Affordable Housing In Texas City
Chambers County, Texas

7 Low Income Apartment Communities In Texas City

Heritage Square Apatments

520 3rd Ave N
Texas City, TX
Income Based
1-2 BR

Colonial Park Apartments

1120 34th St N
Texas City, TX

Green Meadows Apartments

351 25th Ave N
Texas City, TX
HCV Welcome

Scattered Sites

7514 Bluejay Dr
Texas City, TX

Mansions at Moses Lake

2211 34th St N
Texas City, TX
HCV Welcome

Costa Mariposa

7555 Medical Center Dr
Texas City, TX
HCV Welcome

The Village at Morningstar

3401 Magnolia St
Texas City, TX
HCV Welcome
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There are 7 low income housing apartment complexes which contain 918 affordable apartments for rent in Texas City. Many of these rental apartments are income based housing with 174 apartments that set rent based on your income. In Texas City, HUD housing programs support 100 rental assistance apartments through programs like Project-based Section 8. There are 744 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Texas City

Housing Authority Programs
Texas City Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Other Housing Authorities located in Texas City

Housing Authority Programs
City of La Marque Housing Authority Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Texas City, Texas

Texas City, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 918
Total Rent Assisted Apartments 174
Percentage of Housing Units Occupied By Renters 41.01%
Average Renter Household Size 2.74
Total Population 46,266
Housing Units 16,610
Average Household Size 2.72
Median Household Income $43,702 ±$2,506
Median Rent $821 ±$30
Percentage Of Renters Overburdened 52.47% ± 5.5pp

Population and Household Demographics

Texas City is a City in Chambers County, Texas with a population of 46,266. There are 16,610 households in the city with an average household size of 2.72 persons. 41.01% of households in Texas City are renters.

Income and Rent Overburden in Texas City

The median gross income for households in Texas City is $43,702 a year, or $3,642 a month. The median rent for the city is $821 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Texas City, a household making less than $2,737 a month would be considered overburdened when renting an apartment at or above the median rent. 52.47% of households who rent are overburdened in Texas City.1

Area Median Income In Texas City

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Texas City, the AMI is calculated from all households within Chambers County.

In Texas City, HUD calculates the Area Median Income for a family of four as $76,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Texas City

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Texas City HUD Rental Assistance in Texas City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,050 $18,350 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $26,750 $30,550 $34,350 $38,150 $41,250 $44,300 $47,350 $50,400
80% of Median $42,750 $48,850 $54,950 $61,050 $65,950 $70,850 $75,750 $80,600
Low Income Housing Tax Credits in Texas City

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1994 to 2010, 3 low income apartment communities containing 784 rental apartments have been constructed and made affordable to low income persons in Texas City by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Texas City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $26,750 $30,550 $34,350 $38,150 $41,250 $44,300 $47,350 $50,400
60% of Median $32,100 $36,660 $41,220 $45,780 $49,500 $53,160 $56,820 $60,480

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Texas City is $41,220 a year, or $3,435 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,435 by 30% to get a maximum rent of $1,031 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $669 $716 $859 $993 $1,108 $1,222
60% $803 $860 $1,031 $1,191 $1,329 $1,466
Fair Market Rents in Texas City

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$812 $907 $1,104 $1,509 $1,897