Affordable Housing In Bay City
Matagorda County, Texas

7 Low Income Apartment Communities In Bay City

Bay Breeze

800 Avenue F
Bay City, Texas
Income Based
1-3 BR

Roland Hilliard Apartments

1408 Whitson St
Bay City, Texas

Bay City Manor Apartments

900 Avenue J
Bay City, Texas
Accepts Vouchers

Golden Manor Apartments

800 Avenue H Apt 127
Bay City, Texas

Tejas Cove Ak Ncr of Bay City

1900 Palm Village Blvd
Bay City, Texas
Elderly Supportive Housing

Bay Ranch Apartments

1401 Thompson Dr
Bay City, Texas
Accepts Vouchers

S Park and Casa Del Norte

2113 13th St
Bay City, Texas
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Housing Authorities that serve Bay City

Housing Authority Programs
Housing Authority of the City of Bay City Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Bay City, Texas

There are 7 low income housing apartment communities offering 473 affordable apartments for rent in Bay City, Texas.

Income Based Apartments in Bay City, Texas

Bay City features 409 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Bay City, Texas

There are 64 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Bay City.

Housing Choice Vouchers in Bay City, Texas

On average, Section 8 Housing Choice vouchers pay Bay City landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Bay City.

The maximum amount a voucher would pay on behalf of a low-income tenant in Bay City, Texas for a two-bedroom apartment is between $668 and $816.

2020 Bay City, Texas Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $605 $609 $742 $933 $1,298
Payment Standard Range $545 to $666 $548 to $670 $668 to $816 $840 to $1,026 $1,168 to $1,428

Sourced from federal housing data and research.

Bay City, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 473
Total Housing Units with Rental Assistance 409
Percentage of Housing Units Occupied By Renters 45.11%
Average Renter Household Size 2.83
Average Household Size 2.72
Median Household Income $39,111 ±$6,216
Median Rent $629 ±$31
Percentage Of Renters Overburdened 39.97% ± 7.64pp
Total Population 17,499

Population and Household Demographics

Bay City is a City in Matagorda County, Texas with a population of 17,499. There are 6,333 households in the city with an average household size of 2.72 persons. 45.11% of households in Bay City are renters.

Income and Rent Overburden in Bay City

The median gross income for households in Bay City is $39,111 a year, or $3,259 a month. The median rent for the city is $629 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bay City, a household making less than $2,097 a month would be considered overburdened when renting an apartment at or above the median rent. 39.97% of households who rent are overburdened in Bay City.1

Area Median Income In Bay City

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Bay City, the AMI is calculated from all households within Matagorda County.

In Bay City, HUD calculates the Area Median Income for a family of four as $52,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Bay City

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Bay City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $34,050 $36,400 $38,750
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
80% of Median $32,900 $37,600 $42,300 $46,950 $50,750 $54,500 $58,250 $62,000