Low Income Apartments In Delta County
Texas

Low Income Apartments In Delta County

Cooper Apartments

100 Hwy 64 W.
Cooper, TX
Call For Rent
1-2 BR

Valley View Homes

1301 W Dallas Ave
Cooper, TX
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There are 2 low income housing apartment complexes which contain 116 affordable apartments for rent in Delta County. Many of these rental apartments are income based housing with 84 apartments that set rent based on your income. In Delta County, HUD housing programs support 0 rental assistance apartments through programs like Project-based Section 8. There are 32 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Delta County

Housing Authority Programs
Ark-Tex Council of Governments Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Delta County

Housing Authority Programs
Housing Authority of Cooper Public Housing

Guide To Affordable Housing in Delta County, Texas

Delta County, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 116
Total Rent Assisted Apartments 84
Percentage of Housing Units Occupied By Renters 22.41%
Average Renter Household Size 2.67
Total Population 5,223
Housing Units 1,928
Average Household Size 2.67
Median Household Income $42,432 ±$4,872
Median Rent $593 ±$120
Percentage Of Renters Overburdened 41.2% ± 11.36pp

Population and Household Demographics

Delta County is a County in Texas with a population of 5,223. There are 1,928 households in the county with an average household size of 2.67 persons. 22.41% of households in Delta County are renters.

Income and Rent Overburden in Delta County

The median gross income for households in Delta County is $42,432 a year, or $3,536 a month. The median rent for the county is $593 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Delta County, a household making less than $1,977 a month would be considered overburdened when renting an apartment at or above the median rent. 41.2% of households who rent are overburdened in Delta County.1

Area Median Income In Delta County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Delta County, HUD calculates the Area Median Income for a family of four as $54,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Delta County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Delta County HUD Rental Assistance in Delta County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $34,050 $36,400 $38,750
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
80% of Median $32,900 $37,600 $42,300 $46,950 $50,750 $54,500 $58,250 $62,000

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Delta County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $24,660 $28,200 $31,740 $35,220 $38,040 $40,860 $43,680 $46,500

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Delta County is $31,740 a year, or $2,645 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,645 by 30% to get a maximum rent of $794 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $514 $551 $661 $763 $851 $939
60% $617 $661 $794 $916 $1,022 $1,127
Fair Market Rents in Delta County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$526 $529 $700 $943 $1,044

Cities In Delta County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Cooper 2 The HUD funded Public Housing Agencies that serve Cooper are the Housing Authority of Cooper and Ark-Tex Council of Governments.
Pecan Gap 0 The HUD funded Public Housing Agency that serves Pecan Gap is the Ark-Tex Council of Governments.