Affordable Housing In Hamilton County
Tennessee

Affordable Housing programs support 4,325 income based apartments in Hamilton County where households pay rent based on how much they earn.

There are 1,499 affordable apartments in Hamilton County that offer reduced rents to low-income households.

Waiting Lists in Hamilton County, Tennessee

There are no open Section 8 Housing Choice Voucher waiting lists in Hamilton County. Go to the Tennessee Section 8 Waiting Lists page for openings near Hamilton County.

River View Tower Apartments

500 W Ml King Blvd
Chattanooga, Tennessee
Call For Rent
Studio-1 BR
Rent Assisted
62+
Accessible
Elderly Supportive Housing

Silvertree Seniors of Chattanooga

5465 Highway 58
Chattanooga, Tennessee
Income Based
1-2 BR
Rent Assisted
62+
Accessible
Elderly Supportive Housing

Chestnut Flats

2108 Chestnut Street
Chattanooga, Tennessee
Call For Rent
1-3 BR

Maple Hill Apartments

1900 N Chamberlain Ave
Chattanooga, Tennessee
Call For Rent
2-3 BR
Affordable

Hosanna Community

6410 GRUBB RD
Chattanooga, Tennessee
Call For Rent
1 BR

John Calvin Apartments

364 Northgate Mall Dr
Chattanooga, Tennessee
Call For Rent
1 BR
Rent Assisted
62+
Accessible
Elderly Supportive Housing

Maple Hills Apartments

2515 Gilbert Street
Chattanooga, Tennessee
Call For Rent
2-3 BR

Villages at Alton Park

3750 Hughes Avenue
Chattanooga, Tennessee
Call For Rent
1-4 BR
Market Rate

Magnolia Gardens Apartments

779 Martin Luther King Blvd
Chattanooga, Tennessee
Call For Rent
2-3 BR
Affordable

College Hill Courts

1300 Grove St Ct
Chattanooga, Tennessee
Call For Rent
1-3 BR
Showing Results 1-10

Affordable Housing In Hamilton County

View affordable apartments and waiting lists in cities near Hamilton County

City Apartments
Affordable Housing In Chattanooga, TN Affordable Housing programs support 66 apartment communities in Chattanooga.
Affordable Housing In East Ridge, TN Affordable Housing programs support 1 apartment communities in East Ridge.
Affordable Housing In Ooltewah, TN Affordable Housing programs support 1 apartment communities in Ooltewah.
Affordable Housing In Soddy-Daisy, TN Affordable Housing programs support 1 apartment communities in Soddy-Daisy.

Public Housing Agencies Serving Hamilton County, Tennessee

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Waiting lists for project-based assistance, like the Public Housing program, are open:

Housing Authority Programs
Chattanooga Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Section 8 Project-Based Voucher (PBV)
Go to the Tennessee Public Housing and Low-Income Apartments Waiting Lists page for openings near Hamilton County.

Hamilton County, Tennessee Affordable Housing Data

Income Based Apartments in Hamilton County, Tennessee

Hamilton County features 4,325 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Hamilton County, Tennessee

There are 1,499 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Hamilton County.

Housing Choice Vouchers in Hamilton County, Tennessee

On average, Section 8 Housing Choice vouchers pay Hamilton County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Hamilton County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Hamilton County, Tennessee for a two-bedroom apartment is between $960 and $1,174.

2023 Hamilton County, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Hamilton County, Tennessee Fair Market Rent $910 $919 $1,067 $1,372 $1,619
Hamilton County, Tennessee Payment Standard Range $819 to $1,001 $827 to $1,011 $960 to $1,174 $1,235 to $1,509 $1,457 to $1,781

Sourced from federal housing data and AffordableHousingOnline.com research.

Hamilton County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 69
Total Low Income Apartments 5,936
Total Housing Units with Rental Assistance 4,325
Percentage of Housing Units Occupied By Renters 35.5%
Average Renter Household Size 2.37
Average Household Size 2.48
Median Household Income $48,248 ±$1,137
Median Rent $757 ±$10
Percentage Of Renters Overburdened 45.94% ± 1.75pp
Total Population 348,121

Population and Household Demographics

Hamilton County is a county in Tennessee with a population of 348,121. There are 136,319 households in the county with an average household size of 2.48 persons. 35.5% of households in Hamilton County are renters.

Income and Rent Overburden in Hamilton County

The median gross income for households in Hamilton County is $48,248 a year, or $4,021 a month. The median rent for the county is $757 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Hamilton County, a household making less than $2,523 a month would be considered overburdened when renting an apartment at or above the median rent. 45.94% of households who rent are overburdened in Hamilton County.

Area Median Income In Hamilton County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Hamilton County, HUD calculates the Area Median Income for a family of four as $75,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Hamilton County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Hamilton County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Hamilton County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,800 $18,310 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Hamilton County AMI may qualify for rental assistance programs that target Very Low Income households.
$26,350 $30,100 $33,850 $37,600 $40,650 $43,650 $46,650 $49,650
80% AMI Income Limits
Renters earning up to 80% of the Hamilton County AMI may qualify for rental assistance programs that target Low Income households.
$42,150 $48,150 $54,150 $60,150 $65,000 $69,800 $74,600 $79,400