Affordable Housing In Borger
Hutchinson County, Texas

4 Low Income Apartment Communities In Borger

The Reserves at Brookside

600 E Wilson St
Borger, TX
Income Based
2-3 BR
HCV Welcome

Francis and Carver Homes

1005 Parkway St
Borger, TX

Tenth Street Apartments

SE Corner of Tenth St And Whi
Borger, TX
HCV Welcome

La Mirage

200 Pecan St
Borger, TX
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Housing Authorities that serve Borger

Housing Authority Programs
Housing Authority of Borger Public Housing
Panhandle Community Services Section 8 Housing Choice Voucher (HCV); Veteran Affairs Supportive Housing (VASH)

Guide To Affordable Housing in Borger, Texas

There are 4 low income housing apartment communities offering 348 affordable apartments for rent in Borger, Texas. Borger features 252 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 96 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Borger.

Sourced from federal housing data and research.

Borger, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 348
Total Housing Units with Rental Assistance 252
Percentage of Housing Units Occupied By Renters 30.4%
Average Renter Household Size 2.50
Average Household Size 2.65
Median Household Income $44,918 ±$4,025
Median Rent $686 ±$63
Percentage Of Renters Overburdened 36.02% ± 8.31pp
Total Population 13,041

Population and Household Demographics

Borger is a City in Hutchinson County, Texas with a population of 13,041. There are 4,905 households in the city with an average household size of 2.65 persons. 30.4% of households in Borger are renters.

Income and Rent Overburden in Borger

The median gross income for households in Borger is $44,918 a year, or $3,743 a month. The median rent for the city is $686 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Borger, a household making less than $2,287 a month would be considered overburdened when renting an apartment at or above the median rent. 36.02% of households who rent are overburdened in Borger.1

Area Median Income In Borger

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Borger, the AMI is calculated from all households within Hutchinson County.

In Borger, HUD calculates the Area Median Income for a family of four as $63,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Borger

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Borger HUD Rental Assistance in Borger

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,300 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $41,800
50% of Median $22,200 $25,350 $28,500 $31,650 $34,200 $36,750 $39,250 $41,800
80% of Median $35,500 $40,550 $45,600 $50,650 $54,750 $58,800 $62,850 $66,900

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Borger

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,200 $25,350 $28,500 $31,650 $34,200 $36,750 $39,250 $41,800
60% of Median $26,640 $30,420 $34,200 $37,980 $41,040 $44,100 $47,100 $50,160

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Borger is $34,200 a year, or $2,850 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,850 by 30% to get a maximum rent of $855 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $555 $594 $713 $823 $919 $1,013
60% $666 $713 $855 $988 $1,103 $1,216
Fair Market Rents in Borger

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$573 $587 $773 $997 $1,273