Affordable Housing In Union City
Obion County, Tennessee

12 Low Income Apartment Communities In Union City

Union City Apartments

2810 Lynn St
Union City, TN
Call For Rent
1-2 BR
Subsidized

East Towne Apartments

1340 Hillsboro St
Union City, TN
Income Based
1-2 BR
Subsidized

Ware Park

Cheatham St. and Melrose St
Union City, TN
$365-575
1-3 BR
HCV Welcome

Parkview Manor Apartments

714 Sunswept Drive
Union City, TN
Call For Rent
1-4 BR
Subsidized

East Gate Village Apartments

515 Nash Street
Union City, TN
Subsidized

Reelfoot Apartments

1331 Hillsboro St
Union City, TN
HCV Welcome
Subsidized

Evergreen Apartments

731 S Sunswept Dr
Union City, TN
Accessible
Disabled Supportive Housing
Subsidized

Union City Group Home

2333 Norwood Dr
Union City, TN
Subsidized

Davy Crockett Senior Center

515 S 1st St
Union City, TN
Subsidized

College Greenwood Duplex

1102 E College St
Union City, TN
HCV Welcome

Housing Authorities that serve Union City

Housing Authority Programs
Union City Housing Authority Public Housing
Tennessee Housing Development Agency Central Office Section 8 Housing Choice Voucher (HCV)
Tennessee Housing Development Agency West Tennessee Office Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-sufficiency; Veteran Affairs Supportive Housing (VASH); Mainstream Voucher

Guide To Affordable Housing in Union City, Tennessee

There are 12 low income housing apartment communities offering 821 affordable apartments for rent in Union City, Tennessee. Union City features 753 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 68 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Union City.

Sourced from federal housing data and AffordableHousingOnline.com research.

Union City, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 12
Total Low Income Apartments 821
Total Housing Units with Rental Assistance 753
Percentage of Housing Units Occupied By Renters 47.33%
Average Renter Household Size 2.30
Average Household Size 2.37
Median Household Income $35,698 ±$3,748
Median Rent $568 ±$22
Percentage Of Renters Overburdened 45.89% ± 8.23pp
Total Population 10,722

Population and Household Demographics

Union City is a City in Obion County, Tennessee with a population of 10,722. There are 4,374 households in the city with an average household size of 2.37 persons. 47.33% of households in Union City are renters.

Income and Rent Overburden in Union City

The median gross income for households in Union City is $35,698 a year, or $2,975 a month. The median rent for the city is $568 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Union City, a household making less than $1,893 a month would be considered overburdened when renting an apartment at or above the median rent. 45.89% of households who rent are overburdened in Union City.1

Area Median Income In Union City

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Union City, the AMI is calculated from all households within Obion County.

In Union City, HUD calculates the Area Median Income for a family of four as $50,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Union City

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Union City HUD Rental Assistance in Union City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $28,350 $30,450 $32,550 $34,650
50% of Median $18,400 $21,000 $23,650 $26,250 $28,350 $30,450 $32,550 $34,650
80% of Median $29,400 $33,600 $37,800 $42,000 $45,400 $48,750 $52,100 $55,450
Low Income Housing Tax Credits in Union City

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1990 to 2006, 6 low income apartment communities containing 104 rental apartments have been constructed and made affordable to low income persons in Union City by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Union City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $18,400 $21,000 $23,650 $26,250 $28,350 $30,450 $32,550 $34,650
60% of Median $22,080 $25,200 $28,380 $31,500 $34,020 $36,540 $39,060 $41,580

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Union City is $28,380 a year, or $2,365 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,365 by 30% to get a maximum rent of $710 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $460 $493 $591 $683 $761 $840
60% $552 $591 $710 $819 $914 $1,008
Fair Market Rents in Union City

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$466 $534 $649 $858 $1,028