Low Income Apartments In Rusk County
Texas

Low Income Apartments In Rusk County

Henderson Village

1480 US Highway 259 South
Henderson, TX
Call For Rent
1-3 BR
HCV Welcome

Chalice Apartments, The

301 N Marshall St
Henderson, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

Laneville Place Apartments

2900 FM 225 S
Henderson, TX

Flanagan Heights

500 Broadway St
Henderson, TX

Millpoint Townhomes

751 Kilgore Dr
Henderson, TX
HCV Welcome

Mustang Village I

212 W Ward St
Overton, TX
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There are 6 low income housing apartment complexes which contain 355 affordable apartments for rent in Rusk County. Many of these rental apartments are income based housing with 167 apartments that set rent based on your income. In Rusk County, HUD housing programs support 0 rental assistance apartments through programs like Project-based Section 8. There are 188 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Rusk County

Housing Authority Programs
Tatum Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Beckville Housing Authority Public Housing

Other Housing Authorities located in Rusk County

Housing Authority Programs
Housing Authority of Henderson Section 8 Housing Choice Voucher (HCV); Public Housing
Housing Authority of Overton Public Housing

Guide To Affordable Housing in Rusk County, Texas

Rusk County, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 6
Total Low Income Apartments 355
Total Rent Assisted Apartments 167
Percentage of Housing Units Occupied By Renters 25.25%
Average Renter Household Size 2.66
Total Population 53,457
Housing Units 17,753
Average Household Size 2.75
Median Household Income $46,173 ±$2,017
Median Rent $701 ±$43
Percentage Of Renters Overburdened 33.38% ± 4.95pp

Population and Household Demographics

Rusk County is a County in Texas with a population of 53,457. There are 17,753 households in the county with an average household size of 2.75 persons. 25.25% of households in Rusk County are renters.

Income and Rent Overburden in Rusk County

The median gross income for households in Rusk County is $46,173 a year, or $3,848 a month. The median rent for the county is $701 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Rusk County, a household making less than $2,337 a month would be considered overburdened when renting an apartment at or above the median rent. 33.38% of households who rent are overburdened in Rusk County.1

Area Median Income In Rusk County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Rusk County, HUD calculates the Area Median Income for a family of four as $59,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Rusk County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Rusk County HUD Rental Assistance in Rusk County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $34,350 $36,750 $39,100
50% of Median $20,750 $23,700 $26,650 $29,600 $32,000 $34,350 $36,750 $39,100
80% of Median $33,150 $37,900 $42,650 $47,350 $51,150 $54,950 $58,750 $62,550
Low Income Housing Tax Credits in Rusk County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2005 to 2005, 1 low income apartment communities containing 76 rental apartments have been constructed and made affordable to low income persons in Rusk County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Rusk County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $24,900 $28,440 $31,980 $35,520 $38,400 $41,220 $44,100 $46,920

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Rusk County is $31,980 a year, or $2,665 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,665 by 30% to get a maximum rent of $800 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $519 $556 $666 $770 $859 $948
60% $623 $667 $800 $924 $1,031 $1,138
Fair Market Rents in Rusk County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$517 $599 $792 $1,043 $1,121

Cities In Rusk County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Henderson 5 The HUD funded Public Housing Agencies that serve Henderson are the Housing Authority of Henderson, Longview Housing Authority, Tatum Housing Authority and Beckville Housing Authority.
Mount Enterprise 0 The HUD funded Public Housing Agencies that serve Mount Enterprise are the Tatum Housing Authority and Beckville Housing Authority.
New London 0 The HUD funded Public Housing Agencies that serve New London are the Tatum Housing Authority and Beckville Housing Authority.
Overton 1 The HUD funded Public Housing Agencies that serve Overton are the Tatum Housing Authority and Beckville Housing Authority.