Low Income Apartments and Affordable Housing For Rent in Cooke County, TX

Discover affordable housing in Cooke County where there are 13+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Gainesville Garden Apartments

2300 Alabama Dr, Gainesville, Texas 76240

switch_access_shortcut Short Wait
payment Subsidized
real_estate_agent Accepts Vouchers

Washington Court Walnut Lane

715 E California St, Gainesville, Texas 76240

bed 2-3
payment Subsidized

Lexington Square Apartments

2008 N Interstate 35, Gainesville, Texas 76240

bed 1-3
payment Subsidized

303 Anderson St

303 Anderson St, Whitesboro, Texas 76273

bed 4
payment $1798/mo.

20494 US-377

20494 US-377, Whitesboro, Texas 76273

bed 3
payment $1500/mo.

500 W Ward St

500 W Ward St, Decatur, Texas 76234

bed 3
payment $1495/mo.

Bella Vista Apartments

1000 Bella Vista Dr, Gainesville, Texas 78574

switch_access_shortcut Short Wait
accessibility Accessible

Willowick Apartments

1501 Newland Dr, Gainesville, Texas 76240

bed 1-2
payment $682-748/mo.
switch_access_shortcut Short Wait

Valley View Apartments

505 N Pecan Creek Trl, Valley View, Texas 76272

bed 1-2
payment $675-785/mo.
switch_access_shortcut Short Wait
accessibility Accessible

Pecan Creek Village

1100 Lawrence St, Gainesville, Texas 76240

payment Subsidized

Turner Apartments

501 E California St, Gainesville, Texas 76240

payment Subsidized

Park Ridge Apts

2415 E Highway 82, Gainesville, Texas

switch_access_shortcut Short Wait
payment Subsidized
real_estate_agent Accepts Vouchers

Woodglen Park Apartments

2415 E Hwy 82, Gainesville, Texas

switch_access_shortcut Short Wait
payment Subsidized
real_estate_agent Accepts Vouchers

How To Identify Affordable Housing in Cooke County, Texas

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
Open Until Further Notice

Reported On February 23rd, 2024 by Nathan Brunet

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Cooke County, Texas
$22.58/hour
$15.33 (+211%) more than Texas minimum wage and $15.33 (+211%) more than the Federal minimum wage.
Learn More About Cooke County, Texas Affordable Housing ↓

What HUD offices serve Cooke County, Texas?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV) programs for Cooke County, Texas.

Go to the Texas Public Housing and Low-Income Apartments Waiting Lists page for openings near Cooke County.

How many renters live in Cooke County, Texas?

The County of Cooke County has people living in households.

There are renters living in renter households in this County. Renters make up 28.46 percent of the population living in Cooke County.

What is the rental market like in Cooke County, Texas?

There are an estimated housing units in the Cooke County area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Cooke County, Texas, there are 1.02 rental units.

What is the vacancy rate for rentals in Cooke County?

The rental vacancy rate in Cooke County is 1 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Cooke County for each bedroom size?

Occupied Rental Units by Size in Cooke County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
43 935 1,590 2,108 273
Occupied Rental Units by Size in Cooke County

A large number of apartments in Cooke County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Cooke County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $901 to $1,877. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $901
One BR $907
Two BR $1,192
Three BR $1,523
Four BR $1,877
2024 Fair Market Rents in Cooke County, Texas

How many units are rented at Fair Market Rent (FMR) in Cooke County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 10 23 percent
One BR 645 69 percent
Two BR 813 51 percent
Rental Units Below FMR in Cooke County, Texas

How many affordable rental units are in Cooke County?

There are a variety of federal affordable housing programs serving households in Cooke County, Texas including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Section 8 Project-Based Rental Assistance
USDA Section 515 Rural Rental Housing
Tracked Units by Federal Program in Cooke County, Texas

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Cooke County, Texas

Cooke County features 492 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cooke County, Texas

There are 144 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cooke County.

Housing Choice Vouchers in Cooke County, Texas

On average, Section 8 Housing Choice vouchers pay Cooke County landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Cooke County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cooke County, Texas for a two-bedroom apartment is between $1,073 and $1,311.

Sourced from federal housing data and AffordableHousingOnline.com research.

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