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Affordable Housing In Pegram
Cheatham County, Tennessee

Housing Authorities that serve Pegram

Housing Authority Programs
Tennessee Housing Development Agency Central Office Section 8 Housing Choice Voucher (HCV); Mainstream Voucher
Tennessee Housing Development Agency Middle Tennessee Office Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Pegram, Tennessee

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Pegram, Tennessee.

Income Based Apartments in Pegram, Tennessee

Pegram features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Pegram, Tennessee

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Pegram.

Housing Choice Vouchers in Pegram, Tennessee

On average, Section 8 Housing Choice vouchers pay Pegram landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Pegram.

The maximum amount a voucher would pay on behalf of a low-income tenant in Pegram, Tennessee for a two-bedroom apartment is between $1,022 and $1,250.

2020 Pegram, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $898 $957 $1,136 $1,484 $1,822
Payment Standard Range $808 to $988 $861 to $1,053 $1,022 to $1,250 $1,336 to $1,632 $1,640 to $2,004

Sourced from federal housing data and AffordableHousingOnline.com research.

Pegram, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 11.39%
Average Renter Household Size 3.17
Average Household Size 2.80
Median Household Income $61,094 ±$5,634
Median Rent $691 ±$600
Percentage Of Renters Overburdened 52.87% ± 36.13pp
Total Population 2,166

Population and Household Demographics

Pegram is a city in Cheatham County, Tennessee with a population of 2,166. There are 764 households in the city with an average household size of 2.80 persons. 11.39% of households in Pegram are renters.

Income and Rent Overburden in Pegram

The median gross income for households in Pegram is $61,094 a year, or $5,091 a month. The median rent for the city is $691 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Pegram, a household making less than $2,303 a month would be considered overburdened when renting an apartment at or above the median rent. 52.87% of households who rent are overburdened in Pegram.

Area Median Income In Pegram

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Pegram, the AMI is calculated from all households within Cheatham County.

In Pegram, HUD calculates the Area Median Income for a family of four as $82,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Pegram

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Pegram

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,300 $19,800 $22,250 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $28,850 $32,950 $37,050 $41,150 $44,450 $47,750 $51,050 $54,350
80% of Median $46,100 $52,700 $59,300 $65,850 $71,150 $76,400 $81,700 $86,950