Affordable Housing In Bell County
Texas

37 Low Income Apartment Communities In Bell County

Oak Ridge Apartments

339 10th Street
Nolanville, TX
$507-854
1-3 BR

Hidden Glen Senior Community

251 Mary Lane
Salado, TX
$565-665
1-2 BR
HCV Welcome

Pecan Pointe Apartments

463 Westfield Blvd
Temple, TX
$820-1,204
1-3 BR
HCV Welcome

Stillhouse Flats

2926 Cedar Knob Road
Harker Heights, TX
Call For Rent
1-3 BR
HCV Welcome

Canyon Creek Townhomes

1476 Canyon Creek Drive
Temple, TX
Subsidized

Exchange Sunshine Home

1103 Leonhard St
Copperas Cove, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

Belle Oaks

1100 Shady Ln
Belton, TX
Subsidized

Wayman Manor Apartments

1811 E Avenue K
Temple, TX
Subsidized

704 Rogers Cemetery Rd

704 Rogers Cemetery Rd
Rogers, TX
Subsidized

Chisholm Trail Senior Village

1003 W. Martin Luther King Jr Ave.
Belton, TX
HCV Welcome

Housing Authorities that serve Bell County

Housing Authority Programs
Central Texas Council of Governments Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Bell County

Housing Authority Programs
Housing Authority of Temple Section 8 Housing Choice Voucher (HCV); Public Housing
Killeen Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Rental Assistance Demonstration (RAD)
Housing Authority of Belton Public Housing
Housing Authority of Rogers Public Housing
Housing Authority of Bartlett Public Housing

Guide To Affordable Housing in Bell County, Texas

According to federal housing data and AffordableHousingOnline.com research, there are 37 low income housing apartment communities offering 80,672 affordable apartments for rent in Bell County, Texas. Bell County features 2,278 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 78,318 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Bell County.

Bell County, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 37
Total Low Income Apartments 80,672
Total Housing Units with Rental Assistance 2,278
Percentage of Housing Units Occupied By Renters 44.82%
Average Renter Household Size 2.77
Average Household Size 2.89
Median Household Income $50,550 ±$821
Median Rent $861 ±$13
Percentage Of Renters Overburdened 42.95% ± 1.74pp
Total Population 326,041

Population and Household Demographics

Bell County is a County in Texas with a population of 326,041. There are 109,844 households in the county with an average household size of 2.89 persons. 44.82% of households in Bell County are renters.

Income and Rent Overburden in Bell County

The median gross income for households in Bell County is $50,550 a year, or $4,213 a month. The median rent for the county is $861 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bell County, a household making less than $2,870 a month would be considered overburdened when renting an apartment at or above the median rent. 42.95% of households who rent are overburdened in Bell County.1

Area Median Income In Bell County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Bell County, HUD calculates the Area Median Income for a family of four as $63,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Bell County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Bell County HUD Rental Assistance in Bell County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,450 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $42,200
50% of Median $22,400 $25,600 $28,800 $31,950 $34,550 $37,100 $39,650 $42,200
80% of Median $35,800 $40,900 $46,000 $51,100 $55,200 $59,300 $63,400 $67,500
Low Income Housing Tax Credits in Bell County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2007, 12 low income apartment communities containing 1,667 rental apartments have been constructed and made affordable to low income persons in Bell County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Bell County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,400 $25,600 $28,800 $31,950 $34,550 $37,100 $39,650 $42,200
60% of Median $26,880 $30,720 $34,560 $38,340 $41,460 $44,520 $47,580 $50,640

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Bell County is $34,560 a year, or $2,880 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,880 by 30% to get a maximum rent of $864 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $560 $600 $720 $831 $928 $1,023
60% $672 $720 $864 $998 $1,113 $1,228
Fair Market Rents in Bell County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$607 $611 $785 $1,132 $1,378

Cities In Bell County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Temple 12 The HUD funded Public Housing Agencies that serve Temple are the Housing Authority of Temple and Central Texas Council of Governments.
Belton 6 The HUD funded Public Housing Agencies that serve Belton are the Housing Authority of Belton and Central Texas Council of Governments.
Rogers 2 The HUD funded Public Housing Agency that serves Rogers is the Housing Authority of Rogers.
Bartlett 1 The HUD funded Public Housing Agency that serves Bartlett is the Housing Authority of Bartlett.
Copperas Cove 5 The HUD funded Public Housing Agencies that serve Copperas Cove are the Housing Authority of Copperas Cove and Central Texas Council of Governments.
Killeen 5 The HUD funded Public Housing Agencies that serve Killeen are the Killeen Housing Authority and Central Texas Council of Governments.
Harker Heights 2
Little River 0
Holland 1
Troy 0
Fort Hood 0
Little River Academy 1
Morgan's Point Resort 0
Nolanville 1
Salado 1
Little River-Academy 0