Affordable Housing In Linden
Cass County, Texas

3 Low Income Apartment Communities In Linden

Spring Creek Apartments

305 Hwy. 8 N.
Linden, TX
$597-675
2 BR
HCV Welcome

Spring Creek {Ole Town}

Hwy 8
Linden, TX
Subsidized

Heth Apartments

511 S Main St
Linden, TX
Subsidized
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There are 3 low income housing apartment complexes which contain 68 affordable apartments for rent in Linden. Many of these rental apartments are income based housing with 44 apartments that set rent based on your income. In Linden, HUD housing programs support 24 rental assistance apartments through programs like Project-based Section 8. There are 24 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Linden

Housing Authority Programs
Housing Authority of Linden Public Housing
Ark-Tex Council of Governments Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Linden, Texas

Linden, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 68
Total Rent Assisted Apartments 44
Percentage of Housing Units Occupied By Renters 49.46%
Average Renter Household Size 2.43
Total Population 2,256
Housing Units 920
Average Household Size 2.28
Median Household Income $25,690 ±$5,491
Median Rent $512 ±$163
Percentage Of Renters Overburdened 34.73% ± 12.47pp

Population and Household Demographics

Linden is a City in Cass County, Texas with a population of 2,256. There are 920 households in the city with an average household size of 2.28 persons. 49.46% of households in Linden are renters.

Income and Rent Overburden in Linden

The median gross income for households in Linden is $25,690 a year, or $2,141 a month. The median rent for the city is $512 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Linden, a household making less than $1,707 a month would be considered overburdened when renting an apartment at or above the median rent. 34.73% of households who rent are overburdened in Linden.1

Area Median Income In Linden

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Linden, the AMI is calculated from all households within Cass County.

In Linden, HUD calculates the Area Median Income for a family of four as $53,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Linden

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Linden HUD Rental Assistance in Linden

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $34,050 $36,400 $38,750
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
80% of Median $32,900 $37,600 $42,300 $46,950 $50,750 $54,500 $58,250 $62,000
Low Income Housing Tax Credits in Linden

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 1987, 1 low income apartment communities containing 20 rental apartments have been constructed and made affordable to low income persons in Linden by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Linden

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
60% of Median $24,660 $28,200 $31,740 $35,220 $38,040 $40,860 $43,680 $46,500

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Linden is $31,740 a year, or $2,645 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,645 by 30% to get a maximum rent of $794 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $514 $551 $661 $763 $851 $939
60% $617 $661 $794 $916 $1,022 $1,127
Fair Market Rents in Linden

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$450 $529 $700 $1,012 $1,230