Affordable Housing In Mount Calm
Hill County, Texas

Housing Authorities that serve Mount Calm

Housing Authority Programs
Hill County Housing Authority Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Mount Calm, Texas

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Mount Calm, Texas.

Income Based Apartments in Mount Calm, Texas

Mount Calm features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Mount Calm, Texas

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Mount Calm.

Housing Choice Vouchers in Mount Calm, Texas

On average, Section 8 Housing Choice vouchers pay Mount Calm landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Mount Calm.

The maximum amount a voucher would pay on behalf of a low-income tenant in Mount Calm, Texas for a two-bedroom apartment is between $677 and $827.

2020 Mount Calm, Texas Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $490 $594 $752 $957 $1,019
Payment Standard Range $441 to $539 $535 to $653 $677 to $827 $861 to $1,053 $917 to $1,121

Sourced from federal housing data and AffordableHousingOnline.com research.

Mount Calm, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 29.09%
Average Renter Household Size 2.16
Average Household Size 2.41
Median Household Income $44,000 ±$16,172
Median Rent $669 ±$332
Percentage Of Renters Overburdened 37.5% ± 63.35pp
Total Population 265

Population and Household Demographics

Mount Calm is a City in Hill County, Texas with a population of 265. There are 110 households in the city with an average household size of 2.41 persons. 29.09% of households in Mount Calm are renters.

Income and Rent Overburden in Mount Calm

The median gross income for households in Mount Calm is $44,000 a year, or $3,667 a month. The median rent for the city is $669 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Mount Calm, a household making less than $2,230 a month would be considered overburdened when renting an apartment at or above the median rent. 37.5% of households who rent are overburdened in Mount Calm.1

Area Median Income In Mount Calm

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Mount Calm, the AMI is calculated from all households within Hill County.

In Mount Calm, HUD calculates the Area Median Income for a family of four as $56,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Mount Calm

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Mount Calm HUD Rental Assistance in Mount Calm

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $34,050 $36,400 $38,750
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
80% of Median $32,900 $37,600 $42,300 $46,950 $50,750 $54,500 $58,250 $62,000