Low Income Apartments In Shelby County
Texas

Low Income Apartments In Shelby County

Union Acres Trust

818 Cotton Ford Rd
Center, TX
Subsidized

Barak Apartments

285 S Center St
Tenaha, TX
Subsidized

Joaquin Apartments

Us 84
Joaquin, TX
HCV Welcome

Hickory Street Apartments

County Rd 3645
Joaquin, TX

Center Place Apartments 2

705 Clifford St
Center, TX
Subsidized

Arcadia Village

673 Arcadia Rd
Center, TX
HCV Welcome

W Side Villa and Happy Hollow

128 N 3rd St
Timpson, TX

Timpson Seniors

329 Marcus St
Timpson, TX
Subsidized

Joaquin Housing Lp

11326 US Highway 84 E
Joaquin, TX
Subsidized

Paradise Villa

128 Sunset Cir
Center, TX
Subsidized
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There are 10 low income housing apartment complexes which contain 410 affordable apartments for rent in Shelby County, Texas. Many of these rental apartments are income based housing with about 352 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 124 Project-Based Section 8 subsidized apartments in Shelby County. There are 58 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Shelby County

Housing Authority Programs
Deep East Texas Regional Housing Authority Section 8 Housing Choice Voucher; Homeownership Voucher; Family Self-sufficiency

Other Housing Authorities located in Shelby County

Housing Authority Programs
Housing Authority of Center Public Housing
Housing Authority of Timpson Public Housing
Housing Authority of Tenaha Public Housing

Guide To Affordable Housing in Shelby County, Texas

Shelby County, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 10
Total Low Income Apartments 410
Total Rent Assisted Apartments 352
Percentage of Housing Units Occupied By Renters 27.56%
Average Renter Household Size 2.64
Total Population 25,725
Housing Units 9,396
Average Household Size 2.72
Median Household Income $37,756 ±$2,698
Median Rent $568 ±$31
Percentage Of Renters Overburdened 41.08% ± 9.2pp

Population and Household Demographics

Shelby County is a County in Texas with a population of 25,725. There are 9,396 households in the county with an average household size of 2.72 persons. 27.56% of households in Shelby County are renters.

Income and Rent Overburden in Shelby County

The median gross income for households in Shelby County is $37,756 a year, or $3,146 a month. The median rent for the county is $568 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Shelby County, a household making less than $1,893 a month would be considered overburdened when renting an apartment at or above the median rent. 41.08% of households who rent are overburdened in Shelby County.1

Area Median Income In Shelby County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Shelby County, HUD calculates the Area Median Income for a family of four as $48,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Shelby County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Shelby County HUD Rental Assistance in Shelby County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,140 $16,460 $20,780 $25,100 $29,420 $32,800 $35,050 $37,300
50% of Median $19,800 $22,600 $25,450 $28,250 $30,550 $32,800 $35,050 $37,300
80% of Median $31,650 $36,200 $40,700 $45,200 $48,850 $52,450 $56,050 $59,700
Low Income Housing Tax Credits in Shelby County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2007, 5 low income apartment communities containing 150 rental apartments have been constructed and made affordable to low income persons in Shelby County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Shelby County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $23,760 $27,120 $30,540 $33,900 $36,660 $39,360 $42,060 $44,760

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Shelby County is $30,540 a year, or $2,545 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,545 by 30% to get a maximum rent of $764 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $495 $530 $636 $735 $820 $904
60% $594 $636 $764 $882 $984 $1,085
Fair Market Rents in Shelby County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$526 $529 $700 $889 $1,063

Cities In Shelby County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Timpson 2 The HUD funded Public Housing Agencies that serve Timpson are the Housing Authority of Timpson and Deep East Texas Regional Housing Authority.
Center 4 The HUD funded Public Housing Agencies that serve Center are the Housing Authority of Center and Deep East Texas Regional Housing Authority.
Tenaha 1 The HUD funded Public Housing Agencies that serve Tenaha are the Housing Authority of Tenaha and Deep East Texas Regional Housing Authority.
Joaquin 3 The HUD funded Public Housing Agency that serves Joaquin is the Deep East Texas Regional Housing Authority.
Huxley 0 The HUD funded Public Housing Agency that serves Huxley is the Deep East Texas Regional Housing Authority.