Affordable Housing In Shelby County
Tennessee

Housing Authorities that serve Shelby County

Housing Authority Programs
Shelby County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Tennessee Housing Development Agency Central Office Section 8 Housing Choice Voucher (HCV); Mainstream Voucher
Tennessee Housing Development Agency West Tennessee Office Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Mainstream Voucher

Other Housing Authorities located in Shelby County

Housing Authority Programs
Memphis Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Millington Housing Authority Public Housing

Guide To Affordable Housing in Shelby County, Tennessee

There are 202 low income housing apartment communities offering 22,724 affordable apartments for rent in Shelby County, Tennessee.

Income Based Apartments in Shelby County, Tennessee

Shelby County features 9,528 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Shelby County, Tennessee

There are 12,784 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Shelby County.

Housing Choice Vouchers in Shelby County, Tennessee

On average, Section 8 Housing Choice vouchers pay Shelby County landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Shelby County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Shelby County, Tennessee for a two-bedroom apartment is between $796 and $972.

2020 Shelby County, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $665 $755 $884 $1,203 $1,374
Payment Standard Range $599 to $732 $680 to $831 $796 to $972 $1,083 to $1,323 $1,237 to $1,511

Sourced from federal housing data and AffordableHousingOnline.com research.

Shelby County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 202
Total Low Income Apartments 22,724
Total Housing Units with Rental Assistance 9,528
Percentage of Housing Units Occupied By Renters 42.68%
Average Renter Household Size 2.62
Average Household Size 2.65
Median Household Income $46,224 ±$707
Median Rent $859 ±$6
Percentage Of Renters Overburdened 52.24% ± 1.15pp
Total Population 937,750

Population and Household Demographics

Shelby County is a County in Tennessee with a population of 937,750. There are 347,224 households in the county with an average household size of 2.65 persons. 42.68% of households in Shelby County are renters.

Income and Rent Overburden in Shelby County

The median gross income for households in Shelby County is $46,224 a year, or $3,852 a month. The median rent for the county is $859 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Shelby County, a household making less than $2,863 a month would be considered overburdened when renting an apartment at or above the median rent. 52.24% of households who rent are overburdened in Shelby County.1

Area Median Income In Shelby County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Shelby County, HUD calculates the Area Median Income for a family of four as $65,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Shelby County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Shelby County HUD Rental Assistance in Shelby County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,850 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,100 $26,400 $29,700 $32,950 $35,600 $38,250 $40,900 $43,500
80% of Median $36,900 $42,200 $47,450 $52,700 $56,950 $61,150 $65,350 $69,600

Cities In Shelby County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Memphis 196 The HUD funded Public Housing Agencies that serve Memphis are the Memphis Housing Authority, Shelby County Housing Authority, Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency West Tennessee Office.
Millington 3 The HUD funded Public Housing Agencies that serve Millington are the Millington Housing Authority, Shelby County Housing Authority, Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency West Tennessee Office.
Arlington 2 The HUD funded Public Housing Agencies that serve Arlington are the Shelby County Housing Authority, Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency West Tennessee Office.
Bartlett 0 The HUD funded Public Housing Agencies that serve Bartlett are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency West Tennessee Office.
Germantown 0 The HUD funded Public Housing Agencies that serve Germantown are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency West Tennessee Office.
Lakeland 0 The HUD funded Public Housing Agencies that serve Lakeland are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency West Tennessee Office.