Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. As of March 13, 2020, Public Housing Agencies across the nation are closing their doors to the public. Most offices are still running and will communicate by phone, email, or mail. Some offices have drop boxes installed outside, so documents can still be hand-delivered. Visit the housing authority's website for the latest on its current operations, if one is available. If there is no information online, contact the housing authority directly. Due to a high volume of calls and modified office hours in most areas, expect a long wait time (days or weeks) for a response. To find your local PHA's contact info, browse by state here.

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Union City
Obion County, Tennessee

12 Low Income Apartment Communities In Union City

Union City Apartments

2810 Lynn St
Union City, Tennessee
Call For Rent
1-2 BR
Subsidized

East Towne Apartments

1340 Hillsboro St
Union City, Tennessee
Income Based
1-2 BR
Subsidized

Ware Park

Cheatham St. and Melrose St
Union City, Tennessee
$365-575
1-3 BR
Accepts Vouchers

Parkview Manor Apartments

714 Sunswept Drive
Union City, Tennessee
Call For Rent
1-4 BR
Subsidized

East Gate Village Apartments

515 Nash Street
Union City, Tennessee
Subsidized

Reelfoot Apartments

1331 Hillsboro St
Union City, Tennessee
Subsidized
Accepts Vouchers

Evergreen Apartments

731 S Sunswept Dr
Union City, Tennessee
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Union City Group Home

2333 Norwood Dr
Union City, Tennessee
Subsidized

Davy Crockett Senior Center

515 S 1st St
Union City, Tennessee
Subsidized

College Greenwood Duplex

1102 E College St
Union City, Tennessee
Accepts Vouchers

Housing Authorities that serve Union City

Housing Authority Programs
Union City Housing Authority Public Housing
Tennessee Housing Development Agency Central Office Section 8 Housing Choice Voucher (HCV); Mainstream Voucher
Tennessee Housing Development Agency West Tennessee Office Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Mainstream Voucher

Guide To Affordable Housing in Union City, Tennessee

There are 12 low income housing apartment communities offering 821 affordable apartments for rent in Union City, Tennessee.

Income Based Apartments in Union City, Tennessee

Union City features 753 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Union City, Tennessee

There are 68 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Union City.

Housing Choice Vouchers in Union City, Tennessee

On average, Section 8 Housing Choice vouchers pay Union City landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Union City.

The maximum amount a voucher would pay on behalf of a low-income tenant in Union City, Tennessee for a two-bedroom apartment is between $584 and $714.

2020 Union City, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $466 $534 $649 $858 $1,028
Payment Standard Range $419 to $513 $481 to $587 $584 to $714 $772 to $944 $925 to $1,131

Sourced from federal housing data and AffordableHousingOnline.com research.

Union City, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 12
Total Low Income Apartments 821
Total Housing Units with Rental Assistance 753
Percentage of Housing Units Occupied By Renters 47.33%
Average Renter Household Size 2.30
Average Household Size 2.37
Median Household Income $35,698 ±$3,748
Median Rent $568 ±$22
Percentage Of Renters Overburdened 45.89% ± 8.23pp
Total Population 10,722

Population and Household Demographics

Union City is a City in Obion County, Tennessee with a population of 10,722. There are 4,374 households in the city with an average household size of 2.37 persons. 47.33% of households in Union City are renters.

Income and Rent Overburden in Union City

The median gross income for households in Union City is $35,698 a year, or $2,975 a month. The median rent for the city is $568 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Union City, a household making less than $1,893 a month would be considered overburdened when renting an apartment at or above the median rent. 45.89% of households who rent are overburdened in Union City.1

Area Median Income In Union City

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Union City, the AMI is calculated from all households within Obion County.

In Union City, HUD calculates the Area Median Income for a family of four as $50,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Union City

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Union City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $28,350 $30,450 $32,550 $34,650
50% of Median $18,400 $21,000 $23,650 $26,250 $28,350 $30,450 $32,550 $34,650
80% of Median $29,400 $33,600 $37,800 $42,000 $45,400 $48,750 $52,100 $55,450