Affordable Housing In Caldwell County
Texas

23 Low Income Apartment Communities In Caldwell County

Allen Woods Homes

701 S Lbj Dr
San Marcos, TX

Southpark Village II Apartments

1825 S Colorado St
Lockhart, TX
HCV Welcome

Villas at Willow Springs

1502 S Interstate 35
San Marcos, TX
HCV Welcome

Housing Authorities that serve Caldwell County

Housing Authority Programs
Texas Department of Housing and Community Affairs Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Caldwell County

Housing Authority Programs
Luling Housing Authority Public Housing
Lockhart Housing Authority Public Housing

Guide To Affordable Housing in Caldwell County, Texas

According to federal housing data and AffordableHousingOnline.com research, there are 23 low income housing apartment communities offering 2,242 affordable apartments for rent in Caldwell County, Texas. Caldwell County features 631 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 1,611 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Caldwell County.

Caldwell County, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 23
Total Low Income Apartments 2,242
Total Housing Units with Rental Assistance 631
Percentage of Housing Units Occupied By Renters 34.11%
Average Renter Household Size 2.68
Average Household Size 2.85
Median Household Income $47,233 ±$2,036
Median Rent $765 ±$47
Percentage Of Renters Overburdened 41.98% ± 6.66pp
Total Population 39,347

Population and Household Demographics

Caldwell County is a County in Texas with a population of 39,347. There are 12,451 households in the county with an average household size of 2.85 persons. 34.11% of households in Caldwell County are renters.

Income and Rent Overburden in Caldwell County

The median gross income for households in Caldwell County is $47,233 a year, or $3,936 a month. The median rent for the county is $765 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Caldwell County, a household making less than $2,550 a month would be considered overburdened when renting an apartment at or above the median rent. 41.98% of households who rent are overburdened in Caldwell County.1

Area Median Income In Caldwell County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Caldwell County, HUD calculates the Area Median Income for a family of four as $95,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Caldwell County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Caldwell County HUD Rental Assistance in Caldwell County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $19,900 $22,750 $25,600 $28,400 $30,700 $34,590 $39,010 $43,430
50% of Median $33,150 $37,850 $42,600 $47,300 $51,100 $54,900 $58,700 $62,450
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Caldwell County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1996 to 2010, 11 low income apartment communities containing 1,637 rental apartments have been constructed and made affordable to low income persons in Caldwell County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Caldwell County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $33,150 $37,850 $42,600 $47,300 $51,100 $54,900 $58,700 $62,450
60% of Median $39,780 $45,420 $51,120 $56,760 $61,320 $65,880 $70,440 $74,940

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Caldwell County is $51,120 a year, or $4,260 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,260 by 30% to get a maximum rent of $1,278 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $829 $888 $1,065 $1,230 $1,373 $1,514
60% $995 $1,065 $1,278 $1,476 $1,647 $1,817
Fair Market Rents in Caldwell County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$988 $1,134 $1,356 $1,763 $2,128

Cities In Caldwell County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
San Marcos 12 The HUD funded Public Housing Agencies that serve San Marcos are the San Marcos Housing Authority and Texas Department of Housing and Community Affairs.
Lockhart 8 The HUD funded Public Housing Agencies that serve Lockhart are the Lockhart Housing Authority and Texas Department of Housing and Community Affairs.
Luling 3 The HUD funded Public Housing Agencies that serve Luling are the Luling Housing Authority and Texas Department of Housing and Community Affairs.
Martindale 0 The HUD funded Public Housing Agency that serves Martindale is the Texas Department of Housing and Community Affairs.
Niederwald 0 The HUD funded Public Housing Agency that serves Niederwald is the Texas Department of Housing and Community Affairs.
Uhland 0 The HUD funded Public Housing Agency that serves Uhland is the Texas Department of Housing and Community Affairs.