Low Income Apartments In Upshur County
Texas

Low Income Apartments In Upshur County

Gates

700 E Scott St
Gilmer, TX
Subsidized

Gilmer Capital CO Ashcroft Group

800 N Bradford St
Gilmer, TX
HCV Welcome

401 E Beck St

401 E Beck St
Big Sandy, TX

Big Sandy Manor

615 N Robinson St
Big Sandy, TX
Subsidized

The Meadows Apartments

1276 State Highway 155 N
Gilmer, TX
Subsidized

Sorrells Park Proj

103 Wilson St
Gilmer, TX

Hillcrest Manor Affordable Housing

406 Mcdonald St
Big Sandy, TX
Subsidized

The Meadows

916 State Highway 155 N
Gilmer, TX
HCV Welcome
  • «
  • 1
  • »

There are 8 low income housing apartment complexes which contain 393 affordable apartments for rent in Upshur County, Texas. Many of these rental apartments are income based housing with about 339 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 64 Project-Based Section 8 subsidized apartments in Upshur County. There are 54 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Upshur County

Housing Authority Programs
Ark-Tex Council of Governments Section 8 Housing Choice Voucher

Other Housing Authorities located in Upshur County

Housing Authority Programs
Housing Authority of Gilmer Public Housing
Housing Authority of Big Sandy Public Housing

Guide To Affordable Housing in Upshur County, Texas

Upshur County, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 8
Total Low Income Apartments 393
Total Rent Assisted Apartments 339
Percentage of Housing Units Occupied By Renters 21.15%
Average Renter Household Size 2.85
Total Population 40,096
Housing Units 13,844
Average Household Size 2.85
Median Household Income $46,673 ±$2,967
Median Rent $735 ±$33
Percentage Of Renters Overburdened 35.11% ± 5.84pp

Population and Household Demographics

Upshur County is a County in Texas with a population of 40,096. There are 13,844 households in the county with an average household size of 2.85 persons. 21.15% of households in Upshur County are renters.

Income and Rent Overburden in Upshur County

The median gross income for households in Upshur County is $46,673 a year, or $3,889 a month. The median rent for the county is $735 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Upshur County, a household making less than $2,450 a month would be considered overburdened when renting an apartment at or above the median rent. 35.11% of households who rent are overburdened in Upshur County.1

Area Median Income In Upshur County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Upshur County, HUD calculates the Area Median Income for a family of four as $59,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Upshur County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Upshur County HUD Rental Assistance in Upshur County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,500 $16,460 $20,780 $25,100 $29,420 $33,740 $36,850 $39,250
50% of Median $20,800 $23,800 $26,750 $29,700 $32,100 $34,500 $36,850 $39,250
80% of Median $33,250 $38,000 $42,750 $47,500 $51,300 $55,100 $58,900 $62,700
Low Income Housing Tax Credits in Upshur County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1992 to 1995, 3 low income apartment communities containing 78 rental apartments have been constructed and made affordable to low income persons in Upshur County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Upshur County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $24,960 $28,560 $32,100 $35,640 $38,520 $41,400 $44,220 $47,100

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Upshur County is $32,100 a year, or $2,675 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,675 by 30% to get a maximum rent of $803 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $520 $558 $669 $773 $863 $951
60% $624 $669 $803 $927 $1,035 $1,142
Fair Market Rents in Upshur County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$585 $766 $910 $1,195 $1,431

Cities In Upshur County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Gilmer 5 The HUD funded Public Housing Agencies that serve Gilmer are the Housing Authority of Gilmer and Ark-Tex Council of Governments.
Big Sandy 3 The HUD funded Public Housing Agencies that serve Big Sandy are the Housing Authority of Big Sandy and Ark-Tex Council of Governments.
Ore City 0 The HUD funded Public Housing Agency that serves Ore City is the Ark-Tex Council of Governments.
Union Grove 0 The HUD funded Public Housing Agency that serves Union Grove is the Ark-Tex Council of Governments.