Low Income Apartments In Cherokee County
Texas

Low Income Apartments In Cherokee County

Troup Seniors

815 S Athena St
Troup, TX
HCV Welcome

Timbercreek Village ( 6697 )

1908 W 6th St
Rusk, TX
HCV Welcome

Jacksonville Square Ltd

1200 Andrews St
Jacksonville, TX
HCV Welcome

200 Robert Mitchell Dr

200 Robert Mitchell Dr
Alto, TX

Tidmore Bullard Family Apartments

423 E Main St
Bullard, TX
HCV Welcome

Alto Seniors Apartments

401 Mill St
Alto, TX
Subsidized

Alto Seniors Apartments

Mill St At Berryman Ave
Alto, TX
HCV Welcome

Troup Apartments

106 E Paschal St
Troup, TX

There are 19 low income housing apartment complexes which contain 1,076 affordable apartments for rent in Cherokee County, Texas. Many of these rental apartments are income based housing with about 642 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 136 Project-Based Section 8 subsidized apartments in Cherokee County. There are 434 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Cherokee County

Housing Authority Programs
Jacksonville Housing Authority Section 8 Housing Choice Voucher (HCV)
Rusk Housing Authority Section 8 Housing Choice Voucher (HCV)
Housing Authority of Alto Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Cherokee County, Texas

Cherokee County, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 19
Total Low Income Apartments 1,076
Total Rent Assisted Apartments 642
Percentage of Housing Units Occupied By Renters 28.3%
Average Renter Household Size 2.71
Total Population 51,167
Housing Units 17,729
Average Household Size 2.74
Median Household Income $39,595 ±$1,845
Median Rent $661 ±$25
Percentage Of Renters Overburdened 39.96% ± 4.86pp

Population and Household Demographics

Cherokee County is a County in Texas with a population of 51,167. There are 17,729 households in the county with an average household size of 2.74 persons. 28.3% of households in Cherokee County are renters.

Income and Rent Overburden in Cherokee County

The median gross income for households in Cherokee County is $39,595 a year, or $3,300 a month. The median rent for the county is $661 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cherokee County, a household making less than $2,203 a month would be considered overburdened when renting an apartment at or above the median rent. 39.96% of households who rent are overburdened in Cherokee County.1

Area Median Income In Cherokee County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cherokee County, HUD calculates the Area Median Income for a family of four as $52,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cherokee County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Cherokee County HUD Rental Assistance in Cherokee County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $34,050 $36,400 $38,750
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
80% of Median $32,900 $37,600 $42,300 $46,950 $50,750 $54,500 $58,250 $62,000
Low Income Housing Tax Credits in Cherokee County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2004, 9 low income apartment communities containing 429 rental apartments have been constructed and made affordable to low income persons in Cherokee County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Cherokee County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $24,660 $28,200 $31,740 $35,220 $38,040 $40,860 $43,680 $46,500

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Cherokee County is $31,740 a year, or $2,645 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,645 by 30% to get a maximum rent of $794 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $514 $551 $661 $763 $851 $939
60% $617 $661 $794 $916 $1,022 $1,127
Fair Market Rents in Cherokee County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$537 $541 $715 $934 $1,006

Cities In Cherokee County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Troup 2 The HUD funded Public Housing Agencies that serve Troup are the Jacksonville Housing Authority, City of Tyler Housing Agency, Rusk Housing Authority and Housing Authority of Alto.
Jacksonville 9 The HUD funded Public Housing Agencies that serve Jacksonville are the Jacksonville Housing Authority, Rusk Housing Authority and Housing Authority of Alto.
Rusk 4 The HUD funded Public Housing Agencies that serve Rusk are the Rusk Housing Authority, Jacksonville Housing Authority and Housing Authority of Alto.
Bullard 1 The HUD funded Public Housing Agencies that serve Bullard are the Jacksonville Housing Authority, Rusk Housing Authority and Housing Authority of Alto.
Alto 3 The HUD funded Public Housing Agencies that serve Alto are the Housing Authority of Alto, Jacksonville Housing Authority and Rusk Housing Authority.
Wells 0 The HUD funded Public Housing Agencies that serve Wells are the Jacksonville Housing Authority, Rusk Housing Authority and Housing Authority of Alto.
Cuney 0 The HUD funded Public Housing Agencies that serve Cuney are the Jacksonville Housing Authority, Rusk Housing Authority and Housing Authority of Alto.
Gallatin 0 The HUD funded Public Housing Agencies that serve Gallatin are the Jacksonville Housing Authority, Rusk Housing Authority and Housing Authority of Alto.
New Summerfield 0 The HUD funded Public Housing Agencies that serve New Summerfield are the Jacksonville Housing Authority, Rusk Housing Authority and Housing Authority of Alto.
Reklaw 0 The HUD funded Public Housing Agencies that serve Reklaw are the Jacksonville Housing Authority, Rusk Housing Authority and Housing Authority of Alto.
Shadybrook 0 The HUD funded Public Housing Agencies that serve Shadybrook are the Jacksonville Housing Authority, Rusk Housing Authority and Housing Authority of Alto.