale Creek The HUD funded Public Housing Agency that serves Sale Creek is the Chattanooga Housing Authority.
Signal Mountain The HUD funded Public Housing Agency that serves Signal Mountain is the Chattanooga Housing Authority.
Soddy-Daisy The HUD funded Public Housing Agency that serves Soddy-Daisy is the Chattanooga Housing Authority.
Walden The HUD funded Public Housing Agency that serves Walden is the Chattanooga Housing Authority.