Low Income Apartments In Smith County
Texas

Low Income Apartments In Smith County

Town Parc at Tyler

2202 WNW Loop 323
Tyler, TX
2-3 BR
HCV Welcome

Parkview Gardens Townhouses

2002 Bellwood Rd
Tyler, TX
Accessible
HCV Welcome

Moore Grocery Lofts

410 N Broadway Ave
Tyler, TX
Accessible
HCV Welcome

Villas of Pine Ridge

3110 Towne Park Dr
Tyler, TX
Accessible
HCV Welcome

Catherine Booth Gardens of Tyler, Texas

2325 Old Henderson Hwy
Tyler, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

Rose Valley Apts.

1007 N Northwest Loop 323
Tyler, TX
Subsidized

Liberty Arms Apartments

2601 N Broadway Ave
Tyler, TX
Subsidized

Disciples Place Village

3055 State Highway 31 E
Tyler, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

Victory Park

2700 N Grand Aveue
Tyler, TX
Subsidized

William Booth Garden Apartments

601 Golden Rd
Tyler, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

There are 19 low income housing apartment complexes which contain 1,931 affordable apartments for rent in Smith County, Texas. Many of these rental apartments are income based housing with about 644 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 380 Project-Based Section 8 subsidized apartments in Smith County. There are 1,287 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Smith County

Housing Authority Programs
City of Tyler Housing Agency Section 8 Housing Choice Voucher

Guide To Affordable Housing in Smith County, Texas

Smith County, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 19
Total Low Income Apartments 1,931
Total Rent Assisted Apartments 644
Percentage of Housing Units Occupied By Renters 34.48%
Average Renter Household Size 2.55
Total Population 217,552
Housing Units 78,778
Average Household Size 2.70
Median Household Income $46,929 ±$1,127
Median Rent $840 ±$14
Percentage Of Renters Overburdened 47.01% ± 2.2pp

Population and Household Demographics

Smith County is a County in Texas with a population of 217,552. There are 78,778 households in the county with an average household size of 2.70 persons. 34.48% of households in Smith County are renters.

Income and Rent Overburden in Smith County

The median gross income for households in Smith County is $46,929 a year, or $3,911 a month. The median rent for the county is $840 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Smith County, a household making less than $2,800 a month would be considered overburdened when renting an apartment at or above the median rent. 47.01% of households who rent are overburdened in Smith County.1

Area Median Income In Smith County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Smith County, HUD calculates the Area Median Income for a family of four as $64,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Smith County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Smith County HUD Rental Assistance in Smith County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,450 $16,460 $20,780 $25,100 $29,420 $33,740 $38,060 $42,250
50% of Median $22,400 $25,600 $28,800 $32,000 $34,600 $37,150 $39,700 $42,250
80% of Median $35,850 $41,000 $46,100 $51,200 $55,300 $59,400 $63,500 $67,600
Low Income Housing Tax Credits in Smith County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2008, 8 low income apartment communities containing 1,323 rental apartments have been constructed and made affordable to low income persons in Smith County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Smith County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $26,880 $30,720 $34,560 $38,400 $41,520 $44,580 $47,640 $50,700

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Smith County is $34,560 a year, or $2,880 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,880 by 30% to get a maximum rent of $864 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $560 $600 $720 $833 $929 $1,024
60% $672 $720 $864 $999 $1,115 $1,229
Fair Market Rents in Smith County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$742 $747 $908 $1,178 $1,443

Cities In Smith County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Tyler 15 The HUD funded Public Housing Agency that serves Tyler is the City of Tyler Housing Agency.
Whitehouse 2 The HUD funded Public Housing Agency that serves Whitehouse is the City of Tyler Housing Agency.
Lindale 1 The HUD funded Public Housing Agency that serves Lindale is the City of Tyler Housing Agency.
Winona 1 The HUD funded Public Housing Agency that serves Winona is the City of Tyler Housing Agency.
Arp 0 The HUD funded Public Housing Agency that serves Arp is the City of Tyler Housing Agency.
Emerald Bay 0 The HUD funded Public Housing Agency that serves Emerald Bay is the City of Tyler Housing Agency.
Hideaway 0 The HUD funded Public Housing Agency that serves Hideaway is the City of Tyler Housing Agency.
New Chapel Hill 0 The HUD funded Public Housing Agency that serves New Chapel Hill is the City of Tyler Housing Agency.
Noonday 0 The HUD funded Public Housing Agency that serves Noonday is the City of Tyler Housing Agency.
Troup 2 The HUD funded Public Housing Agencies that serve Troup are the Jacksonville Housing Authority, City of Tyler Housing Agency, Rusk Housing Authority and Housing Authority of Alto.
Flint 0