Affordable Housing In Union City
12 Low Income Apartment Communities In Union City
Housing Authorities that serve Union City
|Union City Housing Authority||Public Housing|
|Tennessee Housing Development Agency Central Office||Section 8 Housing Choice Voucher (HCV); Mainstream Voucher|
|Tennessee Housing Development Agency West Tennessee Office||Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Mainstream Voucher|
Guide To Affordable Housing in Union City, Tennessee
There are 12 low income housing apartment communities offering 821 affordable apartments for rent in Union City, Tennessee.
Income Based Apartments in Union City, Tennessee
Union City features 753 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Union City, Tennessee
There are 68 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Union City.
Housing Choice Vouchers in Union City, Tennessee
On average, Section 8 Housing Choice vouchers pay Union City landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Union City.
The maximum amount a voucher would pay on behalf of a low-income tenant in Union City, Tennessee for a two-bedroom apartment is between $584 and $714.
2020 Union City, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|Fair Market Rent||$466||$534||$649||$858||$1,028|
|Payment Standard Range||$419 to $513||$481 to $587||$584 to $714||$772 to $944||$925 to $1,131|
Sourced from federal housing data and AffordableHousingOnline.com research.
Union City, TN Affordable Housing Snapshot
|Total Affordable Apartment Properties||12|
|Total Low Income Apartments||821|
|Total Housing Units with Rental Assistance||753|
|Percentage of Housing Units Occupied By Renters||47.33%|
|Average Renter Household Size||2.30|
|Average Household Size||2.37|
|Median Household Income||$35,698 ±$3,748|
|Median Rent||$568 ±$22|
|Percentage Of Renters Overburdened||45.89% ± 8.23pp|
Population and Household Demographics
Union City is a City in Obion County, Tennessee with a population of 10,722. There are 4,374 households in the city with an average household size of 2.37 persons. 47.33% of households in Union City are renters.
Income and Rent Overburden in Union City
The median gross income for households in Union City is $35,698 a year, or $2,975 a month. The median rent for the city is $568 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Union City, a household making less than $1,893 a month would be considered overburdened when renting an apartment at or above the median rent. 45.89% of households who rent are overburdened in Union City.1
Area Median Income In Union City
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Union City, the AMI is calculated from all households within Obion County.
In Union City, HUD calculates the Area Median Income for a family of four as $50,800
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Union City
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Union City
|Income||1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% of Median||$12,490||$16,910||$21,330||$25,750||$28,350||$30,450||$32,550||$34,650|
|50% of Median||$18,400||$21,000||$23,650||$26,250||$28,350||$30,450||$32,550||$34,650|
|80% of Median||$29,400||$33,600||$37,800||$42,000||$45,400||$48,750||$52,100||$55,450|