Affordable Housing In White Bluff
Dickson County, Tennessee

4 Low Income Apartment Communities In White Bluff

Bluff Trace Apartments

2235 Highway 47 N
White Bluff, Tennessee

Valley Bluff

2401 Hwy 47 North
White Bluff, Tennessee

Wakeman Crossing Apartments

601 Church St
White Bluff, Tennessee

Cedar Pointe Apartments

113 Graham St
White Bluff, Tennessee
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Guide To Affordable Housing in White Bluff, Tennessee

There are 4 low income housing apartment communities offering 50 affordable apartments for rent in White Bluff, Tennessee.

Income Based Apartments in White Bluff, Tennessee

White Bluff features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in White Bluff, Tennessee

There are 50 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in White Bluff.

Housing Choice Vouchers in White Bluff, Tennessee

On average, Section 8 Housing Choice vouchers pay White Bluff landlords $500 per month towards rent. The average voucher holder contributes $400 towards rent in White Bluff.

The maximum amount a voucher would pay on behalf of a low-income tenant in White Bluff, Tennessee for a two-bedroom apartment is between $1,265 and $1,547.

2023 White Bluff, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
White Bluff, Tennessee Fair Market Rent $1,218 $1,245 $1,406 $1,758 $2,173
White Bluff, Tennessee Payment Standard Range $1,096 to $1,340 $1,121 to $1,370 $1,265 to $1,547 $1,582 to $1,934 $1,956 to $2,390

Sourced from federal housing data and research.

White Bluff, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 50
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 26.62%
Average Renter Household Size 2.11
Average Household Size 2.55
Median Household Income $44,758 ±$7,375
Median Rent $830 ±$144
Percentage Of Renters Overburdened 43.48% ± 28.45pp
Total Population 3,299

Population and Household Demographics

White Bluff is a city in Dickson County, Tennessee with a population of 3,299. There are 1,296 households in the city with an average household size of 2.55 persons. 26.62% of households in White Bluff are renters.

Income and Rent Overburden in White Bluff

The median gross income for households in White Bluff is $44,758 a year, or $3,730 a month. The median rent for the city is $830 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In White Bluff, a household making less than $2,767 a month would be considered overburdened when renting an apartment at or above the median rent. 43.48% of households who rent are overburdened in White Bluff.

Area Median Income In White Bluff

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For White Bluff, the AMI is calculated from all households within Dickson County.

In White Bluff, HUD calculates the Area Median Income for a family of four as $96,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in White Bluff

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in White Bluff

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the White Bluff AMI may qualify for rental assistance programs that target Extremely Low Income households.
$19,850 $22,650 $25,500 $28,300 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the White Bluff AMI may qualify for rental assistance programs that target Very Low Income households.
$33,050 $37,750 $42,450 $47,150 $50,950 $54,700 $58,500 $62,250
80% AMI Income Limits
Renters earning up to 80% of the White Bluff AMI may qualify for rental assistance programs that target Low Income households.
$52,850 $60,400 $67,950 $75,450 $81,500 $87,550 $93,600 $99,600