Low Income Apartments and Affordable Housing For Rent in Hamilton County, TN

Discover affordable housing in Hamilton County where there are 200+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

201 Crisman St

201 Crisman St, Chattanooga, Tennessee 37415

bed 2
payment $1200/mo.

5603 Pinelawn Ave Unit B

5603 Pinelawn Ave Unit B, Chattanooga, Tennessee 37411

bed 1
payment $895/mo.

915 S Seminole Dr Unit 34

915 S Seminole Dr Unit 34, Chattanooga, Tennessee 37412

bed 2
payment $925/mo.

3004 E 26th St Unit 1

3004 E 26th St Unit 1, Chattanooga, Tennessee 37407

bed 1
payment $775/mo.

1700 Wilson St Unit A

1700 Wilson St Unit A, Chattanooga, Tennessee 37406

bed 2
payment $850/mo.

1415 Ivy St

1415 Ivy St, Chattanooga, Tennessee 37404

bed 2
payment $1200/mo.

1136 Pierce St

1136 Pierce St, Chattanooga, Tennessee 37403

bed 2
payment $1100/mo.

4905 TN-58 Unit 181

4905 TN-58 Unit 181, Chattanooga, Tennessee 37416

bed 1
payment $900/mo.

5120 Old Trail Unit 5122 Old Trail

5120 Old Trail Unit 5122 Old Trail, Red Bank, Tennessee 37415

bed 2
payment $1100/mo.

1812 Olive St

1812 Olive St, Chattanooga, Tennessee 37406

bed 2
payment $875/mo.

4905 TN-58 Unit 181

4905 TN-58 Unit 181, Chattanooga, Tennessee 37416

bed 1
payment $900/mo.

3110 12th Ave

3110 12th Ave, Chattanooga, Tennessee 37407

bed 2
payment $1200/mo.

3297 Conner St

3297 Conner St, Chattanooga, Tennessee 37411

bed 2
payment $1195/mo.

432 Booth Rd Unit 432 Booth Rd

432 Booth Rd Unit 432 Booth Rd, Chattanooga, Tennessee 37411

bed 2
payment $1199/mo.

3634 Monte Vista Dr

3634 Monte Vista Dr, Chattanooga, Tennessee 37411

bed 1
payment $1025/mo.

4410 Delashmitt Rd Unit 10

4410 Delashmitt Rd Unit 10, Chattanooga, Tennessee 37343

bed 1
payment $950/mo.

902 W 38th St

902 W 38th St, Chattanooga, Tennessee 37410

bed 3
payment $1450/mo.

5526 Clemons Rd Unit 5540 Clemons Rd

5526 Clemons Rd Unit 5540 Clemons Rd, East Ridge, Tennessee 37412

bed 1
payment $850/mo.

5102 TN-58 Unit 2

5102 TN-58 Unit 2, Chattanooga, Tennessee 37416

bed 2
payment $1195/mo.

1801 Mulberry St

1801 Mulberry St, Chattanooga, Tennessee 37404

bed 2
payment $1125/mo.

How To Identify Affordable Housing in Hamilton County, Tennessee

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Hamilton County, Tennessee
$23.33/hour
$16.08 (+222%) more than Tennessee minimum wage and $16.08 (+222%) more than the Federal minimum wage.
Learn More About Hamilton County, Tennessee Affordable Housing ↓

What HUD offices serve Hamilton County, Tennessee?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Family Self-Sufficiency, Section 8 Project-Based Voucher (PBV) programs for Hamilton County, Tennessee.

Go to the Tennessee Public Housing and Low-Income Apartments Waiting Lists page for openings near Hamilton County.

How many renters live in Hamilton County, Tennessee?

The County of Hamilton County has people living in households.

There are renters living in renter households in this County. Renters make up 29.79 percent of the population living in Hamilton County.

What is the rental market like in Hamilton County, Tennessee?

There are an estimated housing units in the Hamilton County area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Hamilton County, Tennessee, there are 1.06 rental units.

What is the vacancy rate for rentals in Hamilton County?

The rental vacancy rate in Hamilton County is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Hamilton County for each bedroom size?

Occupied Rental Units by Size in Hamilton County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
1,897 13,971 22,855 9,521 2,061
Occupied Rental Units by Size in Hamilton County

A large number of apartments in Hamilton County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Hamilton County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,068 to $1,784. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,068
One BR $1,085
Two BR $1,232
Three BR $1,569
Four BR $1,784
2024 Fair Market Rents in Hamilton County, Tennessee

How many units are rented at Fair Market Rent (FMR) in Hamilton County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 1,005 53 percent
One BR 8,177 59 percent
Two BR 11,714 51 percent
Rental Units Below FMR in Hamilton County, Tennessee

How many affordable rental units are in Hamilton County?

There are a variety of federal affordable housing programs serving households in Hamilton County, Tennessee including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
USDA Section 515 Rural Rental Housing
Tracked Units by Federal Program in Hamilton County, Tennessee

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Hamilton County, Tennessee

Hamilton County features 4,354 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Hamilton County, Tennessee

There are 1,498 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Hamilton County.

Housing Choice Vouchers in Hamilton County, Tennessee

On average, Section 8 Housing Choice vouchers pay Hamilton County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Hamilton County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Hamilton County, Tennessee for a two-bedroom apartment is between $1,109 and $1,355.

Sourced from federal housing data and AffordableHousingOnline.com research.

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