Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. 

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Alba
Wood County, Texas

Alba city limits extend into  and  Rains County.

2 Low Income Apartment Communities In Alba

Alba Housing

699 E Mockingbird St
Alba, Texas

145 N Osborn St

145 N Osborn St
Alba, Texas
  • «
  • 1
  • »

Housing Authorities that serve Alba

Housing Authority Programs
Housing Authority of Alba Public Housing
City of Tyler Housing Agency Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH)

Guide To Affordable Housing in Alba, Texas

There are 2 low income housing apartment communities offering 24 affordable apartments for rent in Alba, Texas.

Income Based Apartments in Alba, Texas

Alba features 14 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Alba, Texas

There are 10 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Alba.

Housing Choice Vouchers in Alba, Texas

On average, Section 8 Housing Choice vouchers pay Alba landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Alba.

The maximum amount a voucher would pay on behalf of a low-income tenant in Alba, Texas for a two-bedroom apartment is between $723 and $883.

2021 Alba, Texas Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $589 $609 $803 $1,032 $1,195
Payment Standard Range $530 to $648 $548 to $670 $723 to $883 $929 to $1,135 $1,076 to $1,315

Sourced from federal housing data and AffordableHousingOnline.com research.

Alba, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 24
Total Housing Units with Rental Assistance 14
Percentage of Housing Units Occupied By Renters 51.14%
Average Renter Household Size 3.36
Average Household Size 3.26
Median Household Income $31,477 ±$7,605
Median Rent $619 ±$15
Percentage Of Renters Overburdened 68.89% ± 28.66pp
Total Population 861

Population and Household Demographics

Alba is a city in Wood County, Texas with a population of 861. There are 264 households in the city with an average household size of 3.26 persons. 51.14% of households in Alba are renters.

Income and Rent Overburden in Alba

The median gross income for households in Alba is $31,477 a year, or $2,623 a month. The median rent for the city is $619 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Alba, a household making less than $2,063 a month would be considered overburdened when renting an apartment at or above the median rent. 68.89% of households who rent are overburdened in Alba.

Area Median Income In Alba

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Alba, the AMI is calculated from all households within Wood County.

In Alba, HUD calculates the Area Median Income for a family of four as $59,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Alba

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Alba

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $30,680 $34,300 $36,650 $39,050
50% of Median $20,700 $23,650 $26,600 $29,550 $31,950 $34,300 $36,650 $39,050
80% of Median $33,150 $37,850 $42,600 $47,300 $51,100 $54,900 $58,700 $62,450